The 6 best credit cards for Qantas Frequent Flyer Points

Kelly Emmerton

15 Feb 2019

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Planning an Easter getaway? Then it might be the perfect time to pick up a new Qantas Frequent Flyer points earning credit card for all your travel needs.

To help you make every dollar you spend from now until you jet off count towards that next tropical holiday or fun weekend away, Mozo’s editors have rounded up some of the reward cards with top Qantas points earning rates and bonus points deals to get you flying for free fast.

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Qantas Money Qantas Premier Platinum
  • Up to 100,000 bonus Qantas Points (conditions apply)

  • Complimentary concierge service and travel insurance

  • $149 annual fee in the first year ($299 after)

  • 1 points per $1 spent, up to $10,000 a month (0.5 points per $1 after)

  • Discounts on domestic Qantas flights

Made for serious travellers who like to fly in style, the Qantas Money Qantas Premier Platinum card is a luxe option with heaps of perks on offer. You can score 70,000 bonus points when you spend $3,500 within 90 days of card approval and an extra 30,000 bonus points after first anniversary of the card. Plus, earn 1 point per $1 spent, up to $10,000 a month, and enjoy extra freebies, like 2 complimentary airport lounge passes per year and discounts on domestic Qantas flights. For travellers who’ll get enough value out of these added extras to justify the annual fee, this card is well worth a look.

Go to the Qantas Money website to Apply Now >>

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ANZ Frequent Flyer Black
  • 120,000 Bonus Qantas Points when you spend $7,500 in the first 3 months

  • $150 cashback to your new card when you spend $7,500 in the first 3 months

  • 75 Bonus Status Credits when you book and travel on two new Qantas flights by 30 June 2019

  • 1 Qantas point per $1 spent (up to $7,500 each month, then 0.5 points)

  • 2 complimentary Qantas Club Lounge visits

With 120,000 bonus Qantas points on offer and ANZ's highest Qantas Points earning potential, the ANZ Frequent Flyer Black card is a favourite with serious Qantas points fiends. The $425 annual fee is offset by a range of travel perks including bonus Qantas status credits, complimentary overseas travel and medical insurance, interstate flight inconvenience insurance and 2 complimentary Qantas Club Lounge access invitations each year. Winner in the Mozo Experts Choice Award Premium Card Benefits category, ANZ offers great value for big spending Qantas frequent flyers with this card.

Go to the ANZ website to Apply Now >>

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American Express Qantas Ultimate Card
  • 55,000 bonus Qantas points when you spend $3,000 in the first 3 months

  • $450 annual Qantas travel credit each year

  • Earn up to 2.25 Qantas points per dollar on Qantas spends

  • Each year get 2 Amex Airport Lounge entries and 2 Qantas Club Lounge invitations

  • $450 annual fee

American Express cards offer pretty unbeatable value for serious rewards points lovers and the Qantas Ultimate card boasts a Qantas points earn rate of up to 2.25 points per dollar on Qantas spends (1.25 points per $1 on regular spending). Plus you’ll score $450 worth of Qantas travel credit each year to cancel out the annual fee. Throw in a tasty 55,000 bonus Qantas points when you spend $3,000 in the first 3 months, complimentary travel insurance, refund and purchase protection and it's not hard to see why American Express took out the title of Credit Card Provider of the Year in the Mozo Experts Choice Awards 2018. To apply, you'll need an annual income of at least $65,000.

Go to the AMEX website to Apply Now >>

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Bankwest Qantas Platinum Mastercard
  • Free Qantas Frequent Flyer membership

  • No foreign transaction fees on overseas shopping

  • Complimentary overseas travel insurance

  • 0.5 Qantas points per $1 earnt up to 200,000 points per year

  • $160 annual fee

For the slightly more budget-conscious Frequent Flyer, the Bankwest Qantas Platinum Mastercard comes with a more budget-friendly annual fee than some of the cards on this list, but plenty of points earning oomph. There’s also a tonne of travel extras to help you enjoy a money-savvy holiday, like complimentary travel insurance, no foreign transaction fees, and a free Qantas Frequent Flyer membership. There’s also a concierge service to help with your shopping and travel needs. Keep in mind this one comes with a minimum credit limit of $6,000.

Go to the Bankwest website to Apply Now >>

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American Express Qantas Discovery Card
  • $0 annual fee

  • 0.75 Qantas points per $1 on regular spends

  • Extra bonus point per $1 spent on Qantas products

  • Up to 44 interest free days on regular spends

  • 0% on balance transfers for 12 months (1% BT fee)

If you love Qantas points but hate annual fees, then this could be the Qantas Frequent Flyer rewards card for you. The Amex Qantas Discovery card offers excellent value for average spenders, with a Qantas points earn rate of 0.75 point per dollar spent. On top of that, you’ll have uncapped points earnings potential and no nasty annual fee to eat into the value of your rewards. It's no wonder the Amex Qantas Discovery took out Mozo Experts Choice 2018 Award in the Best Frequent Flyer category. You'll need an annual income of $35,000 or more to apply for this card.

Go to the American Express website to Apply Now >>

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NAB Qantas Rewards Signature Card
  • 90,000 bonus Qantas Points when you spend $4,000 within 60 days

  • Complimentary overseas travel insurance

  • 1 Qantas point per $1.50 spent up to $5,000 a month (then 0.5 points per $1 up to $20,000)

  • Apply online in 15 minutes and get a response in 60 seconds

  • $295 annual fee in the first year ($395 after)

A nice balance between easy on the wallet and big on rewards, the NAB Qantas Rewards Premium card has plenty of perks to justify its annual fee. Start with a neat 90,000 bonus points to kick your stash off, then add extras like free travel insurance, a concierge service, extended warranty, purchase protection and guaranteed pricing and you’ve got a pretty sweet deal. Left it to the last minute? Never fear, if you’ve got your ducks in a row, you can apply online for this card in as little as 15 minutes, and get a response from NAB in just 60 seconds. Easy.

Go to the NAB website to Apply Now >>

Want to see more card offers that come with great rewards point value? Visit our dedicated rewards card hub today, to compare over 120 rewards cards side by side.

*All rates and offers mentioned in this article are correct at time of writing, but may be subject to change. Please check the full Mozo review for each product for the most up-to-date information. Last updated 15/2/19.

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