The 6 best credit cards for Qantas Frequent Flyer Points


If you’ve got plans to make 2018 the year of new travel adventures, then now is the perfect time to arm yourself with a Qantas Frequent Flyer points earning credit card.

So that you make every dollar you spend this year count towards that next tropical holiday or fun weekend away, Mozo’s editors have rounded up some of the reward cards with top Qantas points earning rates and bonus points deals to get you flying for free fast.

ANZ Frequent Flyer Black

Key features

  • 75,000 bonus points when you spend $2,500 on eligible purchases within the first 3 months
  • 1 Qantas point per $1 spent (up to $7,500 each month, then 0.5 points)
  • 2 complimentary Qantas Club Lounge visits each year
  • $0 annual fee in the first year ($425 after)

With 75,000 bonus Qantas points on offer and ANZ's highest Qantas Points earning potential, the ANZ Frequent Flyer Black card is a favourite with serious Qantas points fiends. The $425 annual fee is offset by a range of travel perks including free Qantas status credits, complimentary overseas travel and medical insurance, interstate flight inconvenience insurance and 2 complimentary Qantas Club Lounge access invitations each year. Taking out a Mozo Experts Choice Award 2017 in the premium rewards card category, this card offers great value for big spending Qantas frequent flyers.

Go to the ANZ website to Apply Now >>

St.George Amplify Signature

Key features

  • 90,000 Amplify or Qantas bonus points (min spend applies)
  • 1.5 points per $1 spent
  • 24/7 concierge service, travel insurance and extended warranty
  • $279 annual fee

With the St.George Amplify Signature card in your carry-on, there are a tonne of travel perks and points at your fingertips. You'll earn a 1.5 points per $1 spent on regular purchases, plus travellers rejoice because you'll earn double points on overseas spends. There's also a whopping 90,000 bonus points on offer if you spend $5,000 within 90 days of approval. And not only is this card good for earning points - its designed to help you stack them up to, with no points cap or expiry date. Other travel perks include 2 complimentary airport lounge passes each year, free international travel insurance, and a Visa Luxury Hotel Collection membership, so you can travel in style. 

Go to the St.George website to Apply Now >>

American Express Qantas Ultimate Card

Key features

  • 100,000 bonus Qantas points plus $450 annual Qantas travel credit
  • Earn up to 1.5 Qantas points per dollar, uncapped
  • Each year get 2 Amex Airport Lounge entries and 2 Qantas Club Lounge invitations
  • $450 annual fee

With the big banks winding back the value of their rewards programs, standalone American Express cards now offer pretty unbeatable value for serious rewards points lovers. The Qantas Ultimate card boasts a market-leading Qantas points earn rate of up to 1.5 points per dollar, uncapped, plus $450 worth of Qantas travel credit each year to cancel out the annual fee. Throw in a tasty 100,000 bonus Qantas points when you spend $3,000 in the first 3 months, complimentary travel insurance, refund and purchase protection and it's not hard to see why this card took out dual awards in the 2017 Mozo Experts Choice Awards for best value rewards credit cards. To apply, you'll need an annual income of at least $65,000.

Go to the AMEX website to Apply Now >>

NAB Qantas Rewards Signature Card

Key features

  • 100,000 bonus points when you spend $4,000 in the first 60 days
  • 1 Qantas point per $1 spent (up to $5,000 a month, then 0.5 points per $1 spent up to $20,000)
  • Free Qantas Frequent Flyer membership
  • $395 annual fee

The NAB Qantas Rewards Signature card is a good value premium Qantas points card pitched at those putting around $5,000 a month on their card. The $395 annual fee is pretty standard when it comes to premium rewards cards, but seriously big spenders need to take note that the points earn rate with this card halves when your monthly spend hits $5,000 and caps out altogether at $20,000. There are a heap of extra features on offer with this one, including complimentary international travel insurance, 24/7 concierge service and extended warranty. You'll need to apply by 17 June 2018 to take advantage of the bonus points offer.

Go to the NAB website to Apply Now >>

American Express Qantas Discovery Card

Key features

  • No annual fee
  • 1 point per $1 spent, uncapped, on regular spends
  • Additional bonus point per $1 spent on Qantas products
  • 0% on balance transfers for the first 12 months (1% BT fee)

If you love Qantas points but hate annual fees, then this could be the Qantas frequent flyer rewards card for you. The Amex Qantas Discovery card offers excellent value for average spenders, with a solid Qantas points earn rate of 1 point per dollar spent, uncapped points earnings potential and no nasty annual fee to eat into the value of your rewards. It's no wonder the Amex Qantas Discovery took out Mozo Experts Choice 2017 Awards in both the best frequent flyer and best rewards cards categories. You'll need an annual income of $35,000 or more to apply for this card.

Go to the American Express website to Apply Now >>

ANZ Frequent Flyer Platinum

Key features

  • 65,000 bonus Qantas points when you spend $2,500 in the first 3 months
  • 0.75 points per $1 spent (up to $3,000 each month, then 0.5 points, uncapped)
  • Free concierge, travel insurance and extended warranty
  • $0 annual fee in the first year ($295 afterwards)

Sitting one level down from the super premium Frequent Flyer Black card in the ANZ stable of Qantas rewards cards, the Frequent Flyer Platinum card offers decent Qantas points earning potential at a more palatable annual fee of $295 (waived in the first year). You'll get free Qantas Frequent Flyer membership if you're not already in the club along with complimentary travel insurance, extended warranty and purchase protection, concierge and up to 55 interest free days on purchases. The online application takes around 5 minutes and you'll get a response in 60 seconds, but you'll need a minimum annual income of $35,000 to apply for the card.

Go to the ANZ website to Apply Now >>

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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Want to see more card offers that come with great rewards point value? Visit our dedicated rewards card hub today, to compare over 114 rewards cards side by side.

*All rates and offers mentioned in this article are correct at time of writing, but may be subject to change. Please check the full Mozo review for each product for the most up-to-date information. Last updated 21/12/17.

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