28 Degrees is an international travel credit card provided by GE Money, which is a leading consumer finance company in Australia and New Zealand, offering a range of services including personal loans, credit cards and insurance.
In 2019, 28 Degrees was recognised as a standout travel credit card provider - taking out two Mozo Experts Choice Awards for best Travel Credit Card and best Platinum Travel Credit Card.
Rates and fees verified as correct at 24 July, 2019. Other information correct at the time of writing.
Here’s a quick look at the different kinds of Credit Cards that you can choose from:
Are you looking for a low fee credit card? Then consider getting the 28 Degrees Platinum Mastercard, which comes at $0 annual fee plus 55 interest free days.
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The 28 Degrees Platinum Mastercard is one of Australia’s best travel credit cards. It has no annual fee and comes with no currency conversion fees as well as no international transaction fees on purchases which is why it was awarded a Mozo Experts Choice Award for Best Overseas Transaction Credit Card. All cardholders get access to a complimentary concierge service which is available 24/7 worldwide, making it the perfect card to take with you shopping here at home and abroad.
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You can manage your 28 Degrees Platinum Mastercard account online by simply registering for the Internet banking service on their website. The Online Service Centre lets you view your transactions instantly, access your statements and update your details anytime.
Yes, of course. It has no currency conversion fees as well as no international transaction fees on purchases so it is the perfect card to take with you overseas. What’s more, it also gives you access to a complimentary worldwide concierge service, which is available any time of the day to help plan your holidays, book restaurants, tours and more.
You can choose from a number of different ways to make 28 Degrees Platinum Mastercard repayments such as direct debit, BPAY or online banking. In case you’re not comfortable with Internet or phone banking, you can also take your statement and pay at any Post Office.
Yes, you can apply for an additional card for your 28 Degrees Platinum Mastercard account by completing a simple online application form. The additional cardholder may also need to provide certain documents such as proof of identity and address.
The 28 Degrees Platinum Mastercard offers up to 55 days interest free on qualifying purchases. However, you’ll need to make sure you pay the full balance of the account both for the statement before the purchases were made, and for the statement on which the purchases are listed.
You can use the 28 Degrees Platinum Mastercard to withdraw money from any ATM but don’t forget, withdrawals from ATMs using credit cards are treated as Cash Advances so interest free days don’t apply, and need to pay an additional cash advance fee which is a percentage of the withdrawn amount.
Yes, the 28 Degrees Platinum Mastercard is protected by card security measures both when you shop and when you access your account. For example, if the Falcon fraud management system identifies any unusual activity on your credit card the security experts are notified immediately so that necessary action can be taken. Also, the in-built chip in your 28 Degrees Platinum Mastercard provides another layer of protection against fraud, reducing the chance of your personal details being copied in case your card is lost or stolen.
You can easily make contactless payments with a 28 Degrees Platinum Mastercard. This means that for making purchases under $100, you will not be required to swipe, sign or enter your PIN. All you need to do is hold your credit card to the reader for a quick and hassle-free transaction.
Want to know more as to what real customers think about the 28 Degrees Platinum Mastercard? Check out our customer reviews to see how the Mozo community has rated the 28 Degrees Mastercard on features like price, convenience and customer service.
This card was good for travel as they didn't charge any transaction fees, however this has now changed so I've switched cards. Customer service was good, they let me know as soon as there were fraudulent transactions and hopped on the problem...
This card was good for travel as they didn't charge any transaction fees, however this has now changed so I've switched cards. Customer service was good, they let me know as soon as there were fraudulent transactions and hopped on the problem quickly.
Hannah, Queensland, reviewed over 3 years ago
28 degrees Platinum MasterCard is awesome for travel. It has no annual fee, no currency exchange fees and no international conversion fees. As long as you're someone who pays off your credit card after your trip, this is a great option. It...
28 degrees Platinum MasterCard is awesome for travel. It has no annual fee, no currency exchange fees and no international conversion fees. As long as you're someone who pays off your credit card after your trip, this is a great option. It doesn't have the bells and whistles of a rewards program but I'd prefer to save the money on fees.
Vicky, New South Wales, reviewed over 3 years ago
Love the convenience of the card and customer service have always been very helpful. I feel the online banking to be a little difficult to navigate and when printing statements at home, especially if I want to print up to date instead of a...
Love the convenience of the card and customer service have always been very helpful. I feel the online banking to be a little difficult to navigate and when printing statements at home, especially if I want to print up to date instead of a previous or last statement a bit troublesome.
Roy, New South Wales, reviewed over 3 years ago
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.
After carefully comparing all the different credit cards in the market, if you decide on the 28 Degrees Platinum Mastercard as the one that’s best suited to your needs, hit the ‘Go to site’ button on Mozo so you can fill an online application on the 28 Degrees website directly.
To be eligible for the 28 Degrees Platinum Mastercard , you’ll need to be at least 18 years of age and a permanent resident of Australia.
While filling in the application, you’ll need to provide the following information: