28 Degrees credit cards

28 Degrees
28 Degrees's overall rating for credit cards

(as rated by the Mozo community)

7.3 / 10

based on 161 reviews

28 Degrees is an international travel credit card provided by GE Money, which is a leading consumer finance company in Australia and New Zealand, offering a range of services including personal loans, credit cards and insurance.

Rates and fees verified as correct at 27 April, 2018. Other information correct at the time of writing.

What credit cards do 28 Degrees offer?

Here’s a quick look at the different kinds of Credit Cards that you can choose from:

Low fee credit cards Low fee credit cards

Are you looking for a low fee credit card? Then consider getting the 28 Degrees Credit Card, which comes at $0 annual fee plus 55 interest free days. 

Product Purchase rate Balance transfer rate Annual fees Interest free days  

21.99% p.a.

4.99% p.a. for 6 months and then 21.99% p.a.

$0

55

Go to site
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Prestige cards Prestige cards

The 28 Degrees Platinum MasterCard is one of Australia’s best travel credit cards. It has no annual fee and comes with no currency conversion fees as well as no international transaction fees on purchases which is why it was awarded a Mozo Experts Choice Award for Best Overseas Transaction Credit Card. All cardholders get access to a complimentary concierge service which is available 24/7 worldwide, making it the perfect card to take with you shopping here at home and abroad.

Product Points per dollar Purchase rate Balance transfer rate Annual fees  

21.99% p.a.

4.99% p.a. for 6 months and then 21.99% p.a.

$0

Go to site
Hide

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Frequently Asked Questions about 28 Degrees credit cards

    Q1. How can I access the 28 Degrees Internet banking service?

    Q2. Can I use a 28 Degrees Credit Card outside Australia?

    Q3. How do I make 28 Degrees Credit Card repayments?

    Q4. Can I get an additional card for my 28 Degrees Credit Card account?

    Q5. Will I be eligible for an interest free period with the 28 Degrees Credit Card?

    Q6. Can I withdraw cash from an ATM using a 28 Degrees Credit Card?

    Q7. Is the 28 Degrees Credit Card protected against fraud and ID theft?

    Q8. Can I use the ‘tap and go’ technology with a 28 Degrees Credit Card?

How are 28 Degrees credit cards rated?

Want to know more as to what real customers think about the 28 Degrees Credit Card? Check out our customer reviews to see how the Mozo community has rated the 28 Degrees MasterCard on features like price, convenience and customer service.

28 Degrees credit cards

Overall 7.3*

Price

Features

Customer service

Convenience

Trust

161 Reviews

* Overall rating based on reviews in the past 12 months.

Recent 28 Degrees credit card reviews Recent 28 Degrees credit card reviews

28 Degrees

28 Degrees Platinum Mastercard credit card review

Overall rating   9 / 10

Very good service

There is no conversion on oversees transactions.

Full review

There is no conversion on oversees transactions.

    Price   8 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Kevin (QLD), reviewed 10 months ago

28 Degrees

28 Degrees credit card review

Overall rating   5 / 10

Good for travel, but that's about it

This card was good for travel as they didn't charge any transaction fees, however this has now changed so I've switched cards. Customer service was good, they let me know as soon as there were fraudulent transactions and hopped on the problem...

Full review

This card was good for travel as they didn't charge any transaction fees, however this has now changed so I've switched cards. Customer service was good, they let me know as soon as there were fraudulent transactions and hopped on the problem quickly.

    Price   3 / 10

    Features   0 / 10

    Customer service   3 / 10

    Convenience   5 / 10

    Trust   0 / 10

Less

Hannah (QLD), reviewed about 2 years ago

28 Degrees

28 Degrees Platinum Mastercard credit card review

Overall rating   8 / 10

An awesome card for travelllers

28 degrees Platinum MasterCard is awesome for travel. It has no annual fee, no currency exchange fees and no international conversion fees. As long as you're someone who pays off your credit card after your trip, this is a great option. It...

Full review

28 degrees Platinum MasterCard is awesome for travel. It has no annual fee, no currency exchange fees and no international conversion fees. As long as you're someone who pays off your credit card after your trip, this is a great option. It doesn't have the bells and whistles of a rewards program but I'd prefer to save the money on fees.

    Price   9 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

Vicky (NSW), reviewed about 2 years ago

28 Degrees

28 Degrees credit card review

Overall rating   7 / 10

Very good service and convenience.

Love the convenience of the card and customer service have always been very helpful. I feel the online banking to be a little difficult to navigate and when printing statements at home, especially if I want to print up to date instead of a...

Full review

Love the convenience of the card and customer service have always been very helpful. I feel the online banking to be a little difficult to navigate and when printing statements at home, especially if I want to print up to date instead of a previous or last statement a bit troublesome.

    Price   8 / 10

    Features   4 / 10

    Customer service   7 / 10

    Convenience   8 / 10

    Trust   6 / 10

Less

Roy (NSW), reviewed about 2 years ago

28 Degrees

28 Degrees Platinum Mastercard credit card review

Overall rating   9 / 10

Great for travelling and online shopping

Great for travelling and online shopping

Full review

Great for travelling and online shopping

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Gavin (QLD), reviewed about 2 years ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

What do you need to apply for a 28 Degrees credit card? What do you need to apply for a 28 Degrees credit card?

After carefully comparing all the different credit cards in the market, if you decide on the 28 Degrees MasterCard as the one that’s best suited to your needs, hit the ‘Go to site’ button on Mozo so you can fill an online application on the 28 Degrees website directly.    

To be eligible for the 28 Degrees Platinum MasterCard , you’ll need to be at least 18 years of age and a permanent resident of Australia.

While filling in the application, you’ll need to provide the following information:

  • Your email address
  • A drivers licence, passport or proof of age card
  • Details of your income, assets and liabilities
  • Your employer's address and contact number
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