Qantas Discovery Card card image
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American Express Qantas Discovery Card

Advertiser disclosure
Purchase rate
23.99% p.a.
Balance transfer rate
No current offer
Annual fees
$0
Interest free days on purchases
44
Go to site

Mozo editorial review American Express Qantas Discovery Card - last updated: 5 February 2024

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What's hot
  • 2023 Rewards Credit Card Provider of the Year
  • 0.75 Qantas Points per $1 on regular spends
  • No annual fee
What's not
  • 23.99% purchase rate
Mozo snapshot

Taking out a 2023 Mozo Experts Choice Award for best Qantas Frequent Flyer Credit Card, the Qantas American Express Discovery credit card is a stand-out in the world of rewards credit cards with no annual fee and lots of rewards benefits. Earn 0.75 Qantas Points every time you spend $1 on everyday purchases, and 1 additional bonus point for every $1 spent on selected Qantas products and services - that means you could potentially earn up to 1.75 points for every $1 you spend on eligible purchases.

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Key features

The Qantas American Express Discovery card, from 2023 Mozo Experts Choice Rewards Credit Card Provider of the Year American Express, has a high interest rate of 23.99% but no annual fee. The Qantas American Express Discovery card comes with top Amex benefits like fraud, purchase and refund cover, plus global customer service.

When it comes to earning rewards points, there's no cap on your points earning power and you can earn:

 - 0.75 Qantas Point per $1 on regular spends (except on spends with government bodies, where you'll earn just 0.5 points per $1 spent)

 - An extra 1 Qantas Point per $1 if you're spending with Qantas in Australia

Just remember, while it's great to earn points, make sure you pay down your card in full month to month, otherwise you'll face that hefty interest rate on your spending.

Earn Qantas Points and enjoy $0 Annual Card Fee.

 

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Who is it good for

If you simply want a low maintenance rewards credit card and plan to pay off your balance in full each month, the Qantas American Express Discovery Card would suit you perfectly. Points are automatically credited to your Qantas Frequent Flyer account, so you don't have to worry about keeping track of rewards points.

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Any catches

With a high interest rate of over 20% this is not a credit card to carry debt on. Be sure to set up those automatic payments or you'll find a $30 late payment fee added to your statement. There's also a $6 dishonour fee.

Rewards program details

Rates and fees information correct as at 17 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

20,010 points

$100 Cash

-

Points earning

0.75 points per dollar on Amex, uncapped

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer programme.

All rewards can be redeemed via the Qantas Store.

Earn 0.5 Qantas Points per $1 spent at government bodies, earn 1.75 Qantas Points per $1 spend on selected Qantas products and services.

Value of rewards points

Spend $26,680 (Amex)

Spend $10,667 (Amex)

Spend $147,200 (Amex)

Uncapped

Never

How do we calculate these points?

Rate and fee details

Rates

23.99% p.a.

none

No current offer

no

none

44

Fees

$0.00

none

none

none

$30.00

2%, min $2.50

3.00%

$10.00

$7.00

$0.00

Features

$30.00

2.5

up to 4

none

Payment options

Apple Pay, Google Wallet, Samsung Pay

Rewards privileges

Account alerts by SMS,
Card Purchase Cover

Other benefits

Card Refund Cover and Card Purchase Cover.

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