Bankwest Breeze Mastercard

0% p.a. for 6 months then 12.99% p.a.

0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)

$79 $0 in the first year

n/a

Bankwest Breeze Mastercard

0% p.a. for 6 months then 12.99% p.a.

0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)

$79 $0 in the first year

n/a

Mozo Review   Bankwest Breeze Mastercard Review

Last updated: 1 January 2019.

What's hot:
  • 0% balance transfer rate for 26 months (2% balance transfer fee)

  • 0% purchase rate for 6 months (then 12.99% p.a.)

  • $0 annual fee in the first year ($79 after)

What's not:
  • 21.99% p.a. cash advance rate

Mozo snapshot:

The Bankwest Breeze Mastercard comes with a 0% balance transfer offer for 26 months, making it a hot choice to help you pay off your current credit card debt. Or for everyday spenders, there's 0% interest for the first 6 months on day-to-day spending, then a low purchase ongoing purchase rate of just 12.99%. Plus, you'll pay no annual fee in the first year ($79 after.)

Key features:

Need to clear some debt from an old card? With the Bankwest Breeze Mastercard, you can take advantage of a balance transfer offer which gives you 26 months interest free. That's a little over a year to get a handle on your balance without paying interest on top. 

Keep in mind that after this period, any leftover balance will start to be charged interest at the ongoing 12.99% purchase rate - the good news is that's still a pretty low rate anyway. However, there is a 2% balance transfer fee to budget for. This offer's available for a limited time only, so don't miss out!

For regular spenders, there's 6 months interest free up front and a low 12.99% purchase rate after that. That gives the Bankwest Breeze Mastercard one of the lowest credit card interest rates of the major players, which you've got to love. Plus, there's no annual fee in the first year ($79 after that.)

You can also enjoy the low rate spending with your loved ones thanks to the 3 additional cardholders option. Plus, for the tech-savvy, you can pay with Apple Pay, Google Pay and the Mozo Experts Choice Award winning Bankwest Halo payment ring.

Who it's good for:

If you're trying to clear a niggling debt from you'e existing card, the Bankwest Breeze balance transfer offer could be just the ticket, giving you over a year to clear that balance. Plus, it offers low-cost spending after that, to help keep you from building a balance back up.

Any catches?

The Breeze Mastercard draws the line of low rates at cash advances, with a miserable 21.99%. Also keep an eye on the late payment fee which comes in at $25 - which can make for some unhappy banking. But stay on top of your credit card admin and use this card wisely - like we know you will - and you'll enjoy smooth sailing.

Details

Rates and fees information correct as at 23 February 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 12.99% p.a.

  • 0% p.a. for 6 months

  • 0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)

  • no

  • 21.99% p.a.

  • 55

Fees
  • $79.00

  • $0 in the first 1 year

  • none

  • none

  • $25.00

  • 2%, Min $4.00

  • 2.95%

  • $7.50

  • $12.00

  • $0.00

Features
  • $20.00

  • 2.0

  • 3

  • none

Payment options

Google Pay, Payment Ring

Customer Reviews

How are Bankwest credit cards rated by the Mozo community?

Overall customer rating
7.3/10
Price
6.9/10
Features
6.2/10
Customer service
7.4/10
Convenience
7.5/10
Trust
7.4/10

Latest reviews of Bankwest Breeze Mastercard

  • Overall
    8/10
    Alright

    Overall great credit card. The interest rates could be a bit lower though.

    Overall great credit card. The interest rates could be a bit lower though.

    Price
    5/10
    Features
    0/10
    Customer service
    10/10
    Convenience
    0/10
    Trust
    10/10

    Tamara | Western Australia

    reviewed 3 months ago

  • Overall
    5/10
    Need new one

    I hate my bank.

    I hate my bank.

    Price
    -1/10
    Features
    3/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    10/10

    Cathryn | Western Australia

    reviewed 4 months ago

  • Overall
    9/10
    So glad I switched

    Always friendly, attentive and solution orientated staff in branch or phone. Website flows easily...

    Always friendly, attentive and solution orientated staff in branch or phone. Website flows easily and I've been a happy new customer now for 9 months.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Mel | Western Australia

    reviewed 11 months ago

  • Overall
    10/10
    Great rates

    Great rates.

    Great rates.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10

    Erin | Queensland

    reviewed over 3 years ago

  • Overall
    8/10
    Simple and easy

    Simple and easy.

    Simple and easy.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Matthew | Victoria

    reviewed over 3 years ago

Bankwest

About Bankwest

Bankwest is the bank best known for Making Banking Easier, an initiative which aims to make banking a more positive experience. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, who have promised to retain the Bankwest brand. So if you like the sound of Making Banking Easier, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.

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