Bankwest Breeze Mastercard

0% p.a. for 13 months then 12.99% p.a.

0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)

$79

n/a

Bankwest Breeze Mastercard

0% p.a. for 13 months then 12.99% p.a.

0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)

$79

n/a

Mozo Review   Bankwest Breeze Mastercard Review

Last updated: 4 April 2018.

What's hot:
  • 0% purchase rate for 13 months (then 12.99% p.a.)

  • 0% p.a. on balances transferred for 13 months with a 2% fee

  • Balance transfer offer reverts to low 12.99% purchase rate

What's not:
  • 21.99% p.a. cash advance rate

Mozo snapshot:

The Bankwest Breeze Mastercard is is a great card for day-to-day spending with 0% interest for the first 13 months, then a low purchase ongoing purchase rate of just 12.99%. Throw in the 0% balance transfer offer for 13 months, and this could be a top choice to help you pay off your current credit card debt. 

Key features:

With 13 months interest free up front and a low 12.99% purchase rate after that, the Bankwest Breeze Mastercard has one of the lowest credit card interest rates of the major players, which you've got to love.

If you need to clear a debt from an old card, you can also take advantage of the balance transfer offer which gives you 13 months interest free, before reverting to the ongoing 12.99% purchase rate - which is still a pretty low rate if you wind up having some of your balance left over. Just keep in mind the 2% balance transfer fee. Limited time only.

The Breeze Mastercard still represents good value for those looking to minimise interest charges. And you can enjoy the low rate spending with your loved ones thanks to the 3 additional cardholders option. 


Who it's good for:

With an interest free introductory period followed by a low 12.99% rate on purchases, the Bankwest Breeze Mastercard is the perfect addition to a shopper's wallet. 

Any catches?

The Breeze Mastercard draws the line of low rates at cash advances, with a miserable 21.99%. Also keep an eye on the late payment fee which comes in at $25 - which can make for some unhappy banking. But stay on top of your credit card admin and use this card wisely - like we know you will - and you'll enjoy smooth sailing.

Details

Rates and fees information correct as at 17 October 2018.

Rates
  • 12.99% p.a.

  • 0% p.a. for 13 months

  • 0% p.a. for 13 months and then 12.99% p.a. (2.00% balance transfer fee)

  • no

  • 21.99% p.a.

  • 55

Fees
  • $79.00

  • none

  • none

  • none

  • $25.00

  • 2%, Min $4.00

  • 2.95%

  • $7.50

  • $12.00

  • $0.00

Features
  • $20.00

  • 2.0

  • 3

  • none

Payment options

Google Pay, Payment Ring

Customer Reviews

How are Bankwest credit cards rated by the Mozo community?

Overall customer rating
7.4/10
Price
6.9/10
Features
6.2/10
Customer service
7.4/10
Convenience
7.5/10
Trust
7.4/10

Latest reviews of Bankwest Breeze Mastercard

  • Overall
    5/10
    Need new one

    I hate my bank.

    I hate my bank.

    Price
    -1/10
    Features
    3/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    10/10

    Cathryn | Western Australia

    reviewed about 14 hours ago

  • Overall
    9/10
    So glad I switched

    Always friendly, attentive and solution orientated staff in branch or phone. Website flows easily...

    Always friendly, attentive and solution orientated staff in branch or phone. Website flows easily and I've been a happy new customer now for 9 months.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Mel | Western Australia

    reviewed 6 months ago

  • Overall
    10/10
    Great rates

    Great rates.

    Great rates.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10

    Erin | Queensland

    reviewed about 3 years ago

  • Overall
    8/10
    Simple and easy

    Simple and easy.

    Simple and easy.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Matthew | Victoria

    reviewed over 3 years ago

  • Overall
    8/10
    Good customer service

    Nothing to say all is good and the only one that would give me a credit card.

    Nothing to say all is good and the only one that would give me a credit card.

    Price
    5/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    7/10

    Brad | Western Australia

    reviewed over 3 years ago

Bankwest

About Bankwest

Bankwest is the bank best known for Making Banking Easier, an initiative which aims to make banking a more positive experience. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, who have promised to retain the Bankwest brand. So if you like the sound of Making Banking Easier, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.

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