Breeze Mastercard card image

Bankwest Breeze Mastercard

Advertiser disclosure
Purchase rate
10.99% p.a.
Balance transfer rate
0% p.a. for 26 months and then 10.99% p.a. (2.00% balance transfer fee)
Annual fees
$49 $0 in the first year
Interest free days on purchases
55
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Mozo editorial review Bankwest Breeze Mastercard

Last updated: 11 December 2020.

binocular icon
What's hot
  • 0% p.a. on balance transfers for 26 months (2% BT fee applies)
  • No annual fee in the first year ($49 after)
What's not
  • 21.99% p.a. cash advance rate
Mozo snapshot

Get on top of your credit card balance with the Bankwest Breeze Mastercard balance transfer offer of 0% p.a. for 26 months (2% BT fee applies), then an ongoing balance transfer rate of 10.99% p.a. thereafter. Plus, you'll pay no annual fee in the first year (then $49), making this piece of plastic a pretty budget friendly option all round. The offer is available to new Breeze Mastercard customers only and is for a limited time. Fees and T&Cs apply. 

key icon
Key features

The Bankwest Breeze Mastercard comes with an intro balance transfer rate offer of 0% p.a. for 26 months (2% BT fee applies) to help get on top of your credit card balance and clear some debt from an old card. 

Plus, there’s no annual fee for the first year and $49 each year after, so your budget won’t take a big blow just for having the card. 

Keep in mind that after the initial 26 months, any leftover balance will start to be charged interest at the ongoing balance transfer rate of 10.99% p.a. Just remember that this offer’s available to new customers for a limited time only! 

snapshot
Who is it good for

If you find yourself carrying a large balance on your credit card from time to time, the Bankwest Breeze Mastercard is a good pick with a 0% p.a. on balance transfers for 26 months (2% BT fee applies). You can also take advantage of no annual fee for the first year and a low ongoing purchase interest rate of 10.99% p.a. 

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Any catches

The Breeze Mastercard draws the line of low rates at cash advances, with a miserable 21.99%. Also keep an eye on the late payment fee which comes in at $25 - which can make for some unhappy banking. But stay on top of your credit card admin and use this card wisely - like we know you will - and you'll enjoy smooth sailing.

Details

Rates and fees information correct as at 18 January 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 10.99% p.a.

  • none

  • 0% p.a. for 26 months and then 10.99% p.a. (2.00% balance transfer fee)

  • no

  • 21.99% p.a.

  • 55

Fees
  • $49.00

  • $0 in the first year

  • none

  • none

  • $25.00

  • 2%, Min $4.00

  • 2.95%

  • $2.50

  • $0.00

  • $0.00

Features
  • $20.00

  • 2.0

  • 3

  • Introductory rate on balance transfers is available to new Bankwest credit card customers who apply before the promotion ends. Minimum balance transfer amount is $500 and is limited to up to 95% of approved credit limit.

Payment options

Apple Pay, Google Pay, Payment Ring

Customer Reviews

How are Bankwest credit cards rated by the Mozo community?

Overall
7.3/10
Price
6.9/10
Features
6.2/10
Customer service
7.4/10
Convenience
7.5/10
Trust
7.5/10

Latest reviews of Bankwest Breeze Mastercard

  • Overall 2/10
    Not really any bonus deals.

    Not really any bonus deals or anything for points.

    Read full review

    Not really any bonus deals or anything for points.

    Price
    5/10
    Features
    2/10
    Customer service
    8/10
    Convenience
    6/10
    Trust
    4/10
    Less
    Mel, Western Australia reviewed 5 days ago
  • Overall 10/10
    Best basic card.

    A good basic credit with very low interest rates and without the bells and whistles.

    Read full review

    A good basic credit with very low interest rates and without the bells and whistles.

    Price
    10/10
    Features
    0/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Nancy, New South Wales reviewed 9 months ago
  • Overall 10/10
    Bankwest, a breeze!!

    Some of the greatest customer service I have ever received. Bankwest gave me a balance transfer with the Breeze Mastercard to consolidate my other cards with 6 months interest free!

    Read full review

    Some of the greatest customer service I have ever received. Bankwest gave me a balance transfer with the Breeze Mastercard to consolidate my other cards with 6 months interest free!

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Dean, New South Wales reviewed about 1 year ago
  • Overall 5/10
    Standard card without a reward program.

    Easy to get credit card, easy to navigate the web site and lovely staff at local branch. No rewards though which is a shame.

    Read full review

    Easy to get credit card, easy to navigate the web site and lovely staff at local branch. No rewards though which is a shame.

    Price
    5/10
    Features
    0/10
    Customer service
    7/10
    Convenience
    9/10
    Trust
    5/10
    Less
    Helen, Western Australia reviewed about 1 year ago
  • Overall 5/10
    Don’t get a credit card full stop.

    I’ve tried to contact them to see whether I could change my card and their chat line never got back to me, plus they have closed a lot of branches.

    Read full review

    I’ve tried to contact them to see whether I could change my card and their chat line never got back to me, plus they have closed a lot of branches.

    Price
    5/10
    Features
    5/10
    Customer service
    5/10
    Convenience
    1/10
    Trust
    5/10
    Less
    Sandra, New South Wales reviewed about 1 year ago
Thumbnail icon for Bankwest

About Bankwest

Bankwest is all about making your finances simple. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, which has promised to retain the Bankwest brand. So if you like the sound of simple banking, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.

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