Breeze Mastercard card image
Mini meca 2023

Bankwest Breeze Mastercard

Advertiser disclosure
Purchase rate
0% p.a. for 12 months then 12.99% p.a.
Balance transfer rate
0% p.a. for 12 months and then 12.99% p.a. (2.00% balance transfer fee)
Annual fees
$49
Interest free days on purchases
55

Mozo editorial review Bankwest Breeze Mastercard - last updated: 4 January 2024

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What's hot
  • 2023 Mozo Experts Choice Credit Card Provider of the Year
  • 0% p.a. on balance transfers for 12 months, then 12.99% p.a.) thereafter
  • Pay off purchases in installments
What's not
  • 21.99% p.a. cash advance rate
Mozo snapshot

Whether you're looking for a credit card to pay off an existing balance, or to simply have in your back pocket to make purchases, Bankwest's Breeze Mastercard has plenty of perks. It comes with a 0% balance transfer interest rate for the first 12 months, after which the rate increases to 12.99% p.a. There's also a 0% purchase rate for the first 12 months (also reverts to 12.99% p.a.) with a $49 annual fee.

It's no wonder the card was awarded not one, but two 2023 Mozo Experts Choice Awards for best Low Rate Credit Card and best Balance Transfer Credit Card! 

Bankwest's payment plan, "Easy Instalment Purchase Plan" which is available on all credit cards also won Bankwest an award for best Credit Card Payment Plan. 

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Key features
The Bankwest Breeze Mastercard comes with an intro balance transfer rate offer of 0% p.a. for 12 months (2% BT fee applies) to help get on top of your credit card balance and clear some debt from an old card. Plus, benefit from no interest on everyday purchases for over a year.

Keep in mind that after the initial 12 months, any leftover balance will start to be charged interest at the ongoing balance transfer and purchase rate of 12.99% p.a. Just remember that this offer’s available to new customers for a limited time only! Other T&Cs may also apply.

Bankwest is also allowing customers to pay off purchases with their easy instalment purchase plan.

Finally with a low purchase rate on offer, it's no wonder this Bankwest card received a 2022 Mozo Experts Choice Award.


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Who is it good for

If you find yourself carrying a large balance on your credit card from time to time, the Bankwest Breeze Mastercard is a good pick with a 0% p.a. on balance transfers for 12 months (2% BT fee applies). You can also take advantage of no interest on purchases for the first 12 months, and an ongoing purchase rate interest rate of 12.99% p.a. making this card a real all-rounder.

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Any catches

The Breeze Mastercard draws the line of low rates at cash advances, with a miserable 21.99%. Also keep an eye on the late payment fee which comes in at $25 - which can make for some unhappy banking. But stay on top of your credit card admin and use this card wisely - like we know you will - and you'll enjoy smooth sailing.

Details

Rates and fees information correct as at 21 April 2024 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

12.99% p.a.

0% p.a. for 12 months

0% p.a. for 12 months and then 12.99% p.a. (2.00% balance transfer fee)

no

21.99% p.a.

55

Fees

$49.00

none

none

none

$25.00

3%, Min $4

2.95%

$1.25

$0.00

$0.00

Features

$20.00

2.0

3

Introductory rate on balance transfers is available to new Bankwest credit card customers who apply before the promotion ends. Minimum balance transfer amount is $500 and is limited to up to 95% of approved credit limit.

Payment options

Apple Pay, Google Wallet

Other benefits

Annual fee is waived in the first year and will be payable in subsequent years in advance on each anniversary date of card opening. In instances where the first year annual fee is charged to the account, this will be refunded within 30 days. Set up Easy Instalments purchase plans to spread the cost of up to 5 eligible purchases over 4 monthly instalments at 0% p.a.

Customer Reviews

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