Breeze Mastercard card image

Bankwest Breeze Mastercard

Advertiser disclosure
Purchase rate
0% p.a. for 15 months then 9.90% p.a.
Balance transfer rate
0% p.a. for 15 months and then 9.90% p.a.
Annual fees
$49 $0 in the first year
Interest free days on purchases
55
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Mozo editorial review Bankwest Breeze Mastercard

Last updated: 7 May 2021.

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What's hot
  • 0% p.a. on balance transfers for 15 months, then 9.90% p.a.) thereafter
  • No annual fee in the first year ($49 after)
  • 10.99% purchase rate
  • 0% p.a. on purchases for 15 months, then 9.90% p.a. thereafter
What's not
  • 21.99% p.a. cash advance rate
Mozo snapshot

Get on top of your credit card balance with the Bankwest Breeze Mastercard offer of 0% after. Plus, no interest on purchases for over a year (reverts to 9.90% p.a. after 15 months) and no annual fee in the first year make this piece of plastic a pretty budget friendly option all round. The offer is available to new Breeze Mastercard customers only and is for a limited time. Other fees, T&Cs apply. 
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Key features
The Bankwest Breeze Mastercard comes with an intro balance transfer rate offer of 0% p.a. for 15  months (0% BT fee applies) to help get on top of your credit card balance and clear some debt from an old card. Plus, benefit from no interest on everyday purchases for over a year.

Keep in mind that after the initial 15 months, any leftover balance will start to be charged interest at the ongoing balance transfer and purchase rate of 9.90% p.a. Just remember that this offer’s available to new customers for a limited time only! 
snapshot
Who is it good for

If you find yourself carrying a large balance on your credit card from time to time, the Bankwest Breeze Mastercard is a good pick with a 0% p.a. on balance transfers for 15 months (0% BT fee applies). You can also take advantage of no interest on purchases for the first 15 months, and an ongoing purchase rate interest rate of 9.90% p.a. making this card a real all-rounder.

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Any catches

The Breeze Mastercard draws the line of low rates at cash advances, with a miserable 21.99%. Also keep an eye on the late payment fee which comes in at $25 - which can make for some unhappy banking. But stay on top of your credit card admin and use this card wisely - like we know you will - and you'll enjoy smooth sailing.

Details

Rates and fees information correct as at 8 May 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 9.90% p.a.

  • 0% p.a. for 15 months

  • 0% p.a. for 15 months and then 9.90% p.a.

  • no

  • 21.99% p.a.

  • 55

Fees
  • $49.00

  • $0 in the first year

  • none

  • none

  • $25.00

  • 2%, Min $4.00

  • 2.95%

  • $2.50

  • $0.00

  • $0.00

Features
  • $20.00

  • 2.0

  • 3

  • Introductory rate on balance transfers is available to new Bankwest credit card customers who apply before the promotion ends. Minimum balance transfer amount is $500 and is limited to up to 95% of approved credit limit.

Payment options

Apple Pay, Google Pay, Payment Ring

Customer Reviews

How are Bankwest credit cards rated by the Mozo community?

Overall
7.3/10
Price
6.9/10
Features
6.2/10
Customer service
7.4/10
Convenience
7.5/10
Trust
7.5/10

Latest reviews of Bankwest Breeze Mastercard

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About Bankwest

Bankwest is all about making your finances simple. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, which has promised to retain the Bankwest brand. So if you like the sound of simple banking, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.

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