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Bankwest Breeze Platinum Mastercard

Purchase rate
0% p.a. for 15 months then 10.99% p.a.
Balance transfer rate
2.99% p.a. for 9 months and then 10.99% p.a. (0% balance transfer fee)
Annual fees
$69
Interest free days on purchases
55
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Mozo editorial review Bankwest Breeze Platinum Mastercard

Last updated: 15 October 2020.

binocular icon
What's hot
  • 0% p.a. for 15 months on purchases
  • Complimentary overseas travel insurance
  • Double 2020 Mozo Experts Choice Award winner
What's not
  • $69 annual fee
Mozo snapshot

The Bankwest Breeze Platinum Mastercard ticks all the right boxes for an everyday spender, with an intro purchase rate of 0% p.a. for 15 months. Add in no foreign transaction fees on online or international purchases as well as complimentary overseas travel insurance, and this one really is an all rounder.

In fact, the Breeze Platinum Mastercard was awarded two Mozo Experts Choice Awards in 2020 for best Low Rate Platinum Credit Card and best Balance Transfer Platinum Credit Card.

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Key features

The Bankwest Breeze Platinum Mastercard comes with an intro purchase rate of 0% p.a. for 15 months. That makes it a hot choice for those everyday spenders as well as those looking to grab their must-have buys, plus a $69 annual fee. You can also use this card to pay via Google Pay, Apple Pay or Bankwest's Mozo Experts Choice winning payment ring, the Bankwest Halo.

If you're looking to rid yourself of a niggling credit card balance, there’s also a 2.99% on balance transfers for 9 months (0% BT fee applies), to help you get back on track.

So what makes this a platinum piece of plastic? Well, for starters, the Breeze Platinum Mastercard is one of the few credit cards in the market that doesn't charge foreign transaction fees on purchases so you can put those savings towards more shopping or holiday fun. Many cards charge around 3% fees on foreign exchange purchases, so over a 10 day overseas holiday this can add up to several hundreds of dollars in savings. Last but not least, you can also get complimentary international travel insurance for you and the family.

Additional insurance coverage provided with Bankwest Breeze Platinum Mastercard is the purchase price guarantee insurance. If you buy an item on your card and within 21 days you see it advertised cheaper you can claim the difference. There must be a $75 or more difference in price and the maximum claim is $1,000 but one to definitely remember around sale time.

Other standard insurance coverage includes 3 month purchase security cover, up to 12 month extended warranty and interstate flight inconvenience insurance.



snapshot
Who is it good for

With its 0% p.a. intro purchase rate offer for 15 months, the Bankwest Breeze Platinum Mastercard could be a good pick for anyone looking to use their card to make a few purchases while having plenty of time to pay them off.  

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Any catches

Remember to setup automatic monthly repayment reminders with Bankwest "Easy Alerts", as there's a $25 late payment fee.

Details

Rates and fees information correct as at 22 October 2020 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 10.99% p.a.

  • 0% p.a. for 15 months

  • 2.99% p.a. for 9 months and then 10.99% p.a. (0% balance transfer fee)

  • no

  • 21.99% p.a.

  • 55

Fees
  • $69.00

  • none

  • none

  • none

  • $25.00

  • 2%, Min $4.00

  • 0%

  • $2.50

  • $0.00

  • $0.00

Features
  • $20.00

  • 2.0

  • 3

  • Introductory rate on purchases and balance transfers is available to new Bankwest credit card customers who apply before the promotion ends. Minimum balance transfer amount is $500 and is limited to up to 95% of approved credit limit.

Payment options

Apple Pay, Google Pay, Payment Ring

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Customer Reviews

How are Bankwest credit cards rated by the Mozo community?

Overall
7.4/10
Price
6.9/10
Features
6.2/10
Customer service
7.4/10
Convenience
7.5/10
Trust
7.5/10

Latest reviews of Bankwest Breeze Platinum Mastercard

  • Overall 9/10
    Banking with ease.

    I love Bankwest. We’ve been together and we’ve broken up and made up a few times. As I get older I have realised the nature of the beast / banks and have come to really love Bankwest. They have amazing customer service and really do look out for me.

    Read full review

    I love Bankwest. We’ve been together and we’ve broken up and made up a few times. As I get older I have realised the nature of the beast / banks and have come to really love Bankwest. They have amazing customer service and really do look out for me.

    Price
    7/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10
    Less
    Emma, New South Wales reviewed 7 months ago
  • Overall 10/10
    Forget about the rest, go Bankwest!

    Extremely helpful with everything. And customer support was superb. Have already recommended them to quite a few of my friends.

    Read full review

    Extremely helpful with everything. And customer support was superb. Have already recommended them to quite a few of my friends.

    Price
    8/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Rita, South Australia reviewed 8 months ago
  • Overall 5/10
    Needs lower interest rates.

    Easy to access but fees are still too high.

    Read full review

    Easy to access but fees are still too high.

    Price
    5/10
    Features
    5/10
    Customer service
    5/10
    Convenience
    10/10
    Trust
    4/10
    Less
    Leanne, Western Australia reviewed 11 months ago
  • Overall 5/10
    Not happy

    Not happy with my bank.

    Read full review

    Not happy with my bank.

    Price
    -1/10
    Features
    -1/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    7/10
    Less
    Cathryn, Western Australia reviewed about 2 years ago
  • Overall 10/10
    Excellent delivery and service

    I have been satisfied on many occasions from when I walk in to the moment I walk out.

    Read full review

    I have been satisfied on many occasions from when I walk in to the moment I walk out.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Matthew, Western Australia reviewed almost 4 years ago
Bankwest

About Bankwest

Bankwest is all about making your finances simple. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, which has promised to retain the Bankwest brand. So if you like the sound of simple banking, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.

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