Breeze Platinum Mastercard card image

Bankwest Breeze Platinum Mastercard

Advertiser disclosure
Purchase rate
10.99% p.a.
Balance transfer rate
0% p.a. for 26 months and then 10.99% p.a. (2.00% balance transfer fee)
Annual fees
$69 $0 in the first year
Interest free days on purchases
55
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Mozo editorial review Bankwest Breeze Platinum Mastercard

Last updated: 14 December 2020.

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What's hot
  • 0% p.a. on balance transfers for 26 months (2% BT fee applies)
  • No annual fee for the first year (then $69)
  • Double 2020 Mozo Experts Choice Award winner
What's not
  • 21.99% cash advance rate
Mozo snapshot

The Bankwest Breeze Platinum Mastercard ticks all the right boxes for an everyday spender or those with an existing credit card balance, with a balance transfer offer of 0% p.a. for 26 months (2% BT fee applies). Plus for a limited time, new Breeze Mastercard customers can make the most of no annual fee for the first year (it's $69 after) and no foreign transaction fees on online or overseas purchases. Some terms, conditions and fees apply.

The Breeze Platinum Mastercard was also awarded two Mozo Experts Choice Awards in 2020 for best Low Rate Platinum Credit Card and best Balance Transfer Platinum Credit Card.

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Key features

The Bankwest Breeze Platinum Mastercard comes with an intro balance transfer rate offer of 0% p.a. for 26 months (2% BT fee applies) to help get on top of your credit card balance and clear some debt from an old card. 

Plus, there’s no annual fee for the first year and $69 each year after. You can also use this card to pay via Google Pay, Apple Pay or Bankwest’s Mozo Experts Choice winning payment ring, the Bankwest Halo.

Additional insurance coverage provided with Bankwest Breeze Platinum Mastercard is the purchase price guarantee insurance. If you buy an item on your card and within 21 days you see it advertised cheaper you can claim the difference. There must be a $75 or more difference in price and the maximum claim is $1,000 but one to definitely remember around sale time.

Other standard insurance coverage includes 3 month purchase security cover, up to 12 month extended warranty and interstate flight inconvenience insurance.




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Who is it good for

With 0% p.a. on balance transfers for 26 months (2% BT fee applies), the Bankwest Breeze Platinum Mastercard could be a good pick for anyone looking to consolidate their credit card debt and use their card to make everyday purchases.

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Any catches

Remember to setup automatic monthly repayment reminders with Bankwest "Easy Alerts", as there's a $25 late payment fee.

Details

Rates and fees information correct as at 20 January 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 10.99% p.a.

  • none

  • 0% p.a. for 26 months and then 10.99% p.a. (2.00% balance transfer fee)

  • no

  • 21.99% p.a.

  • 55

Fees
  • $69.00

  • $0 in the first year

  • none

  • none

  • $25.00

  • 2%, Min $4.00

  • 0%

  • $2.50

  • $0.00

  • $0.00

Features
  • $20.00

  • 2.0

  • 3

  • 0% interest on balance transfers is available to new Bankwest credit card customers who apply before the promotion ends. Minimum balance transfer amount is $500 and is limited to up to 95% of approved credit limit.

Payment options

Apple Pay, Google Pay, Payment Ring

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Customer Reviews

How are Bankwest credit cards rated by the Mozo community?

Overall
7.3/10
Price
6.9/10
Features
6.2/10
Customer service
7.4/10
Convenience
7.5/10
Trust
7.5/10

Latest reviews of Bankwest Breeze Platinum Mastercard

  • Overall 9/10
    Banking with ease.

    I love Bankwest. We’ve been together and we’ve broken up and made up a few times. As I get older I have realised the nature of the beast / banks and have come to really love Bankwest. They have amazing customer service and really do look out for me.

    Read full review

    I love Bankwest. We’ve been together and we’ve broken up and made up a few times. As I get older I have realised the nature of the beast / banks and have come to really love Bankwest. They have amazing customer service and really do look out for me.

    Price
    7/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10
    Less
    Emma, New South Wales reviewed 10 months ago
  • Overall 10/10
    Forget about the rest, go Bankwest!

    Extremely helpful with everything. And customer support was superb. Have already recommended them to quite a few of my friends.

    Read full review

    Extremely helpful with everything. And customer support was superb. Have already recommended them to quite a few of my friends.

    Price
    8/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Rita, South Australia reviewed 11 months ago
  • Overall 5/10
    Needs lower interest rates.

    Easy to access but fees are still too high.

    Read full review

    Easy to access but fees are still too high.

    Price
    5/10
    Features
    5/10
    Customer service
    5/10
    Convenience
    10/10
    Trust
    4/10
    Less
    Leanne, Western Australia reviewed about 1 year ago
  • Overall 5/10
    Not happy

    Not happy with my bank.

    Read full review

    Not happy with my bank.

    Price
    -1/10
    Features
    -1/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    7/10
    Less
    Cathryn, Western Australia reviewed over 2 years ago
  • Overall 10/10
    Excellent delivery and service

    I have been satisfied on many occasions from when I walk in to the moment I walk out.

    Read full review

    I have been satisfied on many occasions from when I walk in to the moment I walk out.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Matthew, Western Australia reviewed about 4 years ago
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About Bankwest

Bankwest is all about making your finances simple. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, which has promised to retain the Bankwest brand. So if you like the sound of simple banking, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.

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