Breeze Platinum Mastercard card image

Bankwest Breeze Platinum Mastercard

Advertiser disclosure
Purchase rate
0% p.a. for 15 months then 9.90% p.a.
Balance transfer rate
0% p.a. for 15 months and then 9.90% p.a.
Annual fees
$69 $0 in the first year
Interest free days on purchases
55
Go to site

Mozo editorial review Bankwest Breeze Platinum Mastercard

Last updated: 29 April 2021.

binocular icon
What's hot
  • 0% p.a. on balance transfers for 15 months, then 9.90% p.a. thereafter
  • No annual fee for the first year (then $69)
  • Double 2020 Mozo Experts Choice Award winner
  • 0% p.a. on purchases for 15 months, then 9.90% p.a. thereafter
What's not
  • 21.99% cash advance rate
Mozo snapshot

The Bankwest Breeze Platinum Mastercard ticks all the right boxes for an everyday spender or those with an existing credit card balance, with a balance transfer offer of 0% p.a. for 15 months (0% BT fee applies), then an ongoing balance transfer rate of 9.90% p.a. thereafter. Plus, pay no interest on purchases for over a year (reverts to 9.90% p.a. after 15 months). You'll also enjoy platinum benefits with no foreign transaction fees on online or overseas purchases. The offer is available to new Breeze Mastercard customers only and is for a limited time. Other fees, T&Cs apply. 

The Bankwest Breeze Platinum Mastercard Platinum Mastercard was also awarded two Mozo Experts Choice Awards in 2020 for best Low Rate Platinum Credit Card and best Balance Transfer Platinum Credit Card.

key icon
Key features

The Bankwest Breeze Platinum Mastercard comes with an intro balance transfer rate offer of 0% p.a. for 15 months to help get on top of your credit card balance and clear some debt from an old card. You can also benefit from 0% p.a on purchases for the first 15 months, then reverting to a low ongoing purchase rate of 9.90% p.a.

Plus, there’s no annual fee for the first year and $69 each year after. You can also use this card to pay via Google Pay, Apple Pay or Bankwest’s Mozo Experts Choice winning payment ring, the Bankwest Halo.

Additional insurance coverage provided with Bankwest Breeze Platinum Mastercard is the purchase price guarantee insurance. If you buy an item on your card and within 21 days you see it advertised cheaper you can claim the difference. There must be a $75 or more difference in price and the maximum claim is $1,000 but one to definitely remember around sale time.

Other standard insurance coverage includes 3 month purchase security cover, up to 12 month extended warranty and interstate flight inconvenience insurance.




snapshot
Who is it good for

With both an intro balance transfer and purchase rate offer, the Bankwest Breeze Platinum Mastercard could be a good pick for anyone looking to use their credit card to make everyday purchases and consolidate their credit card debt. 
question icon
Any catches

Remember to setup automatic monthly repayment reminders with Bankwest "Easy Alerts", as there's a $25 late payment fee.

Details

Rates and fees information correct as at 15 May 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 9.90% p.a.

  • 0% p.a. for 15 months

  • 0% p.a. for 15 months and then 9.90% p.a.

  • no

  • 21.99% p.a.

  • 55

Fees
  • $69.00

  • $0 in the first year

  • none

  • none

  • $25.00

  • 2%, Min $4.00

  • 0%

  • $2.50

  • $0.00

  • $0.00

Features
  • $20.00

  • 2.0

  • 3

  • 0% interest on balance transfers is available to new Bankwest credit card customers who apply before the promotion ends. Minimum balance transfer amount is $500 and is limited to up to 95% of approved credit limit.

Payment options

Apple Pay, Google Pay, Payment Ring

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Customer Reviews

How are Bankwest credit cards rated by the Mozo community?

Overall
7.3/10
Price
6.9/10
Features
6.2/10
Customer service
7.4/10
Convenience
7.5/10
Trust
7.5/10

Latest reviews of Bankwest Breeze Platinum Mastercard

Thumbnail icon for Bankwest

About Bankwest

Bankwest is all about making your finances simple. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, which has promised to retain the Bankwest brand. So if you like the sound of simple banking, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.

See Bankwest credit cards

Thumbnail icon for Bankwest

Bankwest

More Platinum Mastercard

19.99% p.a.

0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)

$160

Thumbnail icon for Bankwest

Bankwest

More Mastercard

19.99% p.a.

0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)

$100

Thumbnail icon for Bankwest

Bankwest

Zero Mastercard

14.99% p.a.

0% p.a. for 26 months and then 14.99% p.a. (2.00% balance transfer fee)

$0

Thumbnail icon for Bankwest

Bankwest

Breeze Mastercard

0% p.a. for 15 months then 9.90% p.a.

0% p.a. for 15 months and then 9.90% p.a.

$49 $0 in the first year

Thumbnail icon for Bankwest

Bankwest

Zero Platinum Mastercard

14.99% p.a.

0% p.a. for 26 months and then 14.99% p.a. (2.00% balance transfer fee)

$0

Thumbnail icon for Bankwest

Bankwest

Qantas Platinum Mastercard

20.49% p.a.

2.99% p.a. for 9 months and then 20.49% p.a.

$160

Thumbnail icon for Bankwest

Bankwest

More World Mastercard

19.99% p.a.

0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)

$270

Thumbnail icon for Bendigo Bank

Bendigo Bank

Low Rate Credit Card

11.99% p.a.

0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

$45

Thumbnail icon for Bankwest

Bankwest

Breeze Mastercard

0% p.a. for 15 months then 9.90% p.a.

0% p.a. for 15 months and then 9.90% p.a.

$49 $0 in the first year

Thumbnail icon for Westpac

Westpac

Low Rate

13.74% p.a.

0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

$59 $0 in the first year

Thumbnail icon for Citi

Citi

Simplicity Credit Card

0% p.a. for 6 months then 21.49% p.a.

0% p.a. for 6 months and then 22.24% p.a.

$0

Thumbnail icon for Defence Bank

Defence Bank

Foundation Credit Card

3.99% p.a. for 6 months then 8.99% p.a.

3.99% p.a. for 6 months and then 8.99% p.a.

$45

Thumbnail icon for HSBC

HSBC

Platinum Credit Card

19.99% p.a.

0% p.a. for 36 months and then 21.99% p.a.

$129 $29 in the first year

Rewards Plus

Thumbnail icon for American Express

American Express

Cashback Credit Card

20.74% p.a.

No current offer

$120

Cashback Rewards

Thumbnail icon for St.George

St.George

Vertigo

13.99% p.a.

0% p.a. for 28 months and then 21.49% p.a.

$55

Thumbnail icon for American Express

American Express

Cashback Credit Card

Cashback Rewards

$120

No current offer

1 point uncapped

Thumbnail icon for Westpac

Westpac

Altitude Platinum

Altitude Rewards

$150 $99 in the first year

80,000

1 point uncapped

Thumbnail icon for American Express

American Express

Qantas Discovery Card

Qantas Frequent Flyer

$0

No current offer

0.75 points uncapped

Thumbnail icon for NAB

NAB

Qantas Rewards Signature Card

Qantas Frequent Flyer

$395 $295 in the first year

110,000

1 point up to $5,000/month, then
0.5 points up to $20,000/month

Thumbnail icon for St.George

St.George

Amplify Rewards Signature

Rewards

$279

200,000

1.5 points uncapped

Thumbnail icon for American Express

American Express

Velocity Escape Card

Velocity Frequent Flyer

$0

No current offer

0.75 points uncapped

Thumbnail icon for NAB

NAB

Qantas Rewards Premium Card

Qantas Frequent Flyer

$250

30,000

0.66 points up to $3,000/month, then
0.33 points up to $6,000/month

Thumbnail icon for St.George

St.George

Amplify Rewards Platinum

Qantas Frequent Flyer

$99

60,000

0.5 points uncapped

Thumbnail icon for Bendigo Bank

Bendigo Bank

Low Rate Credit Card

0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

11.99% p.a.

$45

Thumbnail icon for St.George

St.George

Vertigo

0% p.a. for 28 months and then 21.49% p.a.

13.99% p.a.

$55

Thumbnail icon for Westpac

Westpac

Low Rate

0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

13.74% p.a.

$59 $0 in the first year

Thumbnail icon for HSBC

HSBC

Platinum Credit Card

0% p.a. for 36 months and then 21.99% p.a.

19.99% p.a.

$129 $29 in the first year

Rewards Plus

Thumbnail icon for Bankwest

Bankwest

Zero Mastercard

0% p.a. for 26 months and then 14.99% p.a. (2.00% balance transfer fee)

14.99% p.a.

$0

Thumbnail icon for St.George

St.George

Amplify Rewards Platinum

0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)

19.74% p.a.

$99

Rewards

Thumbnail icon for Bankwest

Bankwest

Zero Platinum Mastercard

0% p.a. for 26 months and then 14.99% p.a. (2.00% balance transfer fee)

14.99% p.a.

$0

Thumbnail icon for NAB

NAB

Low Rate Card

0% p.a. for 26 months and then 21.74% p.a. (2.00% balance transfer fee)

12.99% p.a.

$59 $0 in the first year

Thumbnail icon for Bendigo Bank

Bendigo Bank

Low Rate Credit Card

11.99% p.a.

0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

$45

Thumbnail icon for Citi

Citi

Simplicity Credit Card

0% p.a. for 6 months then 21.49% p.a.

0% p.a. for 6 months and then 22.24% p.a.

$0

Thumbnail icon for Defence Bank

Defence Bank

Foundation Credit Card

3.99% p.a. for 6 months then 8.99% p.a.

3.99% p.a. for 6 months and then 8.99% p.a.

$45

Thumbnail icon for St.George

St.George

Vertigo

13.99% p.a.

0% p.a. for 28 months and then 21.49% p.a.

$55

Thumbnail icon for Westpac

Westpac

Low Rate

13.74% p.a.

0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

$59 $0 in the first year

Thumbnail icon for Citi

Citi

Rewards Credit Card

21.49% p.a.

0% p.a. for 30 months and then 22.24% p.a.

$149 $49 in the first year

Thumbnail icon for ING

ING

Orange One Low Rate Credit Card

11.99% p.a.

No current offer

$0

Thumbnail icon for ME

ME

frank Credit Card

11.99% p.a.

No current offer

$0