The Bankwest More Platinum Mastercard makes luxury affordable. Customers can gain access to a stellar rewards program without being weighed down by hefty annual fees and purchase rates. New customers earn 75,000 bonus points every year if they manage a $48,000 annual spend on eligible purchases.
Every dollar spent is worth 2 rewards points, which can be redeemed for over 3,000 different products. Smart watches and new phones, cashback, flights and hot air balloon rides are all up for grabs - this rewards program truly does offer "more". But be sure to keep an eye on your points balance and your calendar, as points are capped at 400,000 points p.a. and expire after 36 months.
The More Platinum also comes with complimentary credit card international travel insurance, interstate flight inconvenience insurance, purchase protection and concierge service - what a package!
For those customers with existing credit card balances, the More Platinum Mastercard offers a 0% balance transfer rate for 6 months (+1% BT fee). After the 6 months is up, any remaining balance will roll over to the purchase rate, not the cash advance rate, which is great news for any wallet.
Who it's good for:
The Bankwest More Platinum Mastercard is ideal for anyone who is after a unique and extensive rewards program, travel perks and fair rates without hefty fees.
Late payments will cop a $25 late fee - watch out! Make sure to set up "Easy Alerts" in your Bankwest App to remind you.