Bankwest's More Platinum Mastercard offers a luxury rewards program without the hefty price-tag. The relatively competitive $160 annual fee puts this card well within the realm of the affordable.
This card is a winner of an award in the 2022 Mozo Experts Choice Travel Money Award in the Platinum Travel Credit Card category.
The Bankwest More Platinum Mastercard makes luxury affordable. Customers can gain access to a stellar rewards program without being weighed down by hefty annual fees and purchase rates.
Every dollar spent is worth 2 rewards points, which can be redeemed for over 3,000 different products. Smart watches and new phones, cashback, flights and hot air balloon rides are all up for grabs - this rewards program truly does offer "more". But be sure to keep an eye on your points balance and your calendar, as points are capped at 400,000 points p.a. and expire after 36 months.
The More Platinum also comes with complimentary overseas travel insurance to cover the basics, interstate flight inconvenience insurance and purchase protection - what a package!
For those customers with existing credit card balances, the More Platinum Mastercard offers a 0% balance transfer rate for 6 months (+1% BT fee). After the 6 months is up, any remaining balance will roll over to the purchase rate, not the cash advance rate, which is great news for any wallet.
Bankwest is also allowing customers to pay off purchases with their easy instalment purchase plan.
The Bankwest More Platinum Mastercard is ideal for anyone who is after a unique and extensive rewards program, travel perks and fair rates without hefty fees.
Late payments will cop a $25 late fee - watch out! Make sure to set up "Easy Alerts" in your Bankwest App to remind you.
Rates and fees information correct as at 20 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
675,000 points
58,050 points
45,000 points
45,000 points
2 points per dollar on Mastercard, up to 400000 points per year
Redeem your points for cashback, travel, gift cards, retail rewards and shopping gift cards.
Rewards are redeemed via Flight Centre vouchers.
Bonus points available from selected partner merchants.
See Bankwest site for full Terms and Conditions.
Spend $22,500 (Mastercard)
Spend $22,500 (Mastercard)
Spend $29,025 (Mastercard)
Spend $337,500 (Mastercard)
at 400,000 points yearly
36 months
19.99% p.a. |
|
none |
|
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee) |
|
no |
|
21.99% p.a. |
|
44 |
$160.00 |
|
none |
|
none |
|
none |
|
$25.00 |
|
3%, Min $4 |
|
0% |
|
$1.25 |
|
$0.00 |
|
$0.00 |
$20.00 |
|
2.0 |
|
3 |
|
none |
Apple Pay, Google Wallet
Extended Warranty,
Purchase Protection,
Overseas Travel Insurance
Set up Easy Instalments purchase plans to spread the cost of up to 5 eligible purchases over 4 monthly instalments at 0% p.a.
There is bonus for use and contacting bank they are always helpful and friendly
Read full reviewThere is bonus for use and contacting bank they are always helpful and friendly
on hold for hours to report a lost card. when finally answered got transferred again. in the end they wanted me to go to a post office to verify my information!! so i will pay the account out and out and put it in a credit balance so they will have to pay me interest
Read full reviewon hold for hours to report a lost card. when finally answered got transferred again. in the end they wanted me to go to a post office to verify my information!! so i will pay the account out and out and put it in a credit balance so they will have to pay me interest
Issues are not easily resolved. Very few branches still left to ask questions
Read full reviewIssues are not easily resolved. Very few branches still left to ask questions
Bankwest is available to take calls 24/7 and are always courteous when I have needed to talk to them.
Read full reviewBankwest is available to take calls 24/7 and are always courteous when I have needed to talk to them.
Great credit card with no fees.
Read full reviewGreat credit card with no fees.
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Velocity Escape Card
23.99% p.a.
No current offer
$0
Velocity Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
60,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Flex Card
0% p.a.
No current offer
$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.
StraightUp Card
n/a
No current offer
$240 $20/month - waived if no spend & no balance owing