Bankwest credit cards

3.7
Based on 1,087 Bankwest credit card product review.
Fact Checked
Last updated

About Bankwest credit cards 

From humble beginnings as the Agricultural Bank of Western Australia in 1895, and now a part of the Commonwealth Bank Group, Bankwest has a long history of helping Aussies meet their financial needs.

Bankwest’s repertoire of personal finance products includes a range of credit cards to choose from, including low-rate, no annual fee, rewards, and Qantas Points cards. 

Several Bankwest credit cards are 2024 Mozo Experts Choice Awards winners and the bank itself even won two major titles, as Credit Card Provider of the Year and Travel Credit Card Provider of the year in 2024. 

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Bankwest Breeze Platinum Mastercard review

Breeze Platinum Mastercard

Purchase rate
12.99 % p.a.
Balance transfer rate
0.00 % p.a.
For 24 months and then 12.99% p.a. 3.00% balance transfer fee)
Annual fee
$59
Rewards program
-
No Partner link
  • Low purchase rate

  • 55 days interest free on purchases

  • Generous balance transfer offer

  • Complimentary credit card insurances.

  • Balance transfer fee applies

  • $25 late payment fee.

Our verdict

Bankwest’s Breeze Platinum Mastercard is a 2024 Mozo Experts Choice Award-winning, premium low-rate credit card, fit with a generous balance transfer offer, a solid interest-free period, complimentary travel perks, and more.

The Breeze Platinum Mastercard has a 12.99% p.a. purchase rate and an interest-free period of up to 55 days. A generous introductory balance transfer offer of 0% p.a. for 24 months (3% balance transfer fee applies), after which you’re charged the purchase rate on your remaining transferred balance. There’s also a cash advance rate of 21.99% p.a. (details about the cash advance fee below). 

The card has an annual fee of $10 higher than the Breeze Classic Mastercard ($49 vs $59). For that extra $10, the card comes with a minimum credit limit of $6,000, complimentary international travel insurance, domestic flight inconvenience insurance, and 90-day purchase security insurance.

Other fees include a $25 late payment fee, a cash advance fee of 3% of the transaction amount or $4 (whichever is higher), and a $1.25 paper statement fee, per statement.

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can compare more credit cards here.
Last updated 25 December 2024 Important disclosures

Bankwest credit cards

  • More Platinum Mastercard

    Purchase rate
    19.99 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 6 months and then 19.99% p.a. 1.00% balance transfer fee)
    Annual fee
    $160
    Rewards program
    Bankwest More Rewards
    No Partner link

  • More Classic Mastercard

    Purchase rate
    19.99 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 6 months and then 19.99% p.a. 1.00% balance transfer fee)
    Annual fee
    $100
    Rewards program
    Bankwest More Rewards
    No Partner link

  • Zero Mastercard

    Purchase rate
    0.00 % p.a.
    For 6 months and then 18.99%
    Balance transfer rate
    0.00 % p.a.
    For 6 months and then 18.99% p.a. 3.00% balance transfer fee)
    Annual fee
    $0
    Rewards program
    -
    No Partner link

  • Breeze Mastercard

    Purchase rate
    12.99 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 24 months and then 12.99% p.a. 3.00% balance transfer fee)
    Annual fee
    $49
    Rewards program
    -
    No Partner link

  • Zero Platinum Mastercard

    Purchase rate
    0.00 % p.a.
    For 6 months and then 18.99%
    Balance transfer rate
    0.00 % p.a.
    For 6 months and then 18.99% p.a. 3.00% balance transfer fee)
    Annual fee
    $0
    Rewards program
    -
    No Partner link

  • Breeze Platinum Mastercard

    Purchase rate
    12.99 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 24 months and then 12.99% p.a. 3.00% balance transfer fee)
    Annual fee
    $59
    Rewards program
    -
    No Partner link

  • Qantas Platinum Mastercard

    Purchase rate
    19.99 % p.a.
    Balance transfer rate
    2.99 % p.a.
    For 9 months and then 19.99% p.a.
    Annual fee
    $160
    Rewards program
    Qantas Frequent Flyer
    No Partner link

  • More World Mastercard

    Purchase rate
    19.99 % p.a.
    Balance transfer rate
    0.00 % p.a.
    For 6 months and then 19.99% p.a. 1.00% balance transfer fee)
    Annual fee
    $270
    Rewards program
    Bankwest More Rewards
    No Partner link

  • Qantas World Mastercard

    Purchase rate
    19.99 % p.a.
    Balance transfer rate
    2.99 % p.a.
    For 9 months and then 19.99% p.a.
    Annual fee
    $270
    Rewards program
    Qantas Frequent Flyer
    No Partner link

Get the latest news and product updates.

Bankwest credit card ratings

Overall customer rating for Bankwest credit cards

3.7
Based on 1,087 product review.

Customer reviews

Important disclosures

FAQs about Bankwest credit cards

How do I increase my Bankwest credit card limit?

To increase your Bankwest credit card limit, you’ll need to call Bankwest on 13 17 19, or visit a branch. 

How do I decrease my Bankwest credit card limit?

To decrease your Bankwest credit card limit, either use the Bankwest app or the online banking website. 

In the app, choose your credit card from your account list and press Manage. In online banking, select your credit card from the account list and click See more account details

How do I make Bankwest credit card payments?

There are a few options for making repayments on your Bankwest credit card. These include: 

  • Through the Bankwest app
  • Via online banking 
  • Over the phone on 13 17 19
  • At a participating Bank@Post location. 
How do I close a Bankwest credit card?

You can close your Bankwest credit card in the Bankwest app, or through the online banking site. 

In the app, tap on Accounts, then Manage, then Close account. Through online banking, click See more account details, then Close account.

Bankwest products

Credit card quick links


^See information about the Mozo Experts Choice Credit Card Awards

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