Your selected credit cards
From humble beginnings as the Agricultural Bank of Western Australia in 1895, and now a part of the Commonwealth Bank Group, Bankwest has a long history of helping Aussies meet their financial needs.
Bankwest’s repertoire of personal finance products includes a range of credit cards to choose from, including low-rate, no annual fee, rewards, and Qantas Points cards.
Several Bankwest credit cards are 2024 Mozo Experts Choice Awards winners and the bank itself even won two major titles, as Credit Card Provider of the Year and Travel Credit Card Provider of the year in 2024.
One of the great things about the Bankwest More Rewards program is that there’s something for everyone! Some of the rewards and freebies you can redeem your Bankwest points for include:
For most freebie lovers, the goal is to build a hefty points stash, and the Bankwest Rewards program can help you get there. There are two main ways to earn points:
Annual bonus points - Generally, you may only receive bonus points when you first sign up to a rewards credit card, but with the Bankwest More Rewards program, so long as you meet the eligibility criteria, you can bag a stack of reward bonus points each year.
Your selected credit cards
The Qantas Platinum BankWest card is an affordable rewards credit card for those who just spend an average amount on their cards each month . The annual fee is $160 which is not to bad for a rewards card and what is get is that overseas transactions do not incur any fees (unlike many cards which charge around 3%). The points earn rate is not the best but still enough to earn a few thousand points every month with an average family spend.
Bankwest have no physical branches but offer great products including the no foreign transaction fees on the credit card and debit card making it a perfect choice for travel.
I like this product because it gives us good reward points which we convert into cash to be deposited in our bank. Recently we had a mix up when we were trying to book flights on line. Bankwest rang us while we were trying to sort it out. It was their Fraud department! They helped us unlock our card , explained what had happened and offered us advice regarding potential scams .We were thankful they are so vigilant!. The people we dealt with were very friendly, professional and helpful.
A could credit card to use on overseas travel
Easy to use online banking, customer service isn’t all the best. Tried to close one of my accounts and they refused to help me
This card has zero annual fee and has complimentary travel insurance. It also has no transaction fee for overseas purchases beside a favourable exchange rate. Every time I en countered an unauthorised transaction and reported it to the bank via internet banking mail, they swiftly process my dispute and reverse the fraudulant charges. I can't leave for overseas without it.
convenient, interest free period of 15 months, no annual fee for first 12 months. Low credit card limit for affordability but still enough for travel and everyday bills. Fast approval and great service and communication. Easy access via mobile app.
I rang up for a balance and to close my account due to fraud activities, got the balance paid at least 3 days before due date and then have been charged on my next statement another fee. Rang to get an explanation that did not make any sense at all. So goodbye Bankwest
Took a card and was making lump sum contributions, missed the minimum and never heard anything. They listed a failed payment and despite paying the total outstanding within weeks they refused to amend. Never tried to reach out before the negative credit listing
its very trustworthy and reliable thats why ilike it .the have a polite stop helpful and know what there doing .
To increase your Bankwest credit card limit, you’ll need to call Bankwest on 13 17 19, or visit a branch.
To decrease your Bankwest credit card limit, either use the Bankwest app or the online banking website.
In the app, choose your credit card from your account list and press Manage. In online banking, select your credit card from the account list and click See more account details.
There are a few options for making repayments on your Bankwest credit card. These include:
You can close your Bankwest credit card in the Bankwest app, or through the online banking site.
In the app, tap on Accounts, then Manage, then Close account. Through online banking, click See more account details, then Close account.
^See information about the Mozo Experts Choice Credit Card Awards
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