Qantas Platinum Mastercard card image

Bankwest Qantas Platinum Mastercard

Advertiser disclosure
Purchase rate
19.99% p.a.
Balance transfer rate
2.99% p.a. for 9 months and then 19.99% p.a.
Annual fees
$160
Interest free days on purchases
44

Mozo editorial review Bankwest Qantas Platinum Mastercard - last updated: 16 October 2023

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What's hot
  • Earn up to 50,000 Qantas Bonus Points when conditions are met
  • Free Qantas Frequent Flyer membership when you take out a card
  • Up to 44 interest free days
What's not
  • High 21.99% cash advance rate
Mozo snapshot

If you're a frequent flyer looking for a credit card with platinum perks, then the Bankwest Qantas Platinum MasterCard could be your card. The card comes with complimentary overseas travel insurance (limitations and exclusions apply), and  no foreign transaction fees on overseas purchases, whether made online or in person.

This card is a winner of an award in the 2022 Mozo Experts Choice Travel Money Award in the Platinum Travel Credit Card category. 

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Key features

If you have debt on another card, the Bankwest Qantas Platinum Mastercard has a 2.99% balance transfer offer for the first 9 months, but beware that it reverts back to the 19.99% purchase rate at the end of the offer. 

What's more, new customers can earn up to 40,000 Qantas Points when you spend $3,000 on eligible purchases in the first 90 days and an additional 10,000 Qantas Points if you keep the card open for over 15 months. This is for a limited time only, and other fees, terms and conditions apply.

The Platinum card has an annual fee of $160. You will be able to use your Platinum card wherever MasterCard is accepted worldwide.    

You will earn 0.60 Qantas Points per $1 spent for the first $2,500 you spend each month and 0.3 Qantas Points per $1 spent after that. You can also earn points quicker by having up to three additional cards. If you're not already a member of the Qantas Frequent Flyer Program you will receive complimentary membership valued at $99.50.

If you travel overseas regularly you will benefit from the overseas travel insurance that comes free with the credit card. As a platinum card holder you also won't pay any foreign currency exchange fees on purchases which compared with other cards that charge around 3% on all purchases, will save you money whether you are shopping online or while you're away.

Bankwest is also allowing customers to pay off purchases with their easy installment purchase plan.

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Who is it good for

This credit card is best suited to people who want to put all their rewards points towards redeeming flights and travel offers through Qantas.

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Any catches

Just the usual warnings for any credit card holder. Set up automatic monthly repayments to ensure that you don't miss a payment and get lumped with a $25 late payment fee.

Like most credit cards, if you withdraw cash using your card, you will start paying the high 21.99% cash advance rate immediately.

Rewards program details

Rates and fees information correct as at 25 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

20,010 points

$100 Cash

-

Points earning

0.6 points per dollar on Mastercard, up to $2,500 per month, then
0.3 points per dollar on Mastercard, uncapped

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer program.

All rewards are redeemed via Qantas Frequent Flyer.

See Bankwest site for full Terms and Conditions.

Special offers

Receive 40,000 Bonus Qantas Points when you spend $3,000 on eligible purchases in the first 90 days and an additional 10,000 Bonus Qantas Points after keeping the card account open for 15 months.

Value of rewards points

Spend $36,700 (Mastercard)

Spend $13,333 (Mastercard)

Spend $338,000 (Mastercard)

Uncapped

Never

How do we calculate these points?

Rate and fee details

Rates

19.99% p.a.

none

2.99% p.a. for 9 months and then 19.99% p.a.

no

21.99% p.a.

44

Fees

$160.00

none

none

none

$25.00

3%, Min $4

0%

$1.25

$0.00

$0.00

Features

$20.00

2.0

3

none

Payment options

Apple Pay, Google Wallet

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Other benefits

Set up Easy Instalments purchase plans to spread the cost of up to 5 eligible purchases over 4 monthly instalments at 0% p.a.

Customer Reviews

How are Bankwest credit cards rated by the Mozo community?

Overall
7.7/10
Price
6.9/10
Features
6.2/10
Customer service
7.4/10
Convenience
7.5/10
Trust
7.5/10
Based on 1084 Bankwest credit card reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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