The Bankwest Zero Mastercard is a simple, no frills credit card for the everyday credit card user. You'll never pay an annual fee, plus with up to 55 interest free days you'll have plenty of time to make repayments. If you've got debt to move over from another card you can also enjoy a 2.99% balance transfer rate for a leisurely 9 months. However, if you do miss a payment you'll be hit with a $25 extra repayment fee.
Zero, zilch, nada - no matter what language you say it in you'll never pay an annual fee with the Bankwest Zero Mastercard. Unlike some credit cards that have no annual fee for the first year but then start charging $50 or more, the BankWest Zero Mastercard has no annual fee for the life of the card.
The Bankwest Zero Mastercard has a purchase rate of 17.99% and a comfortable 55 day interest free period for repayments so long as you you pay off your purchases in full.
With an introductory 2.99% balance transfer offer for the first 9 months there's good reason to bring your old debt over to the Bankwest Zero, but make sure you pay off your balance in that time otherwise you'll be charged at the higher 17.99% purchase rate.
If you're looking for a low maintenance credit card with a great purchase rate and the convenience of the Mastercard network, the Bankwest Zero Mastercard deserves your attention.
Staying on top of your bills will save you from being hit with a $25 late repayment fee. You can set up Bankwest "Easy Alerts" to remind you to make repayments on time.
17.99% p.a.
none
2.99% p.a. for 9 months and then 17.99% p.a.
no
21.99% p.a.
55
$0.00
none
none
none
$25.00
2%, Min $4.00
2.95%
$0.00
$0.00
$0.00
$20.00
2.0
3
none
Apple Pay, Google Pay, Payment Ring
No problems but not exceptional.
Read full reviewNo problems but not exceptional.
Their 55 day interest free zero Mastercard is very positive and client-friendly.
Read full reviewTheir 55 day interest free zero Mastercard is very positive and client-friendly.
Have been with Bankwest for a considerable time. Very happy with their service.
Read full reviewHave been with Bankwest for a considerable time. Very happy with their service.
Great rates and easy to use website
Read full reviewGreat rates and easy to use website
Customer service operators are easy to talk to and patient. ATM's everywhere. Easy online banking.
Read full reviewCustomer service operators are easy to talk to and patient. ATM's everywhere. Easy online banking.
Bankwest is all about making your finances simple. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, which has promised to retain the Bankwest brand. So if you like the sound of simple banking, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.
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19.99% p.a.
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
$160
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19.99% p.a.
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
$100
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Breeze Mastercard
12.99% p.a.
0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)
$79
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Zero Platinum Mastercard
17.99% p.a.
2.99% p.a. for 9 months and then 17.99% p.a.
$0
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Breeze Platinum Mastercard
12.99% p.a.
0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)
$99
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19.99% p.a.
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
$270
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11.99% p.a.
0% p.a. for 18 months and then 21.74% p.a.
$49 $0 in the first year
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Qantas Discovery Card
20.74% p.a.
No current offer
$0
Qantas Frequent Flyer
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12.99% p.a.
0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)
$79
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Qantas Ultimate Card
20.74% p.a.
No current offer
$450
Qantas Frequent Flyer
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Breeze Platinum Mastercard
12.99% p.a.
0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)
$99
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Platinum Credit Card
19.99% p.a.
0% p.a. for 18 months and then 21.74% p.a.
$149 $0 in the first year
Life Rich Rewards
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Zero Platinum Mastercard
17.99% p.a.
2.99% p.a. for 9 months and then 17.99% p.a.
$0
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CUA
Platinum Credit Card
Life Rich Rewards
$149 $0 in the first year
No current offer
1 point up to 100,000 points/year
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American Express
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
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ING
Orange One Platinum Credit Card
Cashback Rewards
$149
No current offer
1 point up to $3,000/month
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David Jones
American Express Card
Membership Rewards
$99
15,000
1 point uncapped
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American Express
Qantas Ultimate Card
Qantas Frequent Flyer
$450
55,000
1.25 points uncapped
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American Express
Explorer Credit Card
Membership Rewards
$395
50,000
2 points uncapped
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American Express
Platinum Edge Credit Card
Membership Rewards
$195
No current offer
1 point uncapped
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David Jones
American Express Platinum Card
Membership Rewards
$295
30,000
1 point uncapped
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CUA
Low Rate Credit Card
0% p.a. for 18 months and then 21.74% p.a.
11.99% p.a.
$49 $0 in the first year
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Breeze Mastercard
0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)
12.99% p.a.
$79
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Bankwest
Breeze Platinum Mastercard
0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)
12.99% p.a.
$99
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CUA
Platinum Credit Card
0% p.a. for 18 months and then 21.74% p.a.
19.99% p.a.
$149 $0 in the first year
Life Rich Rewards
Promoted
Bankwest
Zero Mastercard
2.99% p.a. for 9 months and then 17.99% p.a.
17.99% p.a.
$0
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Zero Platinum Mastercard
2.99% p.a. for 9 months and then 17.99% p.a.
17.99% p.a.
$0
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Visa Classic Credit Card
0% p.a. for 6 months and then 12.54% p.a.
0% p.a. for 6 months then 12.54% p.a.
$0
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Suncorp
Clear Options Platinum
0% p.a. for 14 months and then 21.99% p.a.
0% p.a. for 14 months then 20.74% p.a.
$129 $49 in the first year
Suncorp Rewards
Promoted
CUA
Low Rate Credit Card
11.99% p.a.
0% p.a. for 18 months and then 21.74% p.a.
$49 $0 in the first year
Promoted
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Breeze Mastercard
12.99% p.a.
0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)
$79
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Credit Union SA
Education Community Credit Card
0% p.a. for 6 months then 9.99% p.a.
0% p.a. for 6 months and then 9.99% p.a.
$0
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Low Rate Mastercard
0% p.a. for 15 months then 11.99% p.a.
No current offer
$45
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Visa Credit Card
10.49% p.a.
0% p.a. for 6 months and then 10.49% p.a.
$39
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Low Rate Platinum Mastercard
11.99% p.a.
0% p.a. for 6 months and then 11.99% p.a.
$89
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CUA
Low Rate Credit Card
11.99% p.a.
0% p.a. for 18 months and then 21.74% p.a.
$49 $0 in the first year
Promoted
Bankwest
Breeze Mastercard
12.99% p.a.
0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)
$79
Promoted
Bankwest
Breeze Platinum Mastercard
12.99% p.a.
0% p.a. for 6 months and then 12.99% p.a. (2.00% balance transfer fee)
$99
Promoted
Credit Union SA
Education Community Credit Card
0% p.a. for 6 months then 9.99% p.a.
0% p.a. for 6 months and then 9.99% p.a.
$0
Promoted
Bendigo Bank
Low Rate Mastercard
0% p.a. for 15 months then 11.99% p.a.
No current offer
$45
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Credit Union SA
Visa Credit Card
10.49% p.a.
0% p.a. for 6 months and then 10.49% p.a.
$39
