Zero Mastercard card image

Bankwest Zero Mastercard

Advertiser disclosure
Purchase rate
14.99% p.a.
Balance transfer rate
0% p.a. for 26 months and then 14.99% p.a. (2.00% balance transfer fee)
Annual fees
$0
Interest free days on purchases
55
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Mozo editorial review Bankwest Zero Mastercard

Last updated: 3 May 2021.

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What's hot
  • $0 Annual fee
  • 0% p.a. on balance transfers for 26 months and then 14.99% p.a. thereafter (2% BT fee applies)
  • 55 interest free days
What's not
  • $25 late repayment fee
Mozo snapshot

The Bankwest Zero Mastercard is a simple, no frills credit card for the everyday credit card user. You'll never pay an annual fee, plus with up to 55 interest free days you'll have plenty of time to make repayments. If you've got debt to move over from another card you can also enjoy a limited time offer for new Zero Mastercard customers of 0% p.a. on balance transfers for 26 months and then 14.99% thereafter (with a one-off 2% transfer fee; other fees, T&Cs apply). However, if you do miss a payment you'll be hit with a $25 extra repayment fee.

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Key features

Zero, zilch, nada - no matter what language you say it in you'll never pay an annual fee with the Bankwest Zero Mastercard. Unlike some credit cards that have no annual fee for the first year but then start charging $50 or more, the BankWest Zero Mastercard has no annual fee for the life of the card.

The Bankwest Zero Mastercard has a purchase rate of 14.99% and a comfortable 55 day interest free period for repayments so long as you you pay off your purchases in full. 

With an introductory 0% p.a. balance transfer offer for 26 months available for new customers with existing debt with other financial institutions, there’s good reason to bring your old debt over to the Bankwest Zero, but make sure you pay off your balance in that time, otherwise you’ll be charged at the higher 14.99% p.a. purchase rate.

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Who is it good for

If you're looking for a low maintenance credit card with a great purchase rate and the convenience of the Mastercard network, the Bankwest Zero Mastercard deserves your attention.

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Any catches

Staying on top of your bills will save you from being hit with a $25 late repayment fee. You can set up Bankwest "Easy Alerts" to remind you to make repayments on time.

Details

Rates and fees information correct as at 17 June 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 14.99% p.a.

  • none

  • 0% p.a. for 26 months and then 14.99% p.a. (2.00% balance transfer fee)

  • no

  • 21.99% p.a.

  • 55

Fees
  • $0.00

  • none

  • none

  • none

  • $25.00

  • 2%, Min $4.00

  • 2.95%

  • $2.50

  • $0.00

  • $0.00

Features
  • $20.00

  • 2.0

  • 3

  • none

Payment options

Apple Pay, Google Pay, Payment Ring

Customer Reviews

How are Bankwest credit cards rated by the Mozo community?

Overall
7.3/10
Price
6.9/10
Features
6.2/10
Customer service
7.4/10
Convenience
7.5/10
Trust
7.5/10

Latest reviews of Bankwest Zero Mastercard

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About Bankwest

Bankwest is all about making your finances simple. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, which has promised to retain the Bankwest brand. So if you like the sound of simple banking, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.

See Bankwest credit cards