Bankwest Zero Mastercard
17.99% p.a.
2.99% p.a. for 9 months and then 17.99% p.a.
$0
n/a
Bankwest Zero Mastercard
17.99% p.a.
2.99% p.a. for 9 months and then 17.99% p.a.
$0
n/a
Bankwest Zero Mastercard
17.99% p.a.
2.99% p.a. for 9 months and then 17.99% p.a.
$0
n/a
Mozo Review Bankwest Zero Mastercard Review
Last updated: 23 August 2018.
What's hot:
$0 Annual fee
2.99% balance transfer rate for 9 months
55 interest free days
What's not:
$25 late repayment fee
Mozo snapshot:
The Bankwest Zero Mastercard is a simple, no frills credit card for the everyday credit card user. You'll never pay an annual fee, plus with up to 55 interest free days you'll have plenty of time to make repayments. If you've got debt to move over from another card you can also enjoy a 2.99% balance transfer rate for a leisurely 9 months. However, if you do miss a payment you'll be hit with a $25 extra repayment fee.
Key features:
Zero, zilch, nada - no matter what language you say it in you'll never pay an annual fee with the Bankwest Zero Mastercard. Unlike some credit cards that have no annual fee for the first year but then start charging $50 or more, the BankWest Zero Mastercard has no annual fee for the life of the card.
The Bankwest Zero Mastercard has a purchase rate of 17.99% and a comfortable 55 day interest free period for repayments so long as you you pay off your purchases in full.
With an introductory 2.99% balance transfer offer for the first 9 months there's good reason to bring your old debt over to the Bankwest Zero, but make sure you pay off your balance in that time otherwise you'll be charged at the higher 17.99% purchase rate.
Who it's good for:
If you're looking for a low maintenance credit card with a great purchase rate and the convenience of the Mastercard network, the Bankwest Zero Mastercard deserves your attention.
Any catches?
Staying on top of your bills will save you from being hit with a $25 late repayment fee. You can set up Bankwest "Easy Alerts" to remind you to make repayments on time.
Details
Rates and fees information correct as at 27 June 2019 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
17.99% p.a.
-
none
-
2.99% p.a. for 9 months and then 17.99% p.a.
-
no
-
21.99% p.a.
-
55
Fees
-
$0.00
-
none
-
none
-
none
-
$25.00
-
2%, Min $4.00
-
2.95%
-
$7.50
-
$12.00
-
$0.00
Features
-
$20.00
-
2.0
-
3
-
none
Payment options
Apple Pay, Google Pay, Payment Ring
Customer Reviews
How are Bankwest credit cards rated by the Mozo community?
Latest reviews of Bankwest Zero Mastercard
- Overall10/10
Very competitive credit card features
Their 55 day interest free zero Mastercard is very positive and client-friendly.
Read full review
Their 55 day interest free zero Mastercard is very positive and client-friendly.
Price8/10Features-Customer service-Convenience-Trust-Less
Robert | Queensland
reviewed over 2 years ago
- Overall9/10
Wouldn't bank with anyone else.
Have been with Bankwest for a considerable time. Very happy with their service.
Read full review
Have been with Bankwest for a considerable time. Very happy with their service.
Price7/10Features7/10Customer service9/10Convenience10/10Trust10/10Less
A. | Western Australia
reviewed over 3 years ago
- Overall8/10
Easy to use and great rates!
Great rates and easy to use website
Read full review
Great rates and easy to use website
Price8/10Features8/10Customer service8/10Convenience8/10Trust8/10Less
Mei | New South Wales
reviewed over 3 years ago
- Overall5/10
Great customer service and convenience
Customer service operators are easy to talk to and patient. ATM's everywhere. Easy online banking.
Read full review
Customer service operators are easy to talk to and patient. ATM's everywhere. Easy online banking.
Price5/10Features4/10Customer service7/10Convenience5/10Trust5/10Less
Corrina | Victoria
reviewed over 3 years ago
- Overall9/10
Trust is huge, I trust Bankwest with my money
Fantastic with credit card fraud, picked up fraudulent activity without a cent coming out of my...
Read full review
Fantastic with credit card fraud, picked up fraudulent activity without a cent coming out of my account .
Price7/10Features7/10Customer service10/10Convenience10/10Trust10/10Less
Jeff | New South Wales
reviewed over 3 years ago
About Bankwest
Bankwest is the bank best known for Making Banking Easier, an initiative which aims to make banking a more positive experience. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, who have promised to retain the Bankwest brand. So if you like the sound of Making Banking Easier, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.
Promoted
Qantas Money
Qantas Premier Platinum
0% p.a. for 18 months and then 21.99% p.a.
19.99% p.a.
$299 $199 in the first year
Promoted
Woolworths
Everyday Platinum Credit Card
0% p.a. for 14 months and then 21.99% p.a.
19.99% p.a.
$49 $0 in the first year
Promoted
CUA
Low Rate Credit Card
0% p.a. for 13 months and then 21.74% p.a.
11.99% p.a.
$49 $0 in the first year
Promoted
American Express
Velocity Platinum Card
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
20.74% p.a.
$375
Promoted
Qantas Money
Qantas Premier Everyday
0% p.a. for 12 months and then 21.99% p.a.
19.99% p.a.
$49 $29 in the first year
Promoted
Suncorp
Clear Options Platinum
0% p.a. for 14 months and then 21.99% p.a.
0% p.a. for 14 months then 20.74% p.a.
$129 $49 in the first year
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 6 months and then 20.99% p.a.
0% p.a. for 14 months then 20.74% p.a.
$129 $64 in the first year
Promoted
Qantas Money
Qantas Premier Platinum
1 point per dollar on Mastercard, up to $10,000 per month, then
0.5 points per dollar on Mastercard, uncapped
19.99% p.a.
$299 $199 in the first year
Promoted
Woolworths
Everyday Platinum Credit Card
1 point per dollar on Visa, uncapped
19.99% p.a.
$49 $0 in the first year
Promoted
CUA
Platinum Credit Card
1 point per dollar on Mastercard, up to 100000 points per year
19.99% p.a.
$149 $0 in the first year
Promoted
Citi
Platinum (Purchase Rate Offer)
1 point per dollar on Visa, up to $10,000 per month
20.99% p.a.
$149 $49 in the first year
Promoted
American Express
Velocity Platinum Card
1.25 points per dollar on Amex, uncapped
20.74% p.a.
$375
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0.66 points per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, uncapped
20.74% p.a.
$129 $64 in the first year
Promoted
Qantas Money
Qantas Premier Everyday
0.75 points per dollar on Mastercard, up to $3,000 per month, then
0.4 points per dollar on Mastercard, uncapped
19.99% p.a.
$49 $29 in the first year
Promoted
Qantas Money
Qantas Premier Platinum
0% p.a. for 18 months and then 21.99% p.a.
$299 $199 in the first year
19.99% p.a.
Promoted
Woolworths
Everyday Platinum Credit Card
0% p.a. for 14 months and then 21.99% p.a.
$49 $0 in the first year
19.99% p.a.
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 6 months and then 20.99% p.a.
$129 $64 in the first year
0% p.a. for 14 months then 20.74% p.a.
Promoted
HSBC
Platinum Credit Card
0% p.a. for 12 months and then 21.99% p.a.
$129 Refunded when you spend over $6,000 p.a
0% p.a. for 12 months then 19.99% p.a.
Promoted
Citi
Clear Platinum
0% p.a. for 14 months and then 21.74% p.a.
$99 $0 in the first year
12.99% p.a.
Promoted
NAB
Qantas Rewards Signature Card
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$395 $295 in the first year
19.99% p.a.
Promoted
Citi
Signature
0% p.a. for 15 months and then 21.74% p.a. (1.00% balance transfer fee)
$395 $199 in the first year
20.99% p.a.
Promoted
CUA
Low Rate Credit Card
11.99% p.a.
$49 $0 in the first year
0% p.a. for 13 months and then 21.74% p.a.
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 14 months then 20.74% p.a.
$129 $64 in the first year
0% p.a. for 6 months and then 20.99% p.a.
Promoted
NAB
Low Rate Card
0% p.a. for 6 months then 13.99% p.a.
$59
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
Promoted
NAB
Low Rate Platinum Card
0% p.a. for 15 months then 13.99% p.a.
$100
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
Promoted
Citi
Clear Platinum
12.99% p.a.
$99 $0 in the first year
0% p.a. for 14 months and then 21.74% p.a.
Promoted
CUA
Low Rate Credit Card
11.99% p.a.
0% p.a. for 13 months and then 21.74% p.a.
$49 $0 in the first year
Promoted
Suncorp
Clear Options Platinum
0% p.a. for 14 months then 20.74% p.a.
0% p.a. for 14 months and then 21.99% p.a.
$129 $49 in the first year
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 14 months then 20.74% p.a.
0% p.a. for 6 months and then 20.99% p.a.
$129 $64 in the first year
Promoted
HSBC
Platinum Credit Card
0% p.a. for 12 months then 19.99% p.a.
0% p.a. for 12 months and then 21.99% p.a.
$129 Refunded when you spend over $6,000 p.a
Promoted
NAB
Low Rate Card
0% p.a. for 6 months then 13.99% p.a.
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$59
