The Bankwest Zero Platinum Credit Card took out a 2019 Mozo Experts Choice Award for best No Annual Fee Platinum Credit Card and two 2019 Travel Money Awards for best Travel Credit Card and best Platinum Travel Credit Card. So what makes it a top credit card for your wallet, and our judges 2019 Travel Credit Card Provider of the Year?
Well no annual fee, up to 55 interest free days and no foreign exchange margin on international purchases helps. Plus for no extra cost you'll get top premium benefits like complimentary overseas travel insurance, interstate flight inconvenience insurance and price guarantee insurance.
The Bankwest Zero Platinum Credit Card has a standard purchase rate of 17.99% p.a. but comes with up to 55 interest free days. It has no annual fee which really sets it apart from many other platinum cards in the market and it's a great card to take travelling or use when shopping online as there is no foreign transaction fee.
If you have debt on another card you want to transfer over there is a 2.99% p.a. balance transfer offer for 9 months, after which any remaining balance will revert to the standard 17.99% p.a. purchase rate.
The platinum perks of the Zero Platinum card include complimentary overseas travel insurance for you and the family. You'll be covered for the basics, but there are some policy limits and exclusions so be sure to check out the policy details before travelling.
The card also has extended warranty, purchase security and price guarantee insurance, which means that if you find a cheaper printed purchase price within 21 days you can claim the difference (minimum of $75).
This is a great card for fee haters and for shoppers that will get the most out of the free insurance coverage offered with the card.
Be sure to automate your payments or set up "Easy Alerts" notifications in your Bankwest app, or you could be up for a $25 late payment fee.
17.99% p.a.
none
2.99% p.a. for 9 months and then 17.99% p.a.
no
21.99% p.a.
55
$0.00
none
none
none
$25.00
2%, Min $4.00
0%
$0.00
$0.00
$0.00
$20.00
2.0
3
none
Apple Pay, Google Pay, Payment Ring
Extended Warranty,
Purchase Protection,
Overseas Travel Insurance
I use my Zero Platinum Mastercard for almost all purchases. The app allows me to track my spending, and how much I need to pay to avoid interest fees. So easy.
Read full reviewI use my Zero Platinum Mastercard for almost all purchases. The app allows me to track my spending, and how much I need to pay to avoid interest fees. So easy.
No international transaction fees makes this the perfect card for travel and online shopping.
Read full reviewNo international transaction fees makes this the perfect card for travel and online shopping.
Difficult to deal with when I lost my credit card.
Read full reviewDifficult to deal with when I lost my credit card.
Love this product. Easy to use card, internet banking is user friendly and regular 0% balance transfer offers.
Read full reviewLove this product. Easy to use card, internet banking is user friendly and regular 0% balance transfer offers.
I got this credit card because it has no annual fee and no transaction fees for international purchases, so it's excellent value especially if you do lots of travelling or shopping online from overseas sites. The application process was pretty smooth and Bankwest have been easy to deal with. I don't pay interest on my credit card so don't need to worry about the rate, but I think it is pretty high. I'd say this is a good card for those who are good at managing their credit card spending and paying it off on time, and don't want to be hit with annoying fees.
Read full reviewI got this credit card because it has no annual fee and no transaction fees for international purchases, so it's excellent value especially if you do lots of travelling or shopping online from overseas sites. The application process was pretty smooth and Bankwest have been easy to deal with. I don't pay interest on my credit card so don't need to worry about the rate, but I think it is pretty high. I'd say this is a good card for those who are good at managing their credit card spending and paying it off on time, and don't want to be hit with annoying fees.
Bankwest is all about making your finances simple. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, which has promised to retain the Bankwest brand. So if you like the sound of simple banking, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.
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17.99% p.a.
2.99% p.a. for 9 months and then 17.99% p.a.
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2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)
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$99
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19.99% p.a.
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$270
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11.99% p.a.
0% p.a. for 13 months and then 21.74% p.a.
$49 $0 in the first year
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$299 $199 in the first year
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$0
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$149 $0 in the first year
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0.75 points uncapped
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80,000
1 point up to $10,000/month, then
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Membership Rewards
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1 point uncapped
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$395
50,000
2 points uncapped
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$149 $0 in the first year
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1 point up to 100,000 points/year
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Qantas Frequent Flyer
$450
55,000
1.25 points uncapped
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15,000
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$295
30,000
1 point uncapped
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0% p.a. for 13 months and then 21.74% p.a.
11.99% p.a.
$49 $0 in the first year
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$79
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19.99% p.a.
$299 $199 in the first year
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Zero Mastercard
2.99% p.a. for 9 months and then 17.99% p.a.
17.99% p.a.
$0
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0% p.a. for 13 months and then 21.74% p.a.
19.99% p.a.
$149 $0 in the first year
Life Rich Rewards
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$99
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17.99% p.a.
$0
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0% p.a. for 6 months and then 12.54% p.a.
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$0
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$49 $0 in the first year
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$49 $0 in the first year
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2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)
$79
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2.99% p.a. for 9 months and then 12.99% p.a. (0% balance transfer fee)
$99
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$0
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$45
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10.49% p.a.
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$39
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11.99% p.a.
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$89