Here’s a quick snapshot of the different kinds of Bendigo Bank Credit Cards that you can choose from:
Do you end up carrying a balance on your credit card? Then you should probably go after a Low Rate Credit Card from Bendigo Bank. This will let you take advantage of the low interest rates on everyday purchases plus 55 days interest free on credit card purchases.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days on purchases |
|---|---|---|---|---|
|
11.99% p.a. |
No current offer |
$59 |
55 |
If you’re looking to avoid the high annual fees, you can choose from a number of Bendigo Bank credit cards that come with low ongoing annual fee as well as a low interest rate.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days on purchases |
|---|---|---|---|---|
|
11.99% p.a. |
No current offer |
$59 |
55 |
|
|
19.99% p.a. |
No current offer |
$0 |
55 |
Go for a Rewards Credit Card with Bendigo Bank to earn and redeem points for multiple things like travel, gift cards, shopping vouchers, cashback and retail products. That's not all, you'll also get access to services like complimentary travel insurance, concierge, extended warranty and rental car excess cover.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
|
1.5 points per dollar on Mastercard, uncapped |
19.99% p.a. |
No current offer |
$89 |
|
|
0.6 points per dollar on Mastercard, up to 20000 points per month |
19.99% p.a. |
No current offer |
$149 |
Looking for a premium card that lets you earn rewards points on everyday purchases? Then you should consider a prestige card with Bendigo Bank. You can redeem your rewards points for various things such as gift cards, hotel accommodation or flight tickets. Other advantages include insurance benefits and interest free days on purchases.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
|
1.5 points per dollar on Mastercard, uncapped |
19.99% p.a. |
No current offer |
$89 |
|
|
0.6 points per dollar on Mastercard, up to 20000 points per month |
19.99% p.a. |
No current offer |
$149 |
|
|
|
19.99% p.a. |
No current offer |
$0 |
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
|
0.6 points per dollar on Mastercard, up to 20000 points per month |
19.99% p.a. |
No current offer |
$149 |
Mozo users have rated Bendigo Bank credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
Disappointing International Transaction Experience I've been a loyal customer of this bank, regularly spending over $5,000 a month. However, I recently had a frustrating experience with an international transaction. The transaction failed, and while I did get my money back, the bank still charged me international transaction fees for the failed attempt. When I contacted customer service, they said it was because the transaction was "attempted," which doesn't make sense to me. Why should I be charged for a transaction that didn't go through? As someone who has consistently supported this bank, I expected better treatment and a fair resolution. It's disappointing that they prioritize technicalities over customer loyalty. I hope they reconsider their policies regarding failed international transactions and how they treat long-term customers like myself.
Read full reviewDisappointing International Transaction Experience I've been a loyal customer of this bank, regularly spending over $5,000 a month. However, I recently had a frustrating experience with an international transaction. The transaction failed, and while I did get my money back, the bank still charged me international transaction fees for the failed attempt. When I contacted customer service, they said it was because the transaction was "attempted," which doesn't make sense to me. Why should I be charged for a transaction that didn't go through? As someone who has consistently supported this bank, I expected better treatment and a fair resolution. It's disappointing that they prioritize technicalities over customer loyalty. I hope they reconsider their policies regarding failed international transactions and how they treat long-term customers like myself.
I signed up to this bank a couple of years ago and there customer service has been excellent. My credit card was recently hacked and charges put on by an unknown source. They notified me immediately and I was able to order a new card and the bank were able to get the charges reversed, for which I am immensely grateful.
Read full reviewI signed up to this bank a couple of years ago and there customer service has been excellent. My credit card was recently hacked and charges put on by an unknown source. They notified me immediately and I was able to order a new card and the bank were able to get the charges reversed, for which I am immensely grateful.
Bendigo bank is big on community spirit and banking local. Most are run by a board of local towns people. Once a year community groups can apply for funding, which the board allocate what funds to which group. Most of the board or their wives or husbands or children are in these “groups” so funding gets allocated to who they choose. It’s very biased and unfair. The fees and charges on all accounts are ridiculous the highest of any bank. I personally would never bank with Bendigo bank again. Once my credit card is paid out that is the last account I have with them to close. I liked the idea of support your local community ect but once I found out how it works, I’m appalled at the behaviour.
Read full reviewBendigo bank is big on community spirit and banking local. Most are run by a board of local towns people. Once a year community groups can apply for funding, which the board allocate what funds to which group. Most of the board or their wives or husbands or children are in these “groups” so funding gets allocated to who they choose. It’s very biased and unfair. The fees and charges on all accounts are ridiculous the highest of any bank. I personally would never bank with Bendigo bank again. Once my credit card is paid out that is the last account I have with them to close. I liked the idea of support your local community ect but once I found out how it works, I’m appalled at the behaviour.
In 2014 they allowed $9,000.00 to be debited from my credit card into an online banking account in less than 3 weeks. When I queried where their duty of care was to notify me of these transactions, they said as I had used the account for that purpose in the past - even though it was no more than $200 in a month, they felt no need to advise me of the activity on my account. That happened in Melbourne. This year (2022), they repeatedly put signs on their window saying they were closed for 28days, or temporarily closed but no clue what "temporarily" entailed. In September they permanently closed that heabch
Read full reviewIn 2014 they allowed $9,000.00 to be debited from my credit card into an online banking account in less than 3 weeks. When I queried where their duty of care was to notify me of these transactions, they said as I had used the account for that purpose in the past - even though it was no more than $200 in a month, they felt no need to advise me of the activity on my account. That happened in Melbourne. This year (2022), they repeatedly put signs on their window saying they were closed for 28days, or temporarily closed but no clue what "temporarily" entailed. In September they permanently closed that heabch
Trying to contact over the phone spent over two hours on hold. Cannot access online banking without a customer reference number which you need to call for. Should have on an online system where you can retrieve details
Read full reviewTrying to contact over the phone spent over two hours on hold. Cannot access online banking without a customer reference number which you need to call for. Should have on an online system where you can retrieve details
After you’ve had a careful look at the different Bendigo Bank Credit Cards available and selected the one that’s most suitable for you, click on the ‘Go to site’ button on Mozo to reach the Bendigo Bank website directly.
You can then get started with the application process, which is quite simple and straightforward. The online application form will ask you to enter some details such as your contact information, identity proofs and employment details. You’ll also need to be over 18 years of age and be an Australian resident for taxation purposes.