Beyond Bank credit cards

Beyond Bank
Beyond Bank's overall rating for credit cards

(as rated by the Mozo community)

8.5 / 10

based on 12 reviews

Looking for a low rate credit card, that will help you keep your spending under control, while still giving you the power to buy all life’s little pleasures? The Beyond Bank credit card offering is just that. Keep reading to find out all the details.

Rates and fees verified as correct at 02 December, 2016. Other information correct at the time of writing.

What credit cards do Beyond Bank offer?

Low rate credit cards Low rate credit cards

Beyond Bank’s credit card offering is a low rate card that also comes with a pretty low annual fee attached. It’s perfect for keeping the cost of interest down, and also comes with a generous balance transfer deal for managing previous credit card balances. Check it out below.

Product Purchase rate Balance transfer rate Annual fees Interest free days

12.49% p.a.

0% p.a. for 12 months

$49

62


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Low fee credit cards Low fee credit cards

Why ay a hefty annual fee if you don't have to? This Beyond Bank credit card option is a real budget beater - you'll never pay too much again with this low fee, low interest option in your wallet.

Product Purchase rate Balance transfer rate Annual fees Interest free days

12.49% p.a.

0% p.a. for 12 months

$49

62


Hide

Frequently Asked Questions about Beyond Bank credit cards

    How many interest free days will I get with a Beyond Bank credit card?

    What fees might I be charged?

    Can I use my Beyond Bank credit card for a balance transfer?

    Can I use paypass with my Beyond Bank credit card?

    Can I use my Beyond Bank credit card while I’m travelling overseas?

    What kind of rewards and bonuses does my Beyond Bank credit card offer?

    How does Beyond Bank protect me from credit card fraud?

How are Beyond Bank credit cards rated?

Mozo users have rated Beyond Bank credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Beyond Bank credit cards

Overall 8.5*

Price

Features

Customer service

Convenience

Trust

12 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Beyond Bank credit card reviews Recent Beyond Bank credit card reviews

Beyond Bank

Beyond Bank Low Rate credit card review

Overall rating   10 / 10

You name it, they do it best

Been with them from the first day they opened!!!

Full review

Been with them from the first day they opened!!!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Steve (NSW), reviewed over 1 year ago

Beyond Bank

Beyond Bank Low Rate credit card review

Overall rating   9 / 10

Great bank and great people

Never had a problem with the card or bank, always no hassles to use.

Full review

Never had a problem with the card or bank, always no hassles to use.

    Price   10 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   6 / 10

Less

Craig (ACT), reviewed over 1 year ago

Beyond Bank

Beyond Bank Low Rate credit card review

Overall rating   1 / 10

My credit union was taken over by beyond bank

I have a visa debit card with an overdraft, I think the interest rate is too high and I'm always getting overdue fees and extra charges. I was with Wagga credit union.

Full review

I have a visa debit card with an overdraft, I think the interest rate is too high and I'm always getting overdue fees and extra charges. I was with Wagga credit union.

    Price   0 / 10

    Features   1 / 10

    Customer service   3 / 10

    Convenience   3 / 10

    Trust   2 / 10

Less

Lisa (NSW), reviewed over 1 year ago

Beyond Bank

Beyond Bank Low Rate credit card review

Overall rating   10 / 10

Low fees, easy application

Great card easy to use and pay off , simple application and quick acceptance.

Full review

Great card easy to use and pay off , simple application and quick acceptance.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Nic (VIC), reviewed over 1 year ago

Beyond Bank

Beyond Bank credit card review

Overall rating   9 / 10

Very competitive

They are reliable, professional, and courteous.

Full review

They are reliable, professional, and courteous.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Carol (ACT), reviewed over 1 year ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a Beyond Bank credit card? What do you need to apply for a Beyond Bank credit card?

You can apply for a Beyond Bank credit card either in a branch or online. Before you start, make sure you have this information handy:

  • Your driver's licence as I.D.
  • Your address, and if it is a new address, your previous one as well
  • Your income details
  • Details of your employment
  • If it’s a new job, details of your previous employment as well
  • Details of your assets and liabilities

To be eligible, you need to be over 18, an Australian citizen or permanent resident, have a good credit history, agree to a credit check and have a net income of over $2,000 a month.

Want to know more about applying for a credit card? Check out our guide on applying for a credit card.

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