If reducing your credit card expenses is the name of your game, then the Low Rate credit card from Beyond Bank could be the perfect companion for you. With 62 interest free days to pay off your purchases and a low annual card fee of just $49 you’ll be able to keep expenses down, plus the 0% balance transfer offer for 12 months will help you take control of any existing credit card debt.
Featuring one of the longest interest free periods on the market, the Beyond Bank Low Rate credit card gives cardholders who pay their balance in full each month up to 62 interest free days on new purchases. Even if you do carry a balance, you’ll only be charged at the relatively low 11.99% purchase rate.
The card also comes with a low $49 annual fee, as well as the useful 0% balance transfer offer for the first 12 months. Just keep in mind that if you do take advantage of the offer to transfer debt from an existing card, make sure you pay it off in that 12 month period otherwise you’ll be charged the 11.99% purchase rate.
With Visa’s handy payWave system you’ll also be able to simply tap your card for payments below $100, and you won’t have to worry about any unauthorised purchases made with your card thanks to Visa’s Zero Liability Policy.
The Beyond Bank Low Rate credit card could be a top option for anyone looking to get a handle on their credit card debt who can make use of the 0% balance transfer offer, or cardholders that pay their balance on time each month that can take advantage of the generous 62 interest free days.
Just be make sure to pay your balance off in time, as there is a $25 late payment fee.
11.99% p.a. |
|
none |
|
0% p.a. for 12 months and then 11.99% p.a. |
|
no |
|
11.99% p.a. |
|
62 |
$49.00 |
|
none |
|
none |
|
none |
|
$25.00 |
|
$4.00 |
|
3.00% |
|
$5.00 |
|
$25.00 |
|
$0.00 |
$20.00 |
|
3.0 |
|
4 |
|
none |
Apple Pay, Google Wallet, Samsung Pay
Always polite on the phone or in person & always fix the problem.
Read full reviewAlways polite on the phone or in person & always fix the problem.
Very friendly staff in an efficient operation.
Read full reviewVery friendly staff in an efficient operation.
They are very good.
Read full reviewGood.
Read full reviewCredit Union and not a bank as I pay $2 to become a member and have no fees on debit visa card account
Read full reviewCredit Union and not a bank as I pay $2 to become a member and have no fees on debit visa card account
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