Choose the version of this credit card that suits you best
Name | Rewards program | |
---|---|---|
|
Rewards - Balance Transfer and Purchases offer | Citi Rewards Program |
|
Rewards - Rewards Points Offer | Citi Rewards Program |
|
Rewards - flybuys Offer | Citi Rewards Program |
|
Rewards - Velocity Frequent Flyer Offer | Citi Rewards Program |
Rates and fees information correct as at 18 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
299,000 points
19,500 points
20,900 points
40,000 points
1 point per dollar on Mastercard, up to $10,000 per month
Redeem using Pay with Points for a credit back, eVouchers cashback and more.
You can also transfer your points to participating loyalty partner programs including flybuys, Singapore Airlines Krisflyer and Velocity Frequent Flyer.
Points uncapped for eligible international purchases.
Spend $40,000 (Mastercard)
Spend $20,900 (Mastercard)
Spend $19,500 (Mastercard)
Spend $299,000 (Mastercard)
at $10,000 monthly
Never
21.49% p.a. |
|
0% p.a. for 15 months |
|
0% p.a. for 15 months and then 22.24% p.a. |
|
yes |
|
22.24% p.a. |
|
44 |
$199.00 |
|
none |
|
none |
|
none |
|
$30.00 |
|
3.5%, min $3.50 |
|
3.40% |
|
$0.00 |
|
none |
|
$90.00 |
$25.00 |
|
2.0 |
|
4 |
|
none |
Apple Pay, Google Wallet, Samsung Pay
Travel Insurance,
Extended Warranty,
Purchase Protection,
Mobile phone insurance,
Rental Vehicle Excess Insurance
Pay with Points for a credit back to pay for eligible purchases, 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2025, personalised offers through My Cashback.
Rates and fees information correct as at 18 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
299,000 points
19,500 points
20,900 points
40,000 points
1 point per dollar on Mastercard, up to $10,000 per month
Redeem using Pay with Points for a credit back, eVouchers cashback and more.
You can also transfer your points to participating loyalty partner programs including flybuys, Singapore Airlines Krisflyer and Velocity Frequent Flyer.
Points uncapped for eligible international purchases.
Receive 100,000 bonus Points when you spend $5,000 within the first 3 months from card approval.
Spend $40,000 (Mastercard)
Spend $20,900 (Mastercard)
Spend $19,500 (Mastercard)
Spend $299,000 (Mastercard)
at $10,000 monthly
Never
21.49% p.a. |
|
none |
|
No current offer |
|
none |
|
22.24% p.a. |
|
44 |
$199.00 |
|
$99 in the first year |
|
none |
|
none |
|
$30.00 |
|
3.5%, min $3.50 |
|
3.40% |
|
$0.00 |
|
none |
|
$90.00 |
$25.00 |
|
2.0 |
|
4 |
|
none |
Apple Pay, Google Wallet, Samsung Pay
Travel Insurance,
Extended Warranty,
Purchase Protection,
Mobile phone insurance,
Rental Vehicle Excess Insurance
Pay with Points for a credit back to pay for eligible purchases, 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2025, personalised offers through My Cashback.
Rates and fees information correct as at 18 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
299,000 points
19,500 points
20,900 points
40,000 points
1 point per dollar on Mastercard, up to $10,000 per month
Redeem using Pay with Points for a credit back, eVouchers cashback and more.
You can also transfer your points to participating loyalty partner programs including flybuys, Singapore Airlines Krisflyer and Velocity Frequent Flyer.
Points uncapped for eligible international purchases.
Earn 100,000 bonus flybuys points when $5,000 or more is spent on eligible transactions for the first 3 months.
Spend $40,000 (Mastercard)
Spend $20,900 (Mastercard)
Spend $19,500 (Mastercard)
Spend $299,000 (Mastercard)
at $10,000 monthly
Never
21.49% p.a. |
|
0% p.a. for 6 months |
|
No current offer |
|
yes |
|
22.24% p.a. |
|
44 |
$199.00 |
|
none |
|
none |
|
none |
|
$30.00 |
|
3.5%, min $3.50 |
|
3.40% |
|
$0.00 |
|
none |
|
$90.00 |
$25.00 |
|
2.0 |
|
4 |
|
none |
Apple Pay, Google Wallet, Samsung Pay
Travel Insurance,
Extended Warranty,
Purchase Protection,
Mobile phone insurance,
Rental Vehicle Excess Insurance
Pay with Points for a credit back to pay for eligible purchases, 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2025, personalised offers through My Cashback.
Rates and fees information correct as at 18 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
299,000 points
19,500 points
20,900 points
40,000 points
1 point per dollar on Mastercard, up to $10,000 per month
Redeem using Pay with Points for a credit back, eVouchers cashback and more.
You can also transfer your points to participating loyalty partner programs including flybuys, Singapore Airlines Krisflyer and Velocity Frequent Flyer.
Points uncapped for eligible international purchases.
Receive two complimentary airport lounge visits every year when you enrol in Priority Pass.
Receive 80,000 bonus Velocity Points when you spend $5,000 within 3 months from card approval.
Spend $40,000 (Mastercard)
Spend $20,900 (Mastercard)
Spend $19,500 (Mastercard)
Spend $299,000 (Mastercard)
at $10,000 monthly
Never
21.49% p.a. |
|
none |
|
0% p.a. for 6 months and then 22.24% p.a. |
|
yes |
|
22.24% p.a. |
|
44 |
$199.00 |
|
none |
|
none |
|
none |
|
$30.00 |
|
3.5%, min $3.50 |
|
3.40% |
|
$0.00 |
|
none |
|
$90.00 |
$25.00 |
|
2.0 |
|
4 |
|
none |
Apple Pay, Google Wallet, Samsung Pay
Travel Insurance,
Extended Warranty,
Purchase Protection,
Mobile phone insurance,
Rental Vehicle Excess Insurance
Pay with Points for a credit back to pay for eligible purchases, 10% off (up to $250) selected hotel offers from Luxury Escapes until 1 March 2025, personalised offers through My Cashback.
Excellent customer service and rewards program been with Citi for over 20 years
Read full reviewExcellent customer service and rewards program been with Citi for over 20 years
Citi locked my account as I was leaving on vacation. Security is out to lunch.
Read full reviewCiti locked my account as I was leaving on vacation. Security is out to lunch.
All Good
Read full reviewAny problems are dealt with quickly and efficiently. Although the operators are overseas I am happy with their service. This also gives the OS operators an income which helps them in these difficult times.
Read full reviewAny problems are dealt with quickly and efficiently. Although the operators are overseas I am happy with their service. This also gives the OS operators an income which helps them in these difficult times.
There were times I forgot to pay my cc dues on the day itself and I pay the next day. I ask their customer service if they could waive it but they don't want to adjust. It's only a day late. It's fine with me by then. Now, because I wont be able to pay dues on the due date at July 2. I am just asking for July 3 but they won't allow. How are they very strict! They are very strict and does not also allow waving of fees, any fees at all even though you don't default and is a good payer. I may have been late about 3 times only for the past 4 years and its one day late every time but they charge me for all of that. They are very strict, no leniency and charge very high fees! That is why even they always call me to avail their financial services I decline as their fees are to the extreme! I am cancelling my card for good. It only cost me so much having this card, even their annual fees so expensive. They are not pro-consumer but pro-self. Anyways its a bank, it will get your money as they can, its not a service to the customer but to their self. A selfish institution.
Read full reviewThere were times I forgot to pay my cc dues on the day itself and I pay the next day. I ask their customer service if they could waive it but they don't want to adjust. It's only a day late. It's fine with me by then. Now, because I wont be able to pay dues on the due date at July 2. I am just asking for July 3 but they won't allow. How are they very strict! They are very strict and does not also allow waving of fees, any fees at all even though you don't default and is a good payer. I may have been late about 3 times only for the past 4 years and its one day late every time but they charge me for all of that. They are very strict, no leniency and charge very high fees! That is why even they always call me to avail their financial services I decline as their fees are to the extreme! I am cancelling my card for good. It only cost me so much having this card, even their annual fees so expensive. They are not pro-consumer but pro-self. Anyways its a bank, it will get your money as they can, its not a service to the customer but to their self. A selfish institution.
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Essential® Rewards Credit Card
23.99% p.a.
No current offer
$108
Membership Rewards
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Explorer Credit Card - Exclusive Offer
23.99% p.a.
No current offer
$395
Membership Rewards
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Rewards Credit Card
0% p.a. for 15 months then 21.49% p.a.
0% p.a. for 15 months and then 22.24% p.a.
$199
Citi Rewards Program
Qantas Ultimate Card
Qantas Frequent Flyer
$450
50,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
30,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$295 $195 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
180,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$420 $320 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year