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Founded in 1959 as the Public Works Department Staff Cooperative, G&C Mutual Bank is still a member-owned bank with some genuinely competitive credit card deals. So, if you’re after a new piece of plastic for your wallet, look no further and check out the great options on offer from G&C Mutual below.
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Last updated 13 December 2024
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Important disclosures
Advertiser disclosure
This table shows a range of products, and we may receive payment if you use the links provided. It does not show all providers or all products from the providers. Mozo is paid a fee by the product issuer if you use a link on our site to go to their site from ours, make an inquiry, or you take out a product with them. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo. You do not pay any extra for using our service.
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Products are initially shown with ‘Promoted’ products at the top that we have chosen to advertise more prominently. The table beneath lists products that meet the information in the filter, sorted according to estimated repayments for loans, and interest rates for deposits. You can change the filter settings to see other products.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
G&C Mutual Bank credit cards
Low Rate Visa Credit Card
Purchase rate
7.49
%
p.a.
Balance transfer rate
No current offer
Annual fee
$50
Rewards program
-
No Partner link
Purchase rate
7.49
%
p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Annual card fee
$50
Intro fee
-
Interest free days on purchases
Up to 50
Cash advance rate
15.49% p.a.
Cash advance fee
$5
Foreign exchange margin
3.00%
Late payment fee
$15.00
Interest free days
Up to 50
Cash advance rate
15.49% p.a.
Cash advance fee
$5
Foreign exchange margin
3.00%
Late payment fee
$15.00
Minimum credit limit
$1,000.00
Minimum repayment amount
$20.00
Additional cardholders
yes
Supplementary card fee
-
Payment options
Apple Pay, Google Wallet, Samsung Pay
Rewards program
-
Rewards schemes
-
Rewards bonus points
-
Rewards description
-
Rewards flight options
-
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
-
Other benefits
-
Other restrictions
-
Platinum Visa Credit Card
Purchase rate
19.99
%
p.a.
Balance transfer rate
No current offer
Annual fee
$299
Rewards program
Qantas Frequent Flyer
No Partner link
Purchase rate
19.99
%
p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Annual card fee
$299
Intro fee
-
Interest free days on purchases
Up to 50
Cash advance rate
21.99% p.a.
Cash advance fee
$5
Foreign exchange margin
3.00%
Late payment fee
$15.00
Interest free days
Up to 50
Cash advance rate
21.99% p.a.
Cash advance fee
$5
Foreign exchange margin
3.00%
Late payment fee
$15.00
Minimum credit limit
$6,000.00
Minimum repayment amount
$20.00
Additional cardholders
1
Supplementary card fee
$0.00
Payment options
Apple Pay, Google Wallet, Samsung Pay
Rewards program
Qantas Frequent Flyer
Rewards schemes
1 point per dollar on Visa, up to 20000 points per month
Rewards bonus points
1 bonus point per dollar on eligible Qantas products and services.
Rewards description
Points are automatically accredited to the Qantas Frequent Flyer Program.
Rewards flight options
All rewards redeemed via Qantas Frequent Flyer.
Rewards instant discounts
-
Rewards special offers
Receive 30,000 bonus Qantas Points when you apply, are approved, and spend $5,000 on eligible purchases on your new Card within the first 90 days. Cards closed within the first 90 days are not eligible for this offer. T&Cs apply. New card members only.
Rewards privileges
Concierge
Other benefits
10,000 bonus Qantas Points annually, applied in November to active account holders who are Qantas Frequent Flyer members.
Other restrictions
-
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Overall customer rating for G&C Mutual Bank credit cards
3.7
Price
3.4
Features
3.1
Customer service
3.7
Convenience
3.6
Trust
3.8
Based on 12 product reviews.
Customer reviews
Important disclosures
Important disclosures
Important information about the Mozo customer ratings
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. More about the Mozo customer ratings.
D
Dan
Victoria -
Product name: Platinum Visa Credit Card
1.0
Slow & unhelpful
Painfully slow and unhelpful staff lacking a basic understanding of customer service.
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
Disclaimer
Who we are and how we get paid
Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.
We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.
'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.
'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.
Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
