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Northern Inland Credit Union is a financial institution providing a range of financial solution products in credit cards, debit cards, savings and investment accounts, personal loans, home loans, insurance and financial planning services. Northern Inland Credit Union additionally offers everyday business banking products for its business members.
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Last updated 14 July 2025
Important disclosures
Northern Inland Credit Union credit cards
Visa Classic Credit Card
Purchase rate
14.00
%
p.a.
Balance transfer rate
No current offer
Annual fee
$40
Rewards program
-
No Partner link
Purchase rate
14.00
%
p.a.
Intro purchase rate
-
Balance transfer rate
No current offer
Annual card fee
$40
Intro fee
-
Interest free days on purchases
Up to 55
Cash advance rate
14.00% p.a.
Cash advance fee
-
Foreign exchange margin
3.00%
Late payment fee
$15.00
Interest free days
Up to 55
Minimum credit limit
$1,000.00
Minimum repayment amount
$20.00
Minimum repayment percentage
2.00%
Additional cardholders
no
Additional cardholder fee
-
Payment options
Apple Pay, Google Pay
Rewards program
-
Rewards schemes
-
Rewards bonus points
-
Rewards description
-
Rewards flight options
-
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
-
Other benefits
-
Other restrictions
-
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Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
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Important information on terms, conditions and sub-limits
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
