Home Cover - Buildings
QBE Home and Contents Insurance can cover your property and belongings in case of fire, storm damage, theft and more. 24/7 friendly and helpful claims service. Up to $30 million legal liability cover. Temporary accommodation costs for up to two years if your home isn’t liveable.
- Main events covered
-
Fire -
Theft -
Storm -
Flood
-
Monthly payments cost extra
-
Yes
-
Underinsurance protection
-
Optional Extra - Up to 30% of buildings sum insured, applied automatically for eligible policies
-
New for old replacement
-
Yes
- Underinsurance protection
-
Optional Extra - Up to 30% of buildings sum insured, applied automatically for eligible policies
- New for old
-
Yes
- Building cover
-
- Contents cover
-
n/a
- Fire
-
Yes
- Theft or burglary
-
Yes
- Storm
-
Yes
- Flood
-
Yes
- Lightning
-
Yes
- Earthquake
-
Yes
- Storm surge
-
Yes
- Fusion
-
Yes
- Power surge
-
Optional Extra
- Accidental loss and damage
-
Optional Extra
- Accidental breakage of glass
-
Yes
- Death and injury cover
-
No
- Monthly payments cost extra
-
Yes
- General contents
-
No
- Contents while moving
-
No
- Antiques and valuables
-
No
- Cash
-
No
- Cd dvd and electronic files
-
No
- Computer software and hardware
-
No
- Camera and accessories
-
No
- Carpets
-
No
- Home office contents
-
No
- Identity theft
-
No
- Jewellery
-
No
- Personal medical equipment
-
No
- Replacement of documents
-
No
- Tools of trade
-
No
- Lock replacement
-
Up to $2,500
- Emergency storage
-
No
- Temporary accommodation
-
Up to 24 months, up to 20% of sum insured combined with temporary accommodation for pets
- Temporary accommodation for pets
-
Up to 24 months, up to 20% of sum insured combined with temporary accommodation
- Temporary repairs
-
Yes
- Buildings and structural improvements
-
Yes
- Building materials
-
Up to $2,000
- Demolition cost
-
Yes, combined with building costs
- Debris removal
-
Yes, combined with building costs
- Landscaping
-
No
- Gates and fences
-
Yes
- Legal liability cover
-
Up to $30,000,000
- Days unoccupied until cover stops
-
90
- Other restrictions
-
-
- Other benefits
-
-
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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