Australian Unity home loans

If you’re looking for a simple, flexible home loan, look no further than the variable rate offer from Australian Unity. This loan is available to owner occupiers borrowing up to 80% of their property’s value, between $200,000 and $1,000,000. There’s an application fee to consider, but the tradeoff is a host of flexible features, including unlimited free extra repayments, fee-free redraws (minimum amount applies) and the chance to take a repayment holiday. You can also choose to tailor your loan by making your repayments each week, fortnight or month. And as an added bonus, take out a variable rate home loan with Australian Unity, and you’ll get 10% off your health insurance.

Get great value by bundling your Australian Unity fixed rate home loan with all your other banking products. The loan allows you to borrow up to $2,500,000, and 90% of the property’s value, and you’ll only pay an upfront application fee. It includes great features like free extra repayments up to $10,000 p.a., a free redraw facility (minimum amount applies) and the option to take a repayment holiday. It also comes with a bunch of perks, including a discount on your health and home and contents insurances, an Australian Unity credit card with no annual fee and a transaction account with no monthly service fee and a Visa debit card to boot.

Like the fixed rate alternative, the variable rate Package Home Loans on offer from Australian Unity offer great value, and are available for up to 90% of the property’s value, up to $2,500,000. The upfront application fee gets you some great flexible features, including unlimited free extra repayments, free redraws (minimum amount applies), and the opportunity to take a repayment holiday. The use of a 100% offset account is also on the table - free for owner occupiers, but investors will pay a monthly fee for the use of this feature. The same great bundling bonuses apply to the variable rate option as to the fixed - waived monthly fees on your Australian Unity everyday bank account, which also comes with a debit card, no annual fee on your credit card and discounts on your health and home and contents insurances.