Australian Unity home loans

2.8
Based on 2 Australian Unity home loan product reviews.
Fact Checked

Since launching in 1840, Australian Unity has had a mission of improving the wellbeing its members, including their financial health. As a customer owned bank, Australian Unity is committed to providing its members with the best possible home loans for their needs, offering low rates and flexible features. So if you want a mortgage lender who cares, look no further than this mutual. 

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Last updated 22 November 2024 Important disclosures and comparison rate warning*

Australian Unity home loans

  • Kickstarter Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <70%
    Interest rate
    6.18 % p.a.
    Variable
    Comparison rate
    6.19 % p.a.
    Initial monthly repayment
    $3,056
    Link not supplied

  • Health, Wealth and Happiness Variable Rate

    • Owner Occupier
    • Principal & Interest
    • LVR <70%
    Interest rate
    6.18 % p.a.
    Variable
    Comparison rate
    6.54 % p.a.
    Initial monthly repayment
    $3,056
    Link not supplied

  • Health, Wealth and Happiness Variable Rate

    • Owner Occupier
    • Principal & Interest
    • LVR <70%
    Interest rate
    6.33 % p.a.
    Variable
    Comparison rate
    6.38 % p.a.
    Initial monthly repayment
    $3,105
    Link not supplied

  • Wealth Builder

    • Principal & Interest
    • LVR <70%
    Interest rate
    6.39 % p.a.
    Variable
    Comparison rate
    6.75 % p.a.
    Initial monthly repayment
    $3,124
    Link not supplied

  • Health, Wealth and Happiness Fixed Rate

    • Owner Occupier
    • Principal & Interest
    • LVR <70%
    Interest rate
    6.48 % p.a.
    Fixed 3 years
    Comparison rate
    7.81 % p.a.
    Initial monthly repayment
    $3,154
    Link not supplied

  • Wealth Builder

    • Principal & Interest
    • LVR <70%
    Interest rate
    6.54 % p.a.
    Variable
    Comparison rate
    6.59 % p.a.
    Initial monthly repayment
    $3,174
    Link not supplied

  • Wealth Builder Fixed Rate

    • Investment
    • Principal & Interest
    • LVR <70%
    Interest rate
    6.58 % p.a.
    Fixed 3 years
    Comparison rate
    7.75 % p.a.
    Initial monthly repayment
    $3,187
    Link not supplied

  • Health, Wealth and Happiness Fixed Rate

    • Owner Occupier
    • Principal & Interest
    • LVR <70%
    Interest rate
    6.63 % p.a.
    Fixed 3 years
    Comparison rate
    7.57 % p.a.
    Initial monthly repayment
    $3,203
    Link not supplied

  • Wealth Builder Fixed Rate

    • Investment
    • Principal & Interest
    • LVR <70%
    Interest rate
    6.73 % p.a.
    Fixed 3 years
    Comparison rate
    7.57 % p.a.
    Initial monthly repayment
    $3,236
    Link not supplied

  • Standard Variable Rate

    • Owner Occupier
    • Principal & Interest
    Interest rate
    8.01 % p.a.
    Variable
    Comparison rate
    8.06 % p.a.
    Initial monthly repayment
    $3,672
    Link not supplied

  • Standard Variable Rate

    • Investment
    • Principal & Interest
    Interest rate
    8.11 % p.a.
    Variable
    Comparison rate
    8.16 % p.a.
    Initial monthly repayment
    $3,707
    Link not supplied

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Australian Unity home loan ratings

Overall customer rating for Australian Unity home loans

2.8
Based on 2 product reviews.

Customer reviews

Important disclosures

Australian Unity products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

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