Australian Unity home loans

2.8
Based on 2 Australian Unity home loan product reviews.
Fact Checked

Since launching in 1840, Australian Unity has had a mission of improving the wellbeing its members, including their financial health. As a customer owned bank, Australian Unity is committed to providing its members with the best possible home loans for their needs, offering low rates and flexible features. So if you want a mortgage lender who cares, look no further than this mutual. 

Last updated 12 April 2025 Important disclosures and comparison rate warning*
What are your home loan needs?
Loan purpose
Buying or Refinancing
  • Kickstarter Home Loan

    • Owner occupier
    • Principal & Interest
    • 30% min deposit
    • Redraw available
    Interest rate
    5.69 % p.a.
    Variable
    Comparison rate
    5.70 % p.a.
    Initial monthly repayment
    $2,899
    No Partner link
  • Health, Wealth and Happiness Variable Rate

    • Owner occupier
    • Principal & Interest
    • 30% min deposit
    • Offset available
    • Redraw available
    Interest rate
    5.79 % p.a.
    Variable
    Comparison rate
    6.16 % p.a.
    Initial monthly repayment
    $2,931
    No Partner link
  • Health, Wealth and Happiness Variable Rate

    • Owner occupier
    • Principal & Interest
    • 30% min deposit
    • Offset available
    • Redraw available
    Interest rate
    5.94 % p.a.
    Variable
    Comparison rate
    5.99 % p.a.
    Initial monthly repayment
    $2,978
    No Partner link
  • Wealth Builder

    • Investor
    • Principal & Interest
    • 30% min deposit
    • Offset available
    • Redraw available
    Interest rate
    6.14 % p.a.
    Variable
    Comparison rate
    6.50 % p.a.
    Initial monthly repayment
    $3,043
    No Partner link
  • Wealth Builder

    • Investor
    • Principal & Interest
    • 30% min deposit
    • Offset available
    • Redraw available
    Interest rate
    6.29 % p.a.
    Variable
    Comparison rate
    6.34 % p.a.
    Initial monthly repayment
    $3,092
    No Partner link
  • Health, Wealth and Happiness Fixed Rate

    • Fixed rate
    • Owner occupier
    • Principal & Interest
    • 30% min deposit
    Interest rate
    6.48 % p.a.
    Fixed 3 years
    Comparison rate
    6.35 % p.a.
    Initial monthly repayment
    $3,154
    No Partner link
  • Wealth Builder Fixed Rate

    • Fixed rate
    • Investor
    • Principal & Interest
    • 30% min deposit
    Interest rate
    6.58 % p.a.
    Fixed 3 years
    Comparison rate
    6.63 % p.a.
    Initial monthly repayment
    $3,187
    No Partner link
  • Health, Wealth and Happiness Fixed Rate

    • Fixed rate
    • Owner occupier
    • Principal & Interest
    • 30% min deposit
    Interest rate
    6.63 % p.a.
    Fixed 3 years
    Comparison rate
    6.18 % p.a.
    Initial monthly repayment
    $3,203
    No Partner link
  • Wealth Builder Fixed Rate

    • Fixed rate
    • Investor
    • Principal & Interest
    • 30% min deposit
    Interest rate
    6.73 % p.a.
    Fixed 3 years
    Comparison rate
    6.46 % p.a.
    Initial monthly repayment
    $3,236
    No Partner link

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Australian Unity home loan ratings

Overall customer rating for Australian Unity home loans

2.8
Based on 2 product reviews.

Customer reviews

Important disclosures

Australian Unity products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

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