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Bank of us FlexiDiscount Home Loan (Fixed)

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 95%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 80% $20,000
Owner Occupier Principal & Interest 80%-90% $20,000
Owner Occupier Principal & Interest 90%-95% $20,000
  • Owner Occupier (Principal & Interest)
    LVR < 80%
    Loan: $20,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $20,000
  • Owner Occupier (Principal & Interest)
    LVR 90%-95%
    Loan: $20,000
Fixed 3 year rate
6.29% p.a.
Comparison Rate
6.25% p.a.
Service fee
$0.00
Upfront fee
$350
Fixed 3 year rate
6.39% p.a.
Comparison Rate
6.53% p.a.
Service fee
$0.00
Upfront fee
$350
Fixed 3 year rate
6.49% p.a.
Comparison Rate
7.12% p.a.
Service fee
$0.00
Upfront fee
$1,250

Details

Rates and fees information correct as at 21 February 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.49% (6.25%*)

6.49% (6.28%*)

6.29% (6.25%*)

6.69% (6.40%*)

6.69% (6.44%*)

n/a

n/a

6.19% p.a.

Fees

$0.00

$0.00

$0.00

$350.00

n/a

$0.00

$395.00

Other financial bits

$20,000

none

none

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a. during fixed period

no

yes - fees apply

$200.00

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 February 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.59% (6.58%*)

6.59% (6.58%*)

6.39% (6.53%*)

6.79% (6.66%*)

6.79% (6.68%*)

n/a

n/a

6.54% p.a.

Fees

$0.00

$0.00

$0.00

$350.00

n/a

$0.00

$395.00

Other financial bits

$20,000

none

80.00%

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a. during fixed period

no

yes - fees apply

$200.00

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 February 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.69% (7.28%*)

6.69% (7.23%*)

6.49% (7.12%*)

6.89% (7.21%*)

6.89% (7.18%*)

n/a

n/a

7.24% p.a.

Fees

$300.00

$325.00

$275.00

$350.00

n/a

$0.00

$395.00

Other financial bits

$20,000

none

90.00%

95.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a. during fixed period

no

yes - fees apply

$200.00

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank of us home loans rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

About Bank of us

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

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Up

Home Fixed Rate

5.80% p.a.
fixed 3 years

6.05% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

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ubank

Neat Home Loan

6.09% p.a. variable

6.11% p.a.

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Up

Home Variable Rate

6.15% p.a. variable

6.15% p.a.

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Unloan

Variable

6.29% p.a. variable

6.20% p.a.

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ubank

Flex Home Loan Fixed

6.64% p.a.
fixed 3 years

6.52% p.a.

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Aussie

Elevate

6.09% p.a. variable

6.20% p.a.

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Up
Up

Home Variable Rate

6.15% p.a. variable

6.15% p.a.

Thumbnail icon for Sucasa
Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

Thumbnail icon for ubank
ubank

Neat Home Loan

6.09% p.a. variable

6.11% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

6.64% p.a.
fixed 3 years

6.52% p.a.

Thumbnail icon for Up
Up

Home Fixed Rate

5.80% p.a.
fixed 3 years

6.05% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan

6.19% p.a. variable

6.43% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Up
Up

Home Variable Rate

6.15% p.a.

6.15% p.a.

Thumbnail icon for Sucasa
Sucasa

Ultra Low Rate

6.30% p.a.

6.58% p.a.

Thumbnail icon for ubank
ubank

Neat Home Loan

6.09% p.a.

6.11% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

p.a.

6.52% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a.

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan

6.19% p.a.

6.43% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

6.64% p.a.
fixed 3 years

6.56% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan (with Orange Advantage)

6.29% p.a.
fixed 3 years

6.24% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

6.64% p.a.
fixed 3 years

6.56% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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