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Homestar Fixed Rate Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $849,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $850,000 and $1,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $849,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $850,000 and $1,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $849,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $850,000 and $1,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $150,000 and $849,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $850,000 and $1,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $150,000 $849,999

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $850,000 $1,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $150,000 $849,999

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $850,000 $1,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $150,000 $849,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $850,000 $1,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $150,000 $849,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $850,000 $1,000,000

Fixed 3 year rate
2.59% p.a.
Comparison Rate*
2.49% p.a.
Service fee
$0.00
Upfront fee
$512
Fixed 3 year rate
2.79% p.a.
Comparison Rate*
2.61% p.a.
Service fee
$0.00
Upfront fee
$512
Fixed 3 year rate
2.79% p.a.
Comparison Rate*
2.69% p.a.
Service fee
$0.00
Upfront fee
$512
Fixed 3 year rate
2.99% p.a.
Comparison Rate*
2.89% p.a.
Service fee
$0.00
Upfront fee
$512
Fixed 3 year rate
2.79% p.a.
Comparison Rate*
2.69% p.a.
Service fee
$0.00
Upfront fee
$512
Fixed 3 year rate
2.99% p.a.
Comparison Rate*
2.89% p.a.
Service fee
$0.00
Upfront fee
$512
Fixed 3 year rate
2.99% p.a.
Comparison Rate*
2.89% p.a.
Service fee
$0.00
Upfront fee
$512
Fixed 3 year rate
3.19% p.a.
Comparison Rate*
3.09% p.a.
Service fee
$0.00
Upfront fee
$512

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 1.98% (2.41%*)

  • 2.06% (2.36%*)

  • 2.59% (2.49%*)

  • 2.79% (2.57%*)

  • 2.99% (2.67%*)

  • n/a

  • n/a

  • 2.39% p.a.

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • n/a

  • $0.00

  • $535.00

Other financial bits
  • $150,000

  • $849,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • $535 discharge fee waived if the loan goes to full term.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.79% (2.56%*)

  • 2.79% (2.59%*)

  • 2.79% (2.61%*)

  • 2.99% (2.70%*)

  • 3.19% (2.81%*)

  • n/a

  • n/a

  • 2.49% p.a.

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • n/a

  • $0.00

  • $535.00

Other financial bits
  • $850,000

  • $1,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • $535 discharge fee waived if the loan goes to full term.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.79% (2.65%*)

  • 2.79% (2.67%*)

  • 2.79% (2.69%*)

  • 2.89% (2.73%*)

  • 3.09% (2.83%*)

  • n/a

  • n/a

  • 2.59% p.a.

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • n/a

  • $0.00

  • $535.00

Other financial bits
  • $150,000

  • $849,999

  • none

  • 80.00%

Features
  • Monthly

  • yes - up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • $535 discharge fee waived if the loan goes to full term.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.99% (2.85%*)

  • 2.99% (2.87%*)

  • 2.99% (2.89%*)

  • 3.19% (2.97%*)

  • 3.29% (3.03%*)

  • n/a

  • n/a

  • 2.79% p.a.

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • n/a

  • $0.00

  • $535.00

Other financial bits
  • $850,000

  • $1,000,000

  • none

  • 80.00%

Features
  • Monthly

  • yes - up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • $535 discharge fee waived if the loan goes to full term.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.79% (2.65%*)

  • 2.79% (2.67%*)

  • 2.79% (2.69%*)

  • 2.99% (2.77%*)

  • 3.19% (2.87%*)

  • n/a

  • n/a

  • 2.59% p.a.

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • n/a

  • $0.00

  • $535.00

Other financial bits
  • $150,000

  • $849,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • $535 discharge fee waived if the loan goes to full term.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.99% (2.85%*)

  • 2.99% (2.87%*)

  • 2.99% (2.89%*)

  • 3.19% (2.97%*)

  • 3.39% (3.07%*)

  • n/a

  • n/a

  • 2.79% p.a.

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • n/a

  • $0.00

  • $535.00

Other financial bits
  • $850,000

  • $1,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • $535 discharge fee waived if the loan goes to full term.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.99% (2.85%*)

  • 2.99% (2.87%*)

  • 2.99% (2.89%*)

  • 3.19% (2.97%*)

  • 3.39% (3.07%*)

  • n/a

  • n/a

  • 2.79% p.a.

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • n/a

  • $0.00

  • $535.00

Other financial bits
  • $150,000

  • $849,999

  • none

  • 80.00%

Features
  • Monthly

  • yes - up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • $535 discharge fee waived if the loan goes to full term.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.19% (3.05%*)

  • 3.19% (3.07%*)

  • 3.19% (3.09%*)

  • 3.39% (3.17%*)

  • 3.59% (3.28%*)

  • n/a

  • n/a

  • 2.99% p.a.

Fees
  • $0.00

  • $264.00

  • $248.08

  • $0.00

  • n/a

  • $0.00

  • $535.00

Other financial bits
  • $850,000

  • $1,000,000

  • none

  • 80.00%

Features
  • Monthly

  • yes - up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • $535 discharge fee waived if the loan goes to full term.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Homestar home loans rated by the Mozo community?

Overall
6.3/10
Price
7.5/10
Features
6.3/10
Customer service
6.7/10
Convenience
6.0/10
Trust
6.0/10
Homestar

About Homestar

Homestar is a Sydney and Melbourne based company that offers home loans Australia wide, due to Homestar being a web and phone based non-bank lender that works to save you money. Homestar has been providing low rates on its home loans since 2004.

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2.59% p.a. variable

2.76% p.a.

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Offset Home Loan (Package)

2.54% p.a.

2.81% p.a.

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loans.com.au

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Smart Home Loan

2.48% p.a.

2.50% p.a.

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HSBC

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2.59% p.a.

2.60% p.a.

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Athena

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AcceleRATES Variable Home Loan

2.34% p.a.

2.34% p.a.

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Homestar

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Star Essentials Home Loan

2.29% p.a.

2.32% p.a.

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UBank

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UHomeLoan - Discount Offer

2.49% p.a.

2.49% p.a.

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Suncorp

Suncorp

Back to Basics

2.68% p.a.

2.69% p.a.

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Bank of Queensland

Bank of Queensland

Economy

2.59% p.a.

2.76% p.a.

Promoted

loans.com.au

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Fixed Home Loan

n/a

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HSBC

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2.29% p.a.
fixed 3 years

2.95% p.a.

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Star Classic Fixed Home Loan

2.06% p.a.
fixed 3 years

2.38% p.a.

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n/a

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fixed 3 years

3.28% p.a.

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fixed 3 years

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fixed 3 years

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fixed 3 years

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.