The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $249,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $3,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $249,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $750,000 and $3,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $100,000 and $249,999 with an LVR below 75%
The details shown below are for an investor taking out a interest only loan between $250,000 and $499,999 with an LVR below 75%
The details shown below are for an investor taking out a interest only loan between $500,000 and $749,999 with an LVR below 75%
The details shown below are for an investor taking out a interest only loan between $750,000 and $3,000,000 with an LVR below 75%
Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 95% | $50,000 | $249,999 |
|
Owner Occupier | Principal & Interest | < 95% | $250,000 | $499,999 |
|
Owner Occupier | Principal & Interest | < 95% | $500,000 | $749,999 |
|
Owner Occupier | Principal & Interest | < 95% | $750,000 | $3,000,000 |
|
Investor | Principal & Interest | < 90% | $100,000 | $249,999 |
|
Investor | Principal & Interest | < 90% | $250,000 | $499,999 |
|
Investor | Principal & Interest | < 90% | $500,000 | $749,999 |
|
Investor | Principal & Interest | < 90% | $750,000 | $3,000,000 |
|
Investor | Interest Only | < 75% | $100,000 | $249,999 |
|
Investor | Interest Only | < 75% | $250,000 | $499,999 |
|
Investor | Interest Only | < 75% | $500,000 | $749,999 |
|
Investor | Interest Only | < 75% | $750,000 | $3,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $50,000 $249,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $250,000 $499,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $500,000 $749,999
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $750,000 $3,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $100,000 $249,999
Investor (Principal & Interest)
LVR < 90%
Loan: $250,000 $499,999
Investor (Principal & Interest)
LVR < 90%
Loan: $500,000 $749,999
Investor (Principal & Interest)
LVR < 90%
Loan: $750,000 $3,000,000
Investor (Interest Only)
LVR < 75%
Loan: $100,000 $249,999
Investor (Interest Only)
LVR < 75%
Loan: $250,000 $499,999
Investor (Interest Only)
LVR < 75%
Loan: $500,000 $749,999
Investor (Interest Only)
LVR < 75%
Loan: $750,000 $3,000,000
n/a |
|
n/a |
|
n/a |
|
n/a |
|
3.29% (3.45%*) |
|
3.49% (3.51%*) |
|
4.49% (3.80%*) |
|
n/a |
|
5.09% (4.27%*) |
|
n/a |
|
n/a |
|
3.00% p.a. |
$0.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$395.00 yearly |
|
$150.00 |
$50,000 |
|
$249,999 |
|
none |
|
95.00% |
Monthly |
|
yes - free up to $10,000 p.a. |
|
none |
|
yes - free |
|
none |
|
none |
|
yes |
|
Valuation fee paid at cost. LMI required for loans above 80% LVR. |
|
none |
|
Receive $2,500 for new applications for new lending with amounts of $350,000 or more received before 30 June 2022 and settled by 31 August 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
3.29% (3.36%*) |
|
3.49% (3.42%*) |
|
4.49% (3.73%*) |
|
n/a |
|
5.09% (4.21%*) |
|
n/a |
|
n/a |
|
2.90% p.a. |
$0.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$395.00 yearly |
|
$150.00 |
$250,000 |
|
$499,999 |
|
none |
|
95.00% |
Monthly |
|
yes - free up to $10,000 p.a. |
|
none |
|
yes - free |
|
none |
|
none |
|
yes |
|
Valuation fee paid at cost. LMI required for loans above 80% LVR. |
|
none |
|
Receive $2,500 for new applications for new lending with amounts of $350,000 or more received before 30 June 2022 and settled by 31 August 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
3.29% (3.27%*) |
|
3.49% (3.34%*) |
|
4.49% (3.65%*) |
|
n/a |
|
5.09% (4.15%*) |
|
n/a |
|
n/a |
|
2.80% p.a. |
$0.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$395.00 yearly |
|
$150.00 |
$500,000 |
|
$749,999 |
|
none |
|
95.00% |
Monthly |
|
yes - free up to $10,000 p.a. |
|
none |
|
yes - free |
|
none |
|
none |
|
yes |
|
Valuation fee paid at cost. LMI required for loans above 80% LVR. |
|
none |
|
Receive $2,500 for new applications for new lending with amounts of $350,000 or more received before 30 June 2022 and settled by 31 August 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
3.29% (3.18%*) |
|
3.49% (3.26%*) |
|
4.49% (3.58%*) |
|
n/a |
|
5.09% (4.09%*) |
|
n/a |
|
n/a |
|
2.70% p.a. |
$0.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$395.00 yearly |
|
$150.00 |
$750,000 |
|
$3,000,000 |
|
none |
|
95.00% |
Monthly |
|
yes - free up to $10,000 p.a. |
|
none |
|
yes - free |
|
none |
|
none |
|
yes |
|
Valuation fee paid at cost. LMI required for loans above 80% LVR. |
|
none |
|
Receive $2,500 for new applications for new lending with amounts of $350,000 or more received before 30 June 2022 and settled by 31 August 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
3.29% (3.97%*) |
|
3.49% (3.98%*) |
|
4.49% (4.23%*) |
|
n/a |
|
5.09% (4.61%*) |
|
n/a |
|
n/a |
|
3.59% p.a. |
$0.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$395.00 yearly |
|
$150.00 |
$100,000 |
|
$249,999 |
|
none |
|
90.00% |
Monthly |
|
yes - free up to $10,000 p.a. |
|
none |
|
yes - free |
|
none |
|
none |
|
yes |
|
Valuation fee paid at cost. LMI required for loans above 80% LVR. |
|
none |
|
Receive $2,500 for new applications for new lending with amounts of $350,000 or more received before 30 June 2022 and settled by 31 August 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
3.29% (3.88%*) |
|
3.49% (3.90%*) |
|
4.49% (4.16%*) |
|
n/a |
|
5.09% (4.55%*) |
|
n/a |
|
n/a |
|
3.49% p.a. |
$0.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$395.00 yearly |
|
$150.00 |
$250,000 |
|
$499,999 |
|
none |
|
90.00% |
Monthly |
|
yes - free up to $10,000 p.a. |
|
none |
|
yes - free |
|
none |
|
none |
|
yes |
|
Valuation fee paid at cost. LMI required for loans above 80% LVR. |
|
none |
|
Receive $2,500 for new applications for new lending with amounts of $350,000 or more received before 30 June 2022 and settled by 31 August 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
3.29% (3.79%*) |
|
3.49% (3.82%*) |
|
4.49% (4.08%*) |
|
n/a |
|
5.09% (4.49%*) |
|
n/a |
|
n/a |
|
3.39% p.a. |
$0.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$395.00 yearly |
|
$150.00 |
$500,000 |
|
$749,999 |
|
none |
|
90.00% |
Monthly |
|
yes - free up to $10,000 p.a. |
|
none |
|
yes - free |
|
none |
|
none |
|
yes |
|
Valuation fee paid at cost. LMI required for loans above 80% LVR. |
|
none |
|
Receive $2,500 for new applications for new lending with amounts of $350,000 or more received before 30 June 2022 and settled by 31 August 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
3.29% (3.70%*) |
|
3.49% (3.74%*) |
|
4.49% (4.01%*) |
|
n/a |
|
5.09% (4.44%*) |
|
n/a |
|
n/a |
|
3.29% p.a. |
$0.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$395.00 yearly |
|
$150.00 |
$750,000 |
|
$3,000,000 |
|
none |
|
90.00% |
Monthly |
|
yes - free up to $10,000 p.a. |
|
none |
|
yes - free |
|
none |
|
none |
|
yes |
|
Valuation fee paid at cost. LMI required for loans above 80% LVR. |
|
none |
|
Receive $2,500 for new applications for new lending with amounts of $350,000 or more received before 30 June 2022 and settled by 31 August 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
3.49% (4.16%*) |
|
3.69% (4.17%*) |
|
4.69% (4.43%*) |
|
n/a |
|
5.29% (4.81%*) |
|
n/a |
|
n/a |
|
3.79% p.a. |
$0.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$395.00 yearly |
|
$150.00 |
$100,000 |
|
$249,999 |
|
none |
|
75.00% |
Monthly |
|
yes - free up to $10,000 p.a. |
|
none |
|
yes - free |
|
none |
|
none |
|
yes |
|
Valuation fee paid at cost. |
|
none |
|
Receive $2,500 for new applications for new lending with amounts of $350,000 or more received before 30 June 2022 and settled by 31 August 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
3.49% (4.08%*) |
|
3.69% (4.09%*) |
|
4.69% (4.35%*) |
|
n/a |
|
5.29% (4.75%*) |
|
n/a |
|
n/a |
|
3.69% p.a. |
$0.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$395.00 yearly |
|
$150.00 |
$250,000 |
|
$499,999 |
|
none |
|
75.00% |
Monthly |
|
yes - free up to $10,000 p.a. |
|
none |
|
yes - free |
|
none |
|
none |
|
yes |
|
Valuation fee paid at cost. |
|
none |
|
Receive $2,500 for new applications for new lending with amounts of $350,000 or more received before 30 June 2022 and settled by 31 August 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
3.49% (3.99%*) |
|
3.69% (4.01%*) |
|
4.69% (4.28%*) |
|
n/a |
|
5.29% (4.70%*) |
|
n/a |
|
n/a |
|
3.59% p.a. |
$0.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$395.00 yearly |
|
$150.00 |
$500,000 |
|
$749,999 |
|
none |
|
75.00% |
Monthly |
|
yes - free up to $10,000 p.a. |
|
none |
|
yes - free |
|
none |
|
none |
|
yes |
|
Valuation fee paid at cost. |
|
none |
|
Receive $2,500 for new applications for new lending with amounts of $350,000 or more received before 30 June 2022 and settled by 31 August 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
3.49% (3.90%*) |
|
3.69% (3.93%*) |
|
4.69% (4.21%*) |
|
n/a |
|
5.29% (4.64%*) |
|
n/a |
|
n/a |
|
3.49% p.a. |
$0.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$395.00 yearly |
|
$150.00 |
$750,000 |
|
$3,000,000 |
|
none |
|
75.00% |
Monthly |
|
yes - free up to $10,000 p.a. |
|
none |
|
yes - free |
|
none |
|
none |
|
yes |
|
Valuation fee paid at cost. |
|
none |
|
Receive $2,500 for new applications for new lending with amounts of $350,000 or more received before 30 June 2022 and settled by 31 August 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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Smart Booster Home Loan
2.10% p.a.variable for 24 months and then 2.50% p.a. variable
2.46% p.a.
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.94% p.a. variable
3.35% p.a.
loans.com.au
Smart Booster Home Loan
2.10% p.a.variable for 24 months and then 2.50% p.a. variable
2.46% p.a.
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.94% p.a. variable
3.35% p.a.
loans.com.au
Smart Booster Home Loan
2.10% p.a.variable for 24 months and then 2.50% p.a.
2.46% p.a.
Qudos Bank
Fixed Rate Home Loan
4.19% p.a.
fixed 3 years
2.92% p.a.
Heritage Bank
Fixed Rate Loan (Home Advantage)
4.49% p.a.
fixed 3 years
3.32% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.