QBANK Classic Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest, interest only loan between $150,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan between $50,000 and $2,000,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $150,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $150,000 $2,000,000

  • Investor (Principal & Interest, Interest Only)

    LVR < 80%

    Loan: $150,000 $2,000,000

  • Investor (Principal & Interest)

    LVR 80%-95%

    Loan: $150,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $2,000,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $50,000 $2,000,000

3.84% p.a.

3.85% p.a.

$0.00

QBANK Classic Home Loan

3.84% p.a.

3.85% p.a.

$0.00

4.16% p.a.

4.17% p.a.

$0.00

QBANK Classic Home Loan

4.16% p.a.

4.17% p.a.

$0.00

4.41% p.a.

4.43% p.a.

$0.00

QBANK Classic Home Loan

4.41% p.a.

4.43% p.a.

$0.00

4.35% p.a.

4.41% p.a.

$0.00

QBANK Classic Home Loan

4.35% p.a.

4.41% p.a.

$0.00

4.70% p.a.

4.76% p.a.

$0.00

QBANK Classic Home Loan

4.70% p.a.

4.76% p.a.

$0.00

4.55% p.a.

4.57% p.a.

$0.00

QBANK Classic Home Loan

4.55% p.a.

4.57% p.a.

$0.00

4.90% p.a.

4.96% p.a.

$0.00

QBANK Classic Home Loan

4.90% p.a.

4.96% p.a.

$0.00

4.90% p.a.

4.96% p.a.

$0.00

QBANK Classic Home Loan

4.90% p.a.

4.96% p.a.

$0.00

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 3.84% p.a.

  • n/a

  • 0 Months

  • none

  • 3.85% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $195.00

  • none

  • $0.00

  • $200.00

Other financial bits
  • $150,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • $100 Split loan fee

  • none

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 4.16% p.a.

  • n/a

  • 0 Months

  • none

  • 4.17% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $195.00

  • none

  • $0.00

  • $200.00

Other financial bits
  • $150,000

  • $2,000,000

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • $100 Split loan fee

  • none

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 4.41% p.a.

  • n/a

  • 0 Months

  • none

  • 4.43% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $195.00

  • none

  • $0.00

  • $200.00

Other financial bits
  • $150,000

  • $2,000,000

  • 90.00%

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • $100 Split loan fee

  • none

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 4.35% p.a.

  • n/a

  • 0 Months

  • none

  • 4.41% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $700.00

  • $0.00

  • $0.00

  • $195.00

  • none

  • $0.00

  • $200.00

Other financial bits
  • $150,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • $100 Split loan fee

  • none

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 4.70% p.a.

  • n/a

  • 0 Months

  • none

  • 4.76% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $700.00

  • $0.00

  • $0.00

  • $195.00

  • none

  • $0.00

  • $200.00

Other financial bits
  • $150,000

  • $2,000,000

  • 80.00%

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • $100 Split loan fee

  • none

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 4.55% p.a.

  • n/a

  • 0 Months

  • none

  • 4.57% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $195.00

  • none

  • $0.00

  • $200.00

Other financial bits
  • $50,000

  • $2,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • $100 Split loan fee

  • none

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 4.90% p.a.

  • n/a

  • 0 Months

  • none

  • 4.96% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $700.00

  • $0.00

  • $0.00

  • $195.00

  • none

  • $0.00

  • $200.00

Other financial bits
  • $50,000

  • $2,000,000

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • $100 Split loan fee

  • none

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 4.90% p.a.

  • n/a

  • 0 Months

  • none

  • 4.96% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $700.00

  • $0.00

  • $0.00

  • $195.00

  • none

  • $0.00

  • $200.00

Other financial bits
  • $50,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • $100 Split loan fee

  • none

Customer Reviews

How are QBANK home loans rated by the Mozo community?

Overall customer rating
10.0/10
Price
10.0/10
Features
10.0/10
Customer service
10.0/10
Convenience
10.0/10
Trust
10.0/10

Latest reviews of QBANK Classic Home Loan

  • Overall
    10/10
    Competitive premiums, greatest customer service'

    I left one of the 5 big banks as they couldn't match the service and home loan rates of QPCU....

    I left one of the 5 big banks as they couldn't match the service and home loan rates of QPCU. Plus the staff treat you like a real person not just a number. The bank the staff ring me and ask if I need help or advice on my banking and they are so incredible. The help I got re my insurance policies was the best.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Lorell | QLD

    04 Sep 2015

  • Overall
    10/10
    Top bank

    They are very helpful and have competitive rates.

    They are very helpful and have competitive rates.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Sean | QLD

    07 Nov 2013

  • Overall
    9/10
    Great rates, great customer service

    So easy to deal with even though it's all over the phone. Great rate, always cut when RBA cuts.

    So easy to deal with even though it's all over the phone. Great rate, always cut when RBA cuts.

    Price
    10/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10

    Mozo reviewer | QLD

    12 Aug 2013

QBANK

About QBANK

QBANK (formerly QPCU) provides specialised products for the Queensland police force, fire and rescue service personel, ambulance officers, SES personel, public sector employees and their families. QBANK focuses on providing financial solutions through a diverse range of financial products in home loans, personal loans, car loans, credit cards and a variety of savings accounts for its members.

See QBANK home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.