The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest, interest only loan between $150,000 and $2,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 95%
The details shown below are for an investor taking out a interest only loan between $50,000 and $2,000,000 with an LVR below 90%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $150,000 | $2,000,000 |
| | Owner Occupier | Principal & Interest | 90%-95% | $150,000 | $2,000,000 |
| | Investor | Principal & Interest, Interest Only | < 90% | $150,000 | $2,000,000 |
| | Investor | Principal & Interest | 90%-95% | $150,000 | $2,000,000 |
| | Owner Occupier | Principal & Interest | < 95% | $50,000 | $2,000,000 |
| | Investor | Principal & Interest | < 95% | $50,000 | $2,000,000 |
| | Investor | Interest Only | < 90% | $50,000 | $2,000,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $150,000 $2,000,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $150,000 $2,000,000
Investor (Principal & Interest, Interest Only)
LVR < 90%
Loan: $150,000 $2,000,000
Investor (Principal & Interest)
LVR 90%-95%
Loan: $150,000 $2,000,000
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $50,000 $2,000,000
Investor (Principal & Interest)
LVR < 95%
Loan: $50,000 $2,000,000
Investor (Interest Only)
LVR < 90%
Loan: $50,000 $2,000,000
QBANK Classic Home Loan
4.25% p.a.
4.27% p.a.
$0.00
QBANK Classic Home Loan
4.25% p.a.
4.27% p.a.
$0.00
4.25% p.a.
4.27% p.a.
$0.00
4.35% p.a.
4.41% p.a.
$0.00
QBANK Classic Home Loan
4.35% p.a.
4.41% p.a.
$0.00
4.35% p.a.
4.41% p.a.
$0.00
4.70% p.a.
4.76% p.a.
$0.00
QBANK Classic Home Loan
4.70% p.a.
4.76% p.a.
$0.00
4.70% p.a.
4.76% p.a.
$0.00
4.55% p.a.
4.57% p.a.
$0.00
QBANK Classic Home Loan
4.55% p.a.
4.57% p.a.
$0.00
4.55% p.a.
4.57% p.a.
$0.00
4.90% p.a.
4.96% p.a.
$0.00
QBANK Classic Home Loan
4.90% p.a.
4.96% p.a.
$0.00
4.90% p.a.
4.96% p.a.
$0.00
4.90% p.a.
4.96% p.a.
$0.00
QBANK Classic Home Loan
4.90% p.a.
4.96% p.a.
$0.00
4.90% p.a.
4.96% p.a.
$0.00
3.84% p.a.
n/a
0 Months
none
4.17% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$195.00
none
$0.00
$200.00
$150,000
$2,000,000
none
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
no
$100 Split loan fee
$1,000 cashback for home loan refinances of $150,000 or more for both owner occupiers and investors before 21 December 2018.
4.25% p.a.
n/a
0 Months
none
4.27% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$195.00
none
$0.00
$200.00
$150,000
$2,000,000
90.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
no
$100 Split loan fee
$1,000 cashback for home loan refinances of $150,000 or more for both owner occupiers and investors before 21 December 2018.
4.35% p.a.
n/a
0 Months
none
4.41% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$700.00
$0.00
$0.00
$195.00
none
$0.00
$200.00
$150,000
$2,000,000
none
90.00%
Investor
Principal & Interest, Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
no
$100 Split loan fee
$1,000 cashback for home loan refinances of $150,000 or more for both owner occupiers and investors before 21 December 2018.
4.70% p.a.
n/a
0 Months
none
4.76% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$700.00
$0.00
$0.00
$195.00
none
$0.00
$200.00
$150,000
$2,000,000
90.00%
95.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
no
$100 Split loan fee
$1,000 cashback for home loan refinances of $150,000 or more for both owner occupiers and investors before 21 December 2018.
4.55% p.a.
n/a
0 Months
none
4.57% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$195.00
none
$0.00
$200.00
$50,000
$2,000,000
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
no
$100 Split loan fee
$1,000 cashback for home loan refinances of $150,000 or more for both owner occupiers and investors before 21 December 2018.
4.90% p.a.
n/a
0 Months
none
4.96% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$700.00
$0.00
$0.00
$195.00
none
$0.00
$200.00
$50,000
$2,000,000
none
95.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
no
$100 Split loan fee
$1,000 cashback for home loan refinances of $150,000 or more for both owner occupiers and investors before 21 December 2018.
4.90% p.a.
n/a
0 Months
none
4.96% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$700.00
$0.00
$0.00
$195.00
none
$0.00
$200.00
$50,000
$2,000,000
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
no
$100 Split loan fee
$1,000 cashback for home loan refinances of $150,000 or more for both owner occupiers and investors before 21 December 2018.
I left one of the 5 big banks as they couldn't match the service and home loan rates of QPCU....
Read full review
I left one of the 5 big banks as they couldn't match the service and home loan rates of QPCU. Plus the staff treat you like a real person not just a number. The bank the staff ring me and ask if I need help or advice on my banking and they are so incredible. The help I got re my insurance policies was the best.
Less
Lorell | Queensland
reviewed over 3 years ago
They are very helpful and have competitive rates.
Read full review
They are very helpful and have competitive rates.
Less
Sean | Queensland
reviewed about 5 years ago
So easy to deal with even though it's all over the phone. Great rate, always cut when RBA cuts.
Read full review
So easy to deal with even though it's all over the phone. Great rate, always cut when RBA cuts.
Less
Name not supplied | Queensland
reviewed over 5 years ago
QBANK (formerly QPCU) provides specialised products for the Queensland police force, fire and rescue service personel, ambulance officers, SES personel, public sector employees and their families. QBANK focuses on providing financial solutions through a diverse range of financial products in home loans, personal loans, car loans, credit cards and a variety of savings accounts for its members.
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