Reduce Home Loans Fixed Rate

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $50,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $50,000 $2,000,000

3.79% p.a.

3.75% p.a.

$0.00

Reduce Home Loans Fixed Rate

3.79% p.a.

3.75% p.a.

$0.00

4.04% p.a.

3.82% p.a.

$0.00

Reduce Home Loans Fixed Rate

4.04% p.a.

3.82% p.a.

$0.00

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.59% (3.72%*)

  • 3.69% (3.73%*)

  • 3.79% (3.75%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 3.69% p.a.

Fees
  • $0.00

  • $220.00

  • $250.00

  • $150.00

  • none

  • $0.00

  • $0.00

Other financial bits
  • $50,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Fortnightly, Monthly

  • yes - free up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • yes - $10/month

  • none

  • none

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.84% (3.74%*)

  • 3.94% (3.77%*)

  • 4.04% (3.82%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 3.69% p.a.

Fees
  • $0.00

  • $220.00

  • $250.00

  • $150.00

  • none

  • $0.00

  • $0.00

Other financial bits
  • $50,000

  • $2,000,000

  • 80.00%

  • 90.00%

Features
  • Fortnightly, Monthly

  • yes - free up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • yes - $10/month

  • none

  • none

Customer Reviews

How are Reduce Home Loans home loans rated by the Mozo community?

Overall customer rating
9.6/10
Price
9.4/10
Features
8.4/10
Customer service
8.6/10
Convenience
9.0/10
Trust
8.6/10

Latest review of Reduce Home Loans Fixed Rate

  • Overall
    8/10
    Best when compared to rest

    Good, reliable .

    Good, reliable .

    Price
    7/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    8/10
    Trust
    8/10

    Pramatha | Victoria

    reviewed over 3 years ago

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.