The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $3,500,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $1,000,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 80% | $250,000 | $3,500,000 |
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|
Owner Occupier | Principal & Interest | 80%-90% | $250,000 | $1,000,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $250,000 $3,500,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $250,000 $1,000,000
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n/a |
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n/a |
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n/a |
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n/a |
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4.99% (3.11%*) |
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5.69% (3.36%*) |
|
|
6.09% (3.62%*) |
|
|
6.29% (3.88%*) |
|
|
6.29% (4.09%*) |
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n/a |
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n/a |
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2.89% p.a. |
|
$440.00 |
|
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$330.00 |
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$250.00 |
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$150.00 |
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n/a |
|
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$0.00 |
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$0.00 |
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$250,000 |
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$3,500,000 |
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none |
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|
80.00% |
|
Fortnightly, Monthly |
|
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yes - free up to $20,000 p.a during fixed period |
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no |
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yes - free |
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none |
|
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yes |
|
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Optional - $10/month |
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Loans with a LVR of over 80% are limited to $1,000,000. Application and legal fees charged at settlement. Valuation fee charged at conditional |
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Loan amounts >$300k add 0.10% to waive full fees up to $1,170 |
|
|
Cash back from $2,000 to $10,000 depending on amount borrowed. Loan must stay current for a min 24 months after settlement. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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n/a |
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n/a |
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n/a |
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n/a |
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5.09% (3.80%*) |
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5.79% (4.06%*) |
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6.19% (4.36%*) |
|
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6.39% (4.64%*) |
|
|
6.39% (4.85%*) |
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|
n/a |
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n/a |
|
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3.59% p.a. |
|
$440.00 |
|
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$330.00 |
|
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$250.00 |
|
|
$150.00 |
|
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n/a |
|
|
$0.00 |
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$0.00 |
|
$250,000 |
|
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$1,000,000 |
|
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80.00% |
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90.00% |
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Fortnightly, Monthly |
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yes - free up to $20,000 p.a during fixed period |
|
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no |
|
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yes - free |
|
|
none |
|
|
yes |
|
|
Optional - $10/month |
|
|
Lenders mortgage insurance included. Loans with a LVR of over 80% are limited to $1,000,000. Application and legal fees charged at settlement. Valuation fee charged at conditional |
|
|
Loan amounts >$300k add 0.10% to waive full fees up to $1,170 |
|
|
Cash back from $2,000 to $10,000 depending on amount borrowed. Loan must stay current for a min 24 months after settlement. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
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Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
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3.74% p.a.variable for 12 months and then 4.23% p.a. variable
4.22% p.a.
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Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
Newcastle Permanent
Fixed Rate Home Loan
5.89% p.a.
fixed 3 years
5.65% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
