Reduce Home Loans Fixed Rate

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $249,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $2,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $50,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $50,000 $249,999

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $250,000 $2,000,000

p.a.

n/a

$0.00

Reduce Home Loans Fixed Rate

p.a.

n/a

$0.00

3.69% p.a.

3.74% p.a.

$0.00

Reduce Home Loans Fixed Rate

3.69% p.a.

3.74% p.a.

$0.00

3.69% p.a.

3.70% p.a.

$0.00

Reduce Home Loans Fixed Rate

3.69% p.a.

3.70% p.a.

$0.00

Details

Rates and fees information correct as at 22 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • 3.59% (3.60%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 3.69% p.a.

Fees
  • $0.00

  • $275.00

  • $250.00

  • $300.00

  • none

  • $0.00

  • $0.00

Other financial bits
  • $50,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Fortnightly, Monthly

  • yes - free up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • (*)

  • 3.69% (3.74%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 3.69% p.a.

Fees
  • $0.00

  • $275.00

  • $250.00

  • $300.00

  • none

  • $0.00

  • $0.00

Other financial bits
  • $50,000

  • $249,999

  • none

  • 90.00%

Features
  • Fortnightly, Monthly

  • yes - free up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • (*)

  • (*)

  • 3.69% (3.70%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 3.69% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $0.00

  • $0.00

Other financial bits
  • $250,000

  • $2,000,000

  • none

  • 90.00%

Features
  • Fortnightly, Monthly

  • yes - free up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Reduce Home Loans home loans rated by the Mozo community?

Overall customer rating
9.6/10
Price
9.4/10
Features
8.4/10
Customer service
8.6/10
Convenience
9.0/10
Trust
8.6/10

Latest review of Reduce Home Loans Fixed Rate

  • Overall
    8/10
    Best when compared to rest

    Good, reliable .

    Good, reliable .

    Price
    7/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    8/10
    Trust
    8/10

    Pramatha | Victoria

    reviewed about 4 years ago

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Reduce Home Loans

Reduce Home Loans

Rate Lovers Variable Home Loan

3.47% p.a.

3.51% p.a.

$0.00

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Reduce Home Loans

Investor Rate Lovers Variable

3.74% p.a.

3.79% p.a.

$0.00

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Reduce Home Loans

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Rate Slasher

3.44% p.a.

3.48% p.a.

$0.00

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Reduce Home Loans

Reduce Home Loans

Fixed Rate Wealth Maximizer

p.a.

n/a

$0.00

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loans.com.au

loans.com.au

Smart Home Loan

3.48% p.a. variable

3.50% p.a.

$520

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UBank

UBank

UHomeLoan - Discount Offer

3.59% p.a. variable

3.59% p.a.

$0

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Athena

Athena

Variable Home Loan

3.59% p.a. variable

3.55% p.a.

$0

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ME

ME

Flexible Home Loan (Fixed, Member Package)

3.58% p.a.
fixed 3 years

4.26% p.a.

$200

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HSBC

HSBC

Home Value Loan

3.69% p.a. variable

3.70% p.a.

$150

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Tic:Toc

Tic:Toc

Variable Home Loan

3.47% p.a. variable

3.48% p.a.

$0

Promoted

Homestar

Homestar

Star Essentials Home Loan

3.49% p.a. variable

3.49% p.a.

$0

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RACQ Bank

RACQ Bank

Mortgage Saver Special

3.69% p.a. variable

3.69% p.a.

$0

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UBank

UBank

UHomeLoan - Discount Offer

3.59% p.a.

3.59% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.48% p.a.

3.50% p.a.

$520

Promoted

HSBC

HSBC

Home Value Loan

3.69% p.a.

3.70% p.a.

$150

Promoted

ME

ME

Basic Home Loan

3.97% p.a.

3.99% p.a.

$400

Promoted

Athena

Athena

Variable Home Loan

3.59% p.a.

3.55% p.a.

$0

Promoted

Homestar

Homestar

Star Essentials Home Loan

3.49% p.a.

3.49% p.a.

$0

Promoted

RACQ Bank

RACQ Bank

Mortgage Saver Special

3.69% p.a.

3.69% p.a.

$0

Promoted

MOVE Bank

MOVE Bank

Straightforward Home Loan

3.59% p.a.

3.62% p.a.

$450

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

3.48% p.a.
fixed 3 years

3.85% p.a.

$520

Promoted

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan - First Home Buyer Special

n/a

n/a

$0

Promoted

ME

ME

Flexible Home Loan (Fixed, Member Package)

3.58% p.a.
fixed 3 years

4.26% p.a.

$200

Promoted

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

Promoted

Macquarie

Macquarie

Basic Home Loan (Fixed)

3.59% p.a.
fixed 3 years

3.67% p.a.

$0

Promoted

QBANK

QBANK

Fixed Rate

3.75% p.a.
fixed 3 years

4.36% p.a.

$195

Promoted

NAB

NAB

Tailored Home Loan (Fixed, Choice Package)

3.79% p.a.
fixed 3 years

4.89% p.a.

$0

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.