Reduce Home Loans Fixed Rate

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $149,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $50,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $50,000 $149,999

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $150,000 $2,000,000

p.a.

n/a

$0.00

Reduce Home Loans Fixed Rate

p.a.

n/a

$0.00

Details
Customer Reviews
Similar loans

3.19% p.a.

3.30% p.a.

$0.00

Reduce Home Loans Fixed Rate

3.19% p.a.

3.30% p.a.

$0.00

Details
Customer Reviews
Similar loans

3.29% p.a.

3.31% p.a.

$0.00

Reduce Home Loans Fixed Rate

3.29% p.a.

3.31% p.a.

$0.00

Details
Customer Reviews
Similar loans
Details
Customer Reviews
Similar loans

Details

Rates and fees information correct as at 20 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.19% (3.20%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.29% p.a.

Fees

  • $0.00

  • $297.00

  • $250.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

Other financial bits

  • $50,000

  • $2,000,000

  • none

  • 90.00%

Features

  • Fortnightly, Monthly

  • yes - free up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.19% (3.30%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.29% p.a.

Fees

  • $0.00

  • $297.00

  • $250.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

Other financial bits

  • $50,000

  • $149,999

  • none

  • 90.00%

Features

  • Fortnightly, Monthly

  • yes - free up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.29% (3.31%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.29% p.a.

Fees

  • $0.00

  • $0.00

  • $250.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

Other financial bits

  • $150,000

  • $2,000,000

  • none

  • 90.00%

Features

  • Fortnightly, Monthly

  • yes - free up to $20,000 p.a

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Reduce Home Loans home loans rated by the Mozo community?

Overall customer rating
9.6/10

Based on 5 Reduce Home Loans home loan reviews

Price
9.4/10
Features
8.4/10
Customer service
8.6/10
Convenience
9.0/10
Trust
8.6/10

Latest review of Reduce Home Loans Fixed Rate

  • Overall
    8/10
    Best when compared to rest

    Good, reliable .

    Read full review

    Good, reliable .

    Price
    7/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    8/10
    Trust
    8/10

    Less

    Pramatha | Victoria

    reviewed about 4 years ago

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.03% p.a. variable

3.05% p.a.

$520

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

3.34% p.a. variable

3.34% p.a.

$0

Go to site

Promoted

HSBC

HSBC

Home Value Loan

3.47% p.a. variable

3.48% p.a.

$150

Go to site

Promoted

Athena

Athena

Variable Home Loan

3.09% p.a. variable

3.05% p.a.

$0

Go to site

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.99% p.a.
fixed 3 years

4.19% p.a.

$450

Promoted

IMB Bank

IMB Bank

Budget Home Loan

3.54% p.a. variable

3.57% p.a.

$350

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.49% p.a. variable

3.49% p.a.

$0

Go to site

Promoted

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.42% p.a. variable

3.47% p.a.

$750

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

3.34% p.a.

3.34% p.a.

$0

Go to site

Promoted

Bank of Queensland

Bank of Queensland

2 Year Intro Rate Variable Home Loan

3.54% p.a.variable for 24 months and then 4.01% p.a.

4.06% p.a.

$150

Promoted

HSBC

HSBC

Home Value Loan

3.47% p.a.

3.48% p.a.

$150

Go to site

Promoted

Athena

Athena

Variable Home Loan

3.09% p.a.

3.05% p.a.

$0

Go to site

Promoted

IMB Bank

IMB Bank

Budget Home Loan

3.54% p.a.

3.57% p.a.

$350

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

3.07% p.a.

3.08% p.a.

$0

Go to site

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.03% p.a.

3.05% p.a.

$520

Go to site

Promoted

Bank of Queensland

Bank of Queensland

Economy

3.74% p.a.

3.90% p.a.

$450

Go to site

Promoted

UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

$395

Go to site

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.99% p.a.
fixed 3 years

4.19% p.a.

$450

Promoted

IMB Bank

IMB Bank

Fixed Home Loan

3.49% p.a.
fixed 3 years

4.32% p.a.

$799

Promoted

ME

ME

Flexible Home Loan (Fixed, Member Package)

3.58% p.a.
fixed 3 years

4.26% p.a.

$200

Go to site

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

3.49% p.a.
fixed 3 years

4.40% p.a.

$0

Go to site

Promoted

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

Go to site

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

3.19% p.a.
fixed 3 years

4.25% p.a.

$450

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

3.19% p.a.
fixed 3 years

3.43% p.a.

$520

Go to site

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Compare other home loans