The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $3,500,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $50,000 | $3,500,000 |
| | Owner Occupier | Principal & Interest | 80%-90% | $50,000 | $1,000,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $50,000 $3,500,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $50,000 $1,000,000
2.39% p.a.
n/a
n/a
n/a
2.42% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$330.00
$250.00
$0.00
n/a
$0.00
$0.00
$50,000
$3,500,000
none
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes - optional with $10 monthly fee
none
none
none
2.49% p.a.
n/a
n/a
n/a
2.52% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$330.00
$250.00
$0.00
n/a
$0.00
$0.00
$50,000
$1,000,000
80.00%
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes - optional with $10 monthly fee
none
none
none
First time using a non-bank lender. Was relatively smooth transition but did take longer than I had expected. A lot of emails so you need to stay on top of your application, but the communication between myself and case manager was clear and consistent. One of the best on-going interest rates so can't complain. Keep in mind that your offset account isn't a "true" offset (ie: in a financial crisis they could pool that money directly into your home loan account).
Read full reviewFirst time using a non-bank lender. Was relatively smooth transition but did take longer than I had expected. A lot of emails so you need to stay on top of your application, but the communication between myself and case manager was clear and consistent. One of the best on-going interest rates so can't complain. Keep in mind that your offset account isn't a "true" offset (ie: in a financial crisis they could pool that money directly into your home loan account).
Promoted
Homestar
Star Essentials Home Loan
2.29% p.a. variable
2.32% p.a.
Promoted
Bank of Queensland
Economy
2.59% p.a. variable
2.76% p.a.
Promoted
Homestar
Star Essentials Home Loan
2.29% p.a. variable
2.32% p.a.
Promoted
Suncorp
Fixed Home Loan (Home Package Plus)
2.49% p.a.
fixed 3 years
3.28% p.a.
Promoted
Bank of Queensland
Economy
2.59% p.a. variable
2.76% p.a.
Promoted
Homestar
Star Essentials Home Loan
2.29% p.a.
2.32% p.a.
Promoted
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Promoted
Homestar
Star Classic Fixed Home Loan
2.06% p.a.
fixed 3 years
2.38% p.a.
Promoted
Suncorp
Fixed Home Loan (Home Package Plus)
2.49% p.a.
fixed 3 years
3.28% p.a.
Promoted
Bank of Queensland
Fixed Rate
2.25% p.a.
fixed 3 years
3.41% p.a.
Promoted
AMP Bank
Fixed Rate Loan (Professional Package)
2.49% p.a.
fixed 3 years
3.07% p.a.
Promoted
Homestar
Star Essentials Home Loan
2.29% p.a.
2.32% p.a.
$0.00
Promoted
Yard
Variable Home Loan Special
2.19% p.a.
2.22% p.a.
$0.00
Promoted
loans.com.au
Smart Booster Discount Variable Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
$0.00
Promoted
loans.com.au
Smart Booster Investor Bundle
1.99% p.a.variable for 12 months and then 2.74% p.a.
2.71% p.a.
$0.00
