|
6.64% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.73% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$440.00 |
|
|
n/a |
|
|
$250.00 |
|
|
$480.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
$50,000 |
|
|
$1,000,000 |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes - optional with $10 monthly fee |
|
|
Lenders mortgage insurance included. Application and legal fees charged at settlement. Valuation fee charged at conditional |
|
|
No upfront fees for loans above $1,000,000. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
First time using a non-bank lender. Was relatively smooth transition but did take longer than I had expected. A lot of emails so you need to stay on top of your application, but the communication between myself and case manager was clear and consistent. One of the best on-going interest rates so can't complain. Keep in mind that your offset account isn't a "true" offset (ie: in a financial crisis they could pool that money directly into your home loan account).
Read full reviewFirst time using a non-bank lender. Was relatively smooth transition but did take longer than I had expected. A lot of emails so you need to stay on top of your application, but the communication between myself and case manager was clear and consistent. One of the best on-going interest rates so can't complain. Keep in mind that your offset account isn't a "true" offset (ie: in a financial crisis they could pool that money directly into your home loan account).
Great Rate Home Loan
6.04% p.a. variable
6.06% p.a.
Home Value Loan
6.14% p.a. variable
6.14% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Great Rate Home Loan
6.04% p.a. variable
6.06% p.a.
Elevate
6.09% p.a. variable
6.20% p.a.
Great Rate Home Loan
6.04% p.a.
6.06% p.a.
Elevate
6.09% p.a.
6.20% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Fixed Rate Loan
6.09% p.a.
fixed 3 years
6.15% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Express Home Loan (Fixed)
6.54% p.a.
fixed 3 years
6.38% p.a.
Great Rate Home Loan
6.04% p.a.
6.06% p.a.
$0.00
Home Value Loan
6.14% p.a.
6.14% p.a.
$0.00
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
