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The Mutual Bank Budget Home Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 80% $100,000
Owner Occupier Principal & Interest 80%-90% $100,000
Investor Principal & Interest < 80% $100,000
Investor Principal & Interest 80%-90% $100,000
  • Owner Occupier (Principal & Interest)
    LVR < 80%
    Loan: $100,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $100,000
  • Investor (Principal & Interest)
    LVR < 80%
    Loan: $100,000
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan: $100,000
Rate
5.89% p.a.
Comparison Rate
5.90% p.a.
Service fee
$0.00
Upfront fee
$150
Rate
7.08% p.a.
Comparison Rate
7.09% p.a.
Service fee
$0.00
Upfront fee
$150
Rate
6.09% p.a.
Comparison Rate
6.10% p.a.
Service fee
$0.00
Upfront fee
$150
Rate
7.48% p.a.
Comparison Rate
7.49% p.a.
Service fee
$0.00
Upfront fee
$150

Details

Rates and fees information correct as at 14 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

5.89% p.a.

n/a

n/a

n/a

5.90% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

n/a

n/a

$150.00

n/a

$0.00

$200.00
Other financial bits

$100,000

none

none

80.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1,000.00

no

no

valuation and legal fees payable at cost

none

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.08% p.a.

n/a

n/a

n/a

7.09% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

n/a

n/a

$150.00

n/a

$0.00

$200.00
Other financial bits

$100,000

none

80.00%

90.00%
Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1,000.00

no

no

valuation and legal fees payable at cost

none

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.09% p.a.

n/a

n/a

n/a

6.10% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

n/a

n/a

$150.00

n/a

$0.00

$200.00
Other financial bits

$100,000

none

none

80.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1,000.00

no

no

valuation and legal fees payable at cost

none

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.48% p.a.

n/a

n/a

n/a

7.49% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a
Fees

$0.00

n/a

n/a

$150.00

n/a

$0.00

$200.00
Other financial bits

$100,000

none

80.00%

90.00%
Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$1,000.00

no

no

valuation and legal fees payable at cost

none

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are The Mutual Bank home loans rated by the Mozo community?

Overall
8.9/10
Price
8.0/10
Features
5.0/10
Customer service
10.0/10
Convenience
10.0/10
Trust
9.0/10
Based on 2 The Mutual Bank home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

About The Mutual Bank

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5.99% p.a.

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Macquarie

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6.14% p.a.

6.16% p.a.

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Greater Bank

Great Rate Home Loan

5.99% p.a.

6.01% p.a.

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Express Home Loan

6.09% p.a.

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OMG Home Loan

5.99% p.a.

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6.18% p.a.

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6.14% p.a.

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Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

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Fixed Home Loans

5.94% p.a.
fixed 3 years

6.01% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.39% p.a.
fixed 3 years

5.95% p.a.

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Fixed Home Loans

5.94% p.a.
fixed 3 years

6.01% p.a.

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Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.21% p.a.

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5.49% p.a.
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6.62% p.a.

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5.59% p.a.
fixed 3 years

6.31% p.a.

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Basic Home Loan (Fixed)

5.49% p.a.
fixed 3 years

6.02% p.a.

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3 Year Fixed Rate Home Loan (Special Offer)

5.59% p.a.
fixed 3 years

6.64% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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