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The Mutual Bank Premium Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest, interest only loan between $50,000 and $750,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest, interest only loan between $50,000 and $750,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $50,000 $750,000

  • Investor (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $50,000 $750,000

Rate
4.13% p.a.
Comparison Rate
4.18% p.a.
Service fee
$0.00
Upfront fee
$650
Rate
4.53% p.a.
Comparison Rate
4.58% p.a.
Service fee
$0.00
Upfront fee
$650

Details

Rates and fees information correct as at 30 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.13% p.a.

  • n/a

  • n/a

  • n/a

  • 4.18% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • n/a

  • n/a

  • $150.00

  • n/a

  • $0.00

  • $200.00

Other financial bits
  • $50,000

  • $750,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $1,000.00

  • yes

  • yes

  • valuation and legal fees payable at cost

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 30 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.53% p.a.

  • n/a

  • n/a

  • n/a

  • 4.58% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • n/a

  • n/a

  • $150.00

  • n/a

  • $0.00

  • $200.00

Other financial bits
  • $50,000

  • $750,000

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $1,000.00

  • yes

  • yes

  • valuation and legal fees payable at cost

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are The Mutual Bank home loans rated by the Mozo community?

Overall
9.0/10
Price
8.0/10
Features
5.0/10
Customer service
10.0/10
Convenience
10.0/10
Trust
9.0/10
The Mutual Bank

About The Mutual Bank

See The Mutual Bank home loans

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Bank of Queensland

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2.59% p.a. variable

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IMB Bank

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2.61% p.a. variable

2.67% p.a.

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2.59% p.a. variable

3.00% p.a.

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2.48% p.a.

2.50% p.a.

HSBC

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2.59% p.a.

2.60% p.a.

Athena

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AcceleRATES Variable Home Loan

2.34% p.a.

2.34% p.a.

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UHomeLoan - Discount Offer

2.49% p.a.

2.49% p.a.

Suncorp

Suncorp

Back to Basics

2.68% p.a.

2.69% p.a.

Bank of Queensland

Bank of Queensland

Economy

2.59% p.a.

2.76% p.a.

IMB Bank

IMB Bank

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2.61% p.a.

2.67% p.a.

AMP Bank

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2.59% p.a.

3.00% p.a.

loans.com.au

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Fixed Home Loan

n/a

n/a

HSBC

HSBC

Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

Homestar

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Star Classic Fixed Home Loan

2.06% p.a.
fixed 3 years

2.38% p.a.

UBank

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UHomeLoan (1 Year Fixed)

n/a

n/a

Suncorp

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Fixed Home Loan (Home Package Plus)

2.49% p.a.
fixed 3 years

3.28% p.a.

Bank of Queensland

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2.25% p.a.
fixed 3 years

3.41% p.a.

IMB Bank

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2.39% p.a.
fixed 3 years

3.08% p.a.

AMP Bank

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Fixed Rate Loan (Professional Package)

2.49% p.a.
fixed 3 years

3.07% p.a.

loans.com.au

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Smart Home Loan

2.48% p.a.

2.50% p.a.

$0.00

Athena

Athena

AcceleRATES Variable Home Loan

2.34% p.a.

2.34% p.a.

$0.00

UBank

UBank

UHomeLoan - Discount Offer

2.49% p.a.

2.49% p.a.

$0.00

Homestar

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Star Essentials Home Loan

2.29% p.a.

2.32% p.a.

$0.00

Suncorp

Suncorp

Back to Basics

2.68% p.a.

2.69% p.a.

$0.00

Bank of Queensland

Bank of Queensland

Economy

2.59% p.a.

2.76% p.a.

$10.00 monthly

IMB Bank

IMB Bank

Budget Home Loan

2.61% p.a.

2.67% p.a.

$0.00

AMP Bank

AMP Bank

Variable Rate Loan (Professional Package)

2.59% p.a.

3.00% p.a.

$349.00 yearly

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.