
First Home Owners Grant Northern Territory
On this page:
- What is the first home owner grant in NT?
- How much is the first home owner grant in NT?
- Who is eligible for the first home owner grant in NT?
- How to apply for the first home owner grant in NT
- What other grants or schemes are available in NT?
- How to apply for the first home owner grant in other states and territories

First home buyers may be worried that soaring prices in Australia’s property market will make it harder than ever for them to get into real estate. Thankfully, there’s a number of options to help first home buyers take that first step.
The first home owner grant (FHOG) is a one-off payment made to eligible first home buyers to assist in buying or building a new property for use as their primary place of residence. The grant differs slightly between states, so below we’ve broken down everything you need to know if you’re considering the grant in the Northern Territory.
What is the first home owner grant in NT?
The first home owner grant is a payment of up to $10,000 to support first home owners buying or building a new home. A new home is one that has never been previously lived in or sold as a place of residence.
Your income and the price of your home don’t affect the FHOG.
How much is the first home owner grant in NT?
A one-off payment of up to $10,000 is made to eligible applicants for the first home owner grant.
Who is eligible for the first home owner grant in NT?
First home owners buying or building a new home as their primary place of residence may be eligible for the grant.
Applicants must be over 18 years of age at the commencement date of the eligible transaction, and at least one applicant must be an Australian citizen or permanent resident.
Applicants and their spouse or de facto partner must not have previously received a first home owner grant in Australia, or occupied a residential property they owned or acquired a relevant interest in.
The application must be completed and lodged alongside all supporting documents within 12 months of the completion date of the eligible transaction.
How to apply for the first home owner grant in NT
To apply for the first home owner grant you must fill out and lodge the application form and supporting documents.
Anyone who will be included on the property’s title must be named on the application. If you have a spouse (or de facto) who will not own any part of the home, you must still include them as a non-applicant spouse.
If you are getting financial help to purchase or build your home, your application should be lodged with your financial institution.
If you are not getting finance, you can submit your application directly to the Territory Revenue Office.
What other grants or schemes are available in NT?
First home buyers may also be eligible for the Territory Home Owner Discount. The scheme is currently closed to applications but will be considered should you have missed the deadline due to COVID-19. The contract to purchase the home or land must have been signed between 8 February 2019 and 30 June 2021.
If you are building a home, you may be eligible for the BuildBonus grant. You must have entered into a contract to buy or build a home, or have started construction as an owner-builder between 8 February 2019 and 1 April 2021 to be eligible.
How to apply for the first home owner grant in other states and territories
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New South Wales
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Victoria
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Queensland
- Tasmania
- Western Australia
- South Australia
First Home Loans - last updated 9 December 2023
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Variable Home Loan 90
Principal and Interest, LVR <90%
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Initial monthly repayment6.04% p.a. variable6.06% p.a.Affordable home loan rate for buyers or refinancers. No monthly or ongoing fees. Option to add an offset for 0.10%. Access to savings with unlimited redraws available. Minimum 10% deposit required. Advertised rates include Nov RBA rate increase. T&Cs apply.
CompareCompareVariable Home Loan 90
Affordable home loan rate for buyers or refinancers. No monthly or ongoing fees. Option to add an offset for 0.10%. Access to savings with unlimited redraws available. Minimum 10% deposit required. Advertised rates include Nov RBA rate increase. T&Cs apply.
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CompareCompareFirst Home Buyer Loan Special
A low variable rate loan for home buyers. No establishment or ongoing fees to pay. 100% offset account included. Allows for unlimited repayments, redraws and flexible repayment options.
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- Redraw facility
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- type of mortgage
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* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
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