Allianz car insurance

In New South Wales, Queensland and South Australia you can purchase your CTP insurance from Allianz. Generally CTP insurance includes cover for:

• Injuries caused to people, including your passengers, other road users, other passengers, pedestrians, cyclists, motor cyclists and pillion passengers.

• Injuries as the result of a trailer (when it is attached to a registered vehicle).

CTP insurance does not cover damage done to your vehicle or someone else’s.

Some features of Allianz’s CTP insurance are:

• At-fault driver protection, available to drivers in NSW and QLD. This includes up to $250,000 worth of cover for drivers in NSW and up to $1 million of cover for drivers in QLD. In both cases this cover is only available to drivers over 25 and for certain vehicle classes.

• CTP claims specialists at hand to handle your claim

• Competitive rates for drivers aged over 30 in NSW.

One step from CTP cover, Allianz’s third party property insurance provides cover for:

• Up to $20 million of legal liability 

• Cover for partial or at-fault accidental loss or damage to someone else’s vehicle

• Legal liability when using another vehicle, while yours is being repaired

• Up to $5,000 cover if your car is damaged in a not-at-fault accident and the other vehicle is not insured

• Cover for approved legal costs from a loss covered in your policy.

Allianz does not offer third party fire and theft car insurance, if you want to insure your car against events like these with Allianz, you will have to opt for comprehensive car insurance.

When it comes to your premium, Allianz will ask you a number of questions to figure out how much you will pay. How high or low it is will be a reflection of how high or low of a risk they deem you to be. In other words, how likely you are to claim with them. Some factors Allianz will take into account are:

• The address where you keep your vehicle

• What you use your vehicle for, e.g. domestic, rideshare or business

• The age of drivers listed on the policy

• The gender of drivers listed on the policy

• What type of vehicle you drive

• How old your vehicle is

• What optional extras you add on to your policy

• What excess you choose

• Your safe driver star rating

• What your employment status is.

Yes Allianz does offer its own version of the no claims discount, the ‘Safe Driver Star Rating.’ As with most no claims discounts, Allianz’s Safe Driver Star Rating is based on your claims and driving history. Having a high Safe Driver Star Rating will reduce your premium. 

Although, should you make a claim your rating may go down and your premium payments may go up. That is unless you add the star rating protection optional extra onto your policy. The star rating works like this:

• New customers can be given a star rating from nil to four, depending on their driving history. This equates to a 5% or 10% discount.

• Customers renewing their policy can earn a rating up to six stars and a discount of up to 15%. Plus, customers who achieve a six star rating will also be given the star rating protection at no extra cost.

Having trouble coming up with the cash to pay your premium in one lump sum? With Allianz insurance, you can opt for monthly payments instead - but remember, the catch is that this added flexibility will cost you extra.

There’s got to be a reason Allianz has so many customers, right? Find out how these everyday Aussies rate their Allianz car insurance policy in terms of things like customer service, price and trust in our customer review section. 

To apply for car insurance with Allianz, click the ‘go to site’ button on this page and request a car insurance quote. To give you a quote, Allianz may ask for details including your vehicle registration number, where you park your car at night and how many kilometres you usually drive per year.

Need to make a claim on your car insurance? You can do so by filling out the online form on the Allianz website, or by giving them a call. There are a few things you should do if you’ve had an accident, to ensure the claims process goes smoothly, including:

• If necessary, call the police and make sure you get a copy of any official police reports that might be made.
• Record the details of any other drivers involved in the incident, including name, address, phone number, email address, licence number and insurance details.
• Try to also get the details of any third-party witnesses.
• Other info that might help your claim to be processed quickly includes:
• The colour, make, model and year of any cars involved
• Photos and a description of the scene and damage to the cars