Name: Allianz car insurance
Brand: Allianz
Rating: 3.9 (1795 reviews)

Allianz car insurance

Comprehensive Cover

Monthly premiums

Yes

Choice of repairer

Yes

Choice of excess

$200 - $2,000

Agreed or market value

Agreed
Available discounts

No claim discount

Safe driver discount for eligible drivers
No Partner link

Monthly premiums available

Yes

Choice of repairer

Yes

Choice of excess

$200 - $2,000

Agreed or market value

Agreed

Discounts available

Safe driver discount for eligible drivers

States where offered

SA VIC NT TAS NSW ACT QLD WA

Roadside assistance

Optional Extra

Genuine parts

No

New car if written off

Yes - within 2 years of original registration

Windscreen cover

Yes - standard excess. Option to reduce excess for first windscreen replacement claim and first two repairs each year to $0 for an additional premium.

Personal property cover

Up to $500 if damaged or stolen.

Replacement key cover

Up to $1,000 if stolen.

Baby capsule or child seat cover

Up to $500

Trailer or caravan cover

No

Modifications

Covered only if agreed in writing.

Emergency repairs

Up to $500

Emergency options

Reasonable towing costs and up to $500 in travel costs. Up to $500 in accommodation costs if greater than 100km from home.

Rental car after theft

Yes - until claim is paid out. If no rental car is available, travel allowance of max $50 per day is paid.

Rental car after accident

Not at fault - Yes. At fault - Optional Extra. Until car is repaired, or claim is paid out. If no rental car is available, travel allowance of max $50 per day is paid.

Rental car liability

Yes - legal liability cover when using a substitute vehicle. $2,000 contribution towards excess or security bond when using a hire car after an event.

Legal liability cover

$20,000,000

Accidental death of driver

No

Young driver excess imposed

$600 for listed drivers under 25, $1,800 for unlisted drivers under 25.

Rideshare cover

No

Other restrictions

-

Other benefits

-

Online discount

n/a

Multi-policy discount

-

No claim discount

Protection of maximum no claim discount for 1 claim per period can be purchased with extra premium.

Low km discount

No

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Showing 1 results from 20 car insurance policies. Use the filters to see more

Customer reviews

David

Victoria - 5 months ago

Product name: Comprehensive Cover

4.5

Alliance Car Insurance: Reliable coverage for all.

When I first started looking for car insurance, I was overwhelmed by the options. I needed a company that felt reliable and accessible, especially since I was a new driver. Alliance stood out to me because of its reputation for excellent customer service and straightforward policies. Friends had recommended it, sharing stories of quick responses and helpful representatives. This personal touch made me feel more confident in my choice. Pros Diverse Coverage Options: Alliance offers a variety of coverage plans. I found it comforting to know I could choose from basic liability to more comprehensive options that suited my lifestyle. Affordable Rates: One of the biggest draws for me was the affordability. I was on a tight budget, and Alliance's competitive rates allowed me to get the coverage I needed without breaking the bank. User-Friendly Online Management: Managing my policy online has been a breeze. I can easily access documents, update my information, and file claims with just a few clicks. This convenience has saved me time and stress. Responsive Customer Service: Whenever I had questions or needed assistance, the customer service team was quick to respond. They made me feel valued as a customer, which is something I genuinely appreciate. Cons Claims Processing Delays: While my overall experience has been positive, I did hear from a few friends about delays in the claims process. They expressed frustration when they needed timely support after an accident. Policy Exclusions: Some customers mentioned that certain exclusions in the policies weren’t clearly communicated. It’s crucial to read the fine print to avoid surprises later on. Mixed Customer Feedback: Although many have had great experiences, there are also reports of dissatisfaction. It's a reminder that experiences can vary widely, and it's essential to do thorough research. Limited Discounts: Compared to some competitors, Alliance might not offer as many discount opportunities. This could affect savings for those who are looking to maximize their budget. Conclusion Overall, my journey with Alliance car insurance has been mostly positive. Their commitment to customer service and affordable rates make them a strong contender in the insurance market. However, potential customers should be aware of the mixed feedback regarding claims and exclusions. Taking the time to understand the policy details can help ensure a smoother experience.

Price

4.0
Features

4.5
Service

4.5
Convenience

3.5
Trust

3.5

Judy

Queensland - 7 months ago

Product name: Comprehensive Cover

4.5

Very easy to do business with this company

Very easy to deal with when making a claim. Very fair and easy. I always appreciated the ease of claiming and the helpful customer service always experienced when interacting with this company…

Price

2.5
Features

4.0
Service

4.5
Convenience

4.5
Trust

4.5

Andrew

New South Wales - 10 months ago

Product name: Comprehensive Cover

3.0

Solid coverage, but claims process could be faster

I’ve been with Allianz for my comprehensive car insurance for a while now, and overall, it’s been a decent experience. One of the big pluses is that they offer really good coverage—everything from personal property to accidents and theft is taken care of, and they even include a hire car option if your car’s out of action after an accident. I also appreciate the emergency repairs coverage, which has saved me a few headaches. However, the premiums aren’t the cheapest, especially if you’re a young driver or living in certain areas. I had to claim once after a fender bender, and while they did handle everything, it took longer than I expected to get my car back. If you’re after speed and quick resolution, you might get a bit frustrated waiting for parts and repairs to be sorted. On the whole, though, Allianz gives me peace of mind with their level of cover, and I feel like I’m in safe hands. Just be ready for the possibility of longer claim times and slightly higher premiums compared to budget insurers.

Price

3.5
Features

4.0
Service

3.5
Convenience

3.0
Trust

4.0

Rebecca

South Australia - 12 months ago

2.5

Ok

Customer service very good but that is because I go thru a broker

Price

3.0
Features

3.0
Service

4.5
Convenience

2.5
Trust

3.0

Mosaab

New South Wales - 12 months ago

4.5

Ease of submitting an application and obtaining in

Easy and fast to obtain an insurance policy

Service

5.0
Convenience

5.0
Trust

5.0

Kevin

South Australia - over 1 year ago

3.5

overal competitive pricing,

competitive pricing,

Price

3.5
Features

3.5
Service

3.5
Trust

4.0

Jenn

New South Wales - over 1 year ago

Product name: Comprehensive Cover

2.0

Car

When we had to make a claim for our car Allianz was easy to talk to but just the one issue we had with them was the repairer they sent us too, it was abit far away but was the only one they had near us. It took almost 6 months for our car to be seen then another 2 months for our car to be fixed.

Features

2.5
Service

2.5
Convenience

1.5
Trust

2.0

Lim

Western Australia - over 1 year ago

Product name: Comprehensive Cover

0.5

DJ

I had a highly disappointing experience with Allianz insurance. I purchased an annual car insurance policy, making a full payment on 03/01/2023, believing my vehicle was covered for the entire year. However, my interaction with Allianz took a nightmarish turn when I called them on 16/10/23 to update my car's registration number. To my shock, I was informed that my insurance had been inexplicably canceled due to a supposed "technical glitch." What's even more frustrating is that I received no prior notification or warning about this issue. I was essentially left in the dark for seven months, driving my car uninsured, completely unaware that I had no coverage. To add insult to injury, when they eventually decided to process a refund, it was sent to a credit card that had been closed for more than seven months at the time of the refund. It's now been 14 months since the card was closed, and, as expected, the account no longer exists. This demonstrates a glaring lack of attention to detail on their part and a disregard for their customers' time and money. What's truly infuriating is that, despite all these blunders and their failure to provide any sort of resolution or compensation for the inconvenience and danger I was exposed to by driving without insurance, their proposed solution was to buy an entirely new policy. It's astounding that Allianz couldn't acknowledge their mistake and rectify the situation in a more customer-friendly manner. In summary, Allianz's handling of my car insurance has been utterly unacceptable. Their cancellation of my policy without notice, the mishandling of my refund, and their lack of responsibility for the consequences of their actions make them a company I would strongly advise against doing business with. It's clear that customer satisfaction and safety are not their top priorities.

Price

0.5
Features

0.5
Service

0.5
Convenience

0.5
Trust

0.5

Renee

Victoria - over 1 year ago

Product name: Comprehensive Cover

2.5

They are ok a little expensive

Look they are not all bad jusy waiting time on the phone and are a bit expensive have been with them for 30 years have thought to go to other places but you just don't no these days better to stick with what you no l think

Price

3.0
Features

3.5
Service

2.5
Convenience

2.0
Trust

2.0

Cassie

Western Australia - almost 2 years ago

Product name: Comprehensive Cover

5.0

Great insurance

They make it affordable to have insurance and make it easy to understand how they work and what they do

Price

5.0
Features

5.0
Service

5.0
Convenience

5.0
Trust

5.0

Disclaimer

Who we are and how we get paid

Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.

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Learn more about Mozo.

Disclaimer

Important information on terms, conditions and sub-limits

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

D

David

Victoria - 5 months ago
Product name: Comprehensive Cover

4.5

Alliance Car Insurance: Reliable coverage for all.

When I first started looking for car insurance, I was overwhelmed by the options. I needed a company that felt reliable and accessible, especially since I was a new driver. Alliance stood out to me because of its reputation for excellent customer service and straightforward policies. Friends had recommended it, sharing stories of quick responses and helpful representatives. This personal touch made me feel more confident in my choice. Pros Diverse Coverage Options: Alliance offers a variety of coverage plans. I found it comforting to know I could choose from basic liability to more comprehensive options that suited my lifestyle. Affordable Rates: One of the biggest draws for me was the affordability. I was on a tight budget, and Alliance's competitive rates allowed me to get the coverage I needed without breaking the bank. User-Friendly Online Management: Managing my policy online has been a breeze. I can easily access documents, update my information, and file claims with just a few clicks. This convenience has saved me time and stress. Responsive Customer Service: Whenever I had questions or needed assistance, the customer service team was quick to respond. They made me feel valued as a customer, which is something I genuinely appreciate. Cons Claims Processing Delays: While my overall experience has been positive, I did hear from a few friends about delays in the claims process. They expressed frustration when they needed timely support after an accident. Policy Exclusions: Some customers mentioned that certain exclusions in the policies weren’t clearly communicated. It’s crucial to read the fine print to avoid surprises later on. Mixed Customer Feedback: Although many have had great experiences, there are also reports of dissatisfaction. It's a reminder that experiences can vary widely, and it's essential to do thorough research. Limited Discounts: Compared to some competitors, Alliance might not offer as many discount opportunities. This could affect savings for those who are looking to maximize their budget. Conclusion Overall, my journey with Alliance car insurance has been mostly positive. Their commitment to customer service and affordable rates make them a strong contender in the insurance market. However, potential customers should be aware of the mixed feedback regarding claims and exclusions. Taking the time to understand the policy details can help ensure a smoother experience.
- Price
  
  4.0
- Features
  
  4.5
- Service
  
  4.5
- Convenience
  
  3.5
- Trust
  
  3.5
J

Judy

Queensland - 7 months ago
Product name: Comprehensive Cover

4.5

Very easy to do business with this company

Very easy to deal with when making a claim. Very fair and easy. I always appreciated the ease of claiming and the helpful customer service always experienced when interacting with this company…
- Price
  
  2.5
- Features
  
  4.0
- Service
  
  4.5
- Convenience
  
  4.5
- Trust
  
  4.5
A

Andrew

New South Wales - 10 months ago
Product name: Comprehensive Cover

3.0

Solid coverage, but claims process could be faster

I’ve been with Allianz for my comprehensive car insurance for a while now, and overall, it’s been a decent experience. One of the big pluses is that they offer really good coverage—everything from personal property to accidents and theft is taken care of, and they even include a hire car option if your car’s out of action after an accident. I also appreciate the emergency repairs coverage, which has saved me a few headaches. However, the premiums aren’t the cheapest, especially if you’re a young driver or living in certain areas. I had to claim once after a fender bender, and while they did handle everything, it took longer than I expected to get my car back. If you’re after speed and quick resolution, you might get a bit frustrated waiting for parts and repairs to be sorted. On the whole, though, Allianz gives me peace of mind with their level of cover, and I feel like I’m in safe hands. Just be ready for the possibility of longer claim times and slightly higher premiums compared to budget insurers.
- Price
  
  3.5
- Features
  
  4.0
- Service
  
  3.5
- Convenience
  
  3.0
- Trust
  
  4.0
R

Rebecca

South Australia - 12 months ago

2.5

Ok

Customer service very good but that is because I go thru a broker
- Price
  
  3.0
- Features
  
  3.0
- Service
  
  4.5
- Convenience
  
  2.5
- Trust
  
  3.0
M

Mosaab

New South Wales - 12 months ago

4.5

Ease of submitting an application and obtaining in

Easy and fast to obtain an insurance policy
- Service
  
  5.0
- Convenience
  
  5.0
- Trust
  
  5.0
K

Kevin

South Australia - over 1 year ago

3.5

overal competitive pricing,

competitive pricing,
- Price
  
  3.5
- Features
  
  3.5
- Service
  
  3.5
- Trust
  
  4.0
J

Jenn

New South Wales - over 1 year ago
Product name: Comprehensive Cover

2.0

Car

When we had to make a claim for our car Allianz was easy to talk to but just the one issue we had with them was the repairer they sent us too, it was abit far away but was the only one they had near us. It took almost 6 months for our car to be seen then another 2 months for our car to be fixed.
- Features
  
  2.5
- Service
  
  2.5
- Convenience
  
  1.5
- Trust
  
  2.0
L

Lim

Western Australia - over 1 year ago
Product name: Comprehensive Cover

0.5

DJ

I had a highly disappointing experience with Allianz insurance. I purchased an annual car insurance policy, making a full payment on 03/01/2023, believing my vehicle was covered for the entire year. However, my interaction with Allianz took a nightmarish turn when I called them on 16/10/23 to update my car's registration number. To my shock, I was informed that my insurance had been inexplicably canceled due to a supposed "technical glitch." What's even more frustrating is that I received no prior notification or warning about this issue. I was essentially left in the dark for seven months, driving my car uninsured, completely unaware that I had no coverage. To add insult to injury, when they eventually decided to process a refund, it was sent to a credit card that had been closed for more than seven months at the time of the refund. It's now been 14 months since the card was closed, and, as expected, the account no longer exists. This demonstrates a glaring lack of attention to detail on their part and a disregard for their customers' time and money. What's truly infuriating is that, despite all these blunders and their failure to provide any sort of resolution or compensation for the inconvenience and danger I was exposed to by driving without insurance, their proposed solution was to buy an entirely new policy. It's astounding that Allianz couldn't acknowledge their mistake and rectify the situation in a more customer-friendly manner. In summary, Allianz's handling of my car insurance has been utterly unacceptable. Their cancellation of my policy without notice, the mishandling of my refund, and their lack of responsibility for the consequences of their actions make them a company I would strongly advise against doing business with. It's clear that customer satisfaction and safety are not their top priorities.
- Price
  
  0.5
- Features
  
  0.5
- Service
  
  0.5
- Convenience
  
  0.5
- Trust
  
  0.5
R

Renee

Victoria - over 1 year ago
Product name: Comprehensive Cover

2.5

They are ok a little expensive

Look they are not all bad jusy waiting time on the phone and are a bit expensive have been with them for 30 years have thought to go to other places but you just don't no these days better to stick with what you no l think
- Price
  
  3.0
- Features
  
  3.5
- Service
  
  2.5
- Convenience
  
  2.0
- Trust
  
  2.0
C

Cassie

Western Australia - almost 2 years ago
Product name: Comprehensive Cover

5.0

Great insurance

They make it affordable to have insurance and make it easy to understand how they work and what they do
- Price
  
  5.0
- Features
  
  5.0
- Service
  
  5.0
- Convenience
  
  5.0
- Trust
  
  5.0

Allianz car insurance

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