Allianz car insurance

Allianz's overall rating for car insurance

(as rated by the Mozo community)

7.8 / 10

based on 1669 reviews

Allianz is a globally recognised company, offering insurance policies all around the world. It’s one of the largest insurance companies in Australia, with over 3 million customers. If you’re thinking of becoming one of them, then keep reading to check out the car insurance policies on offer from Allianz.

Allianz offers the following car insurance policies

Product Monthly premiums available Maximum no claim discount Online discount Choice of repairer

Yes costs extra

up to 65%

Up to 15%


*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

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Key features of Allianz car insurance

Monthly premiums

Having trouble coming up with the cash to pay your premium in one lump sum? With Allianz insurance, you can opt for monthly payments instead - but remember, the catch is that this added flexibility will cost you extra.


You can choose what level of excess you pay on your Allianz insurance, however as with any insurance, it’s a tradeoff with your premium - the lower the excess, the higher the premium and vice versa.


Lower the price of your car insurance by cashing in on the available discounts, like the safe driver and the no claims discounts. Remember that the no claims discount you can snag will be different depending on where you live.
If you’re happy to buy your policy from behind your laptop, you can also snag an online discount.

Emergency cover

You want to know that your car insurance will cover you in an emergency, which is why it’s good that Allianz will cover emergency repairs without assessment up to a certain amount. You’ve also got cover for the reasonable cost of towing, accommodation or alternative travel in an emergency.

What is not covered by Allianz car insurance?

Even your comprehensive car insurance policy won’t cover everything. Some notable exclusions include roadside assistance and cover for damage to commercial signage.

What can I add as an optional extra?

On the other hand, you can add optional extras to your cover. Just keep in mind that anything extra you add onto your policy will likely mean you pay a higher premium. Some options for your Allianz policy include:

How is Allianz rated by customers?

There’s got to be a reason Allianz has so many customers, right? Find out how these everyday Aussies rate their Allianz car insurance policy in terms of things like customer service, price and trust in our customer review section

How to make a claim

Need to make a claim on your car insurance? You can do so by filling out the online form on the Allianz website, or by giving them a call. There are a few things you should do if you’ve had an accident, to ensure the claims process goes smoothly, including:

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