Get road trip ready this Australia Day long weekend with a quick car insurance check-in
If you don’t have time to pop overseas and get some Insta-worthy travel content before school goes back for the year, then you might take the Australia Day long weekend as an opportunity to pimp your profile out with some aesthetically-pleasing road trip pics instead!
But before you hit the road, you’ll want to make sure you’ve packed all the road trip essentials:
- Road trip soundtrack? Check!
- Snacks for the road? Check!
- Car Insurance? Hmm…
It’s always better to be safe than sorry, so if you’re road-trippin’ around Oz over the long weekend, then be sure to do a quick car insurance check-in first so you can be prepared (just in case). Here are some pointers to get you started:
Get roadside assistance
It’s how every horror movie begins… You and your mates are driving down the coast having the time of your lives when suddenly, your car breaks down. It’s dark, you’re in the middle of nowhere and someone forgot to opt-in for roadside assistance.
Keep in mind that roadside assistance is quite often an optional extra, so unless you want to become the star of your own real-life horror movie, then be sure to double-check whether it’s included in your car insurance policy before you leave.
Be aware that the long weekend could potentially impact roadside assistance response times, so you might want to pack some extra snacks, water, a portable phone charger and maybe even a book to kill some time while you wait.
Make sure all drivers are covered
If you and your mates plan on sharing the load around with the driving this long weekend, then you’ll want to make sure that whoever gets behind the wheel of your car is covered under your insurance policy first - otherwise, it could come back to bite you!
Say you’re involved in a car accident while your friend is driving your car, then unless they’re listed as a nominated driver on your car insurance policy, you could wind up out of pocket and potentially have to cover the repairs costs yourself. Not to mention, you could possibly lose your no-claims bonus too.
Moral of the story, don’t let anyone drive your vehicle unless they’re covered under your policy.
Watch out for double demerits
Don’t forget that double demerit points apply over the Australia Day long weekend for speeding, seat belt, motorcycle helmet and mobile phone offences - so you’ll want to be extra cautious when driving.
Committing a driving offence when double demerits are in force means that you potentially run the risk of losing your licence depending on the type of offence you and the number of points you have prior. Plus, a loss of licence could even affect the price you pay for your car insurance down the track.
Keep your car insurance documents handy
Remember to keep a printed copy of any important car insurance and roadside assistance documents handy, just in case your car breaks down or you’re involved in an accident and need to contact up your insurance provider to make a claim.
Compare car insurance policies - last updated February 27, 2021
Comprehensive Car Insurance
Get award winning Car Insurance. Save 15% ^ on your first year’s premium when you purchase a new policy online. Budget Direct offers tailor-made cover, new-for-old replacement, 24/7 claims, a highly-rated claims service, and get a hire car following a theft.
- Monthly premiums
- Yes Costs Extra
- Choice of repairer
- Optional Extra
- Choice of excess
- $500 - $1,850
- Agreed or market value
- Agreed Or Market
Available discounts
- Online Discount Up To 15%
CompareCompareComprehensive Car Insurance
Get award winning Car Insurance. Save 15% ^ on your first year’s premium when you purchase a new policy online. Budget Direct offers tailor-made cover, new-for-old replacement, 24/7 claims, a highly-rated claims service, and get a hire car following a theft.
- New car if written off
- Yes - within 1 years and 20,000 km of original registration
- Rental car after theft
- Yes - Up to $1,000 total.
- Rental car after accident
- Not at fault - Yes. At fault - Optional Extra. Up to 14 days for at fault accidents.
- Windscreen cover
- Yes - standard excess. Option to reduce windscreen excess to $40 on every windscreen claim for an additional premium.
- Modifications
- Covered only if agreed in writing.
- Young driver excess imposed
- $600 for drivers under 21, $500 for drivers under 24, $600 for unlisted drivers, $500 for inexperienced drivers over 24.
- Roadside assistance
- Optional Extra
- Other benefits
- -
- Other restrictions
- -
Read our Mozo Review to learn more about Budget Direct Comprehensive Car Insurance
Comprehensive Car Insurance
Get car insurance you can count on with up to 40,000 Qantas Points when you join by 28 February. Make this the year you start enjoying more rewarding car insurance. Points awarded will be based on your premium. T&Cs & eligibility apply.
- Monthly premiums
- Yes Costs Extra
- Choice of repairer
- Optional Extra
- Choice of excess
- $400 - $1,850 (varies By State)
- Agreed or market value
- Agreed Or Market
Available discounts
- No Claim Discount
CompareCompareComprehensive Car Insurance
Get car insurance you can count on with up to 40,000 Qantas Points when you join by 28 February. Make this the year you start enjoying more rewarding car insurance. Points awarded will be based on your premium. T&Cs & eligibility apply.
- New car if written off
- Yes - within 2 years and 40,000 km of original registration
- Rental car after theft
- Yes - Up to 14 days, max $1,000
- Rental car after accident
- Not at fault - Yes. At fault - Optional Extra. Up to 14 days.
- Windscreen cover
- Yes - standard excess. Option to reduce windscreen excess to $40 for an additional premium.
- Modifications
- Covered only if agreed in writing.
- Young driver excess imposed
- $600 for drivers under 21, $500 for drivers aged 21 to 24 inclusive, $600 for unlisted drivers, $500 for inexperienced drivers.
- Roadside assistance
- Optional Extra
- Other benefits
- Earn up to 40,000 Qantas Points when you sign up by 28 February 2021. Points earned depend on the amount spent on your premium. Points earn thresholds and T&Cs apply.
- Other restrictions
- -
Read our Mozo Review to learn more about Qantas Comprehensive Car Insurance
Comprehensive Car Insurance
Stella are changing the tune on car insurance, offering car insurance made especially for women. Features include no claim reward, new car replacement, customise your policy and more. Enter your car rego and get a quick quote online.
- Monthly premiums
- Yes Costs Extra
- Choice of repairer
- No
- Choice of excess
- $800 - $2,000
- Agreed or market value
- Agreed
Available discounts
- No Claim Discount
CompareCompareComprehensive Car Insurance
Stella are changing the tune on car insurance, offering car insurance made especially for women. Features include no claim reward, new car replacement, customise your policy and more. Enter your car rego and get a quick quote online.
- New car if written off
- Yes - within 3 years and 60,000 km of original registration
- Rental car after theft
- Yes - Up to 14 days.
- Rental car after accident
- Not at fault - yes. At fault - Optional Extra. Up to 14 days.
- Windscreen cover
- Yes - standard excess. Option to reduce windscreen excess to $0 on every windscreen claim for an additional premium.
- Modifications
- Covered only if agreed in writing.
- Young driver excess imposed
- $600 for listed drivers under 25. $1,600 for unlisted drivers under 25
- Roadside assistance
- Optional Extra
- Other benefits
- -
- Other restrictions
- -
Read our Mozo Review to learn more about Stella Comprehensive Car Insurance
Comprehensive Car Insurance Policy
Bingle keeps car insurance simple - choose between Comprehensive and Third Party Car Insurance. Comprehensive covers you for accidental loss or damage to your own car caused by insured events such as accidents, theft, storms, fire.
- Monthly premiums
- Yes Costs Extra
- Choice of repairer
- No
- Choice of excess
- $650 - $795 As A Fixed Excess; Varying Between States
- Agreed or market value
- Market
Available discounts
CompareCompareComprehensive Car Insurance Policy
Bingle keeps car insurance simple - choose between Comprehensive and Third Party Car Insurance. Comprehensive covers you for accidental loss or damage to your own car caused by insured events such as accidents, theft, storms, fire.
- New car if written off
- Optional Extra - within 3 years of original manufacture
- Rental car after theft
- Optional Extra - Unlimited days.
- Rental car after accident
- Not at fault - Optional Extra. At fault - Optional Extra. Unlimited days.
- Windscreen cover
- Optional - reduce windscreen excess to $0 on every windscreen claim for an additional premium.
- Modifications
- Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.
- Young driver excess imposed
- $600 for drivers under 25, $1,950 for unlisted drivers over 25.
- Roadside assistance
- No
- Other benefits
- -
- Other restrictions
- -
Read our Mozo Review to learn more about Bingle Comprehensive Car Insurance Policy
Comprehensive Car Insurance
Easier, better, smarter car insurance. Say g’day to Poncho. They've taken the complicated out of car insurance and created a new route that's simple, u-turn free and keeps you in the driver’s seat. No cancellation fees, 24/7 online claims service and a policy that works just like a monthly subscription.
- Monthly premiums
- Yes
- Choice of repairer
- No
- Choice of excess
- $800 Flat Excess Fee
- Agreed or market value
- Agreed
Available discounts
CompareCompareComprehensive Car Insurance
Easier, better, smarter car insurance. Say g’day to Poncho. They've taken the complicated out of car insurance and created a new route that's simple, u-turn free and keeps you in the driver’s seat. No cancellation fees, 24/7 online claims service and a policy that works just like a monthly subscription.
- New car if written off
- Yes - within 15,000km of original registration
- Rental car after theft
- Yes - Up to 14 days, max $50 per day
- Rental car after accident
- Yes - Up to 14 days, max $50 per day
- Windscreen cover
- Yes - $0 windscreen excess
- Modifications
- Covered only if agreed in writing.
- Young driver excess imposed
- No additional excess for young drivers. $3,000 for unlisted drivers
- Roadside assistance
- No
- Other benefits
- -
- Other restrictions
- -
Read our Mozo Review to learn more about Poncho Comprehensive Car Insurance
Now, we know what you’re thinking - “but I’ve got it all on my phone!” And that’s great to have as a backup copy, but what happens if you were to lose your phone, or the battery died, or worse, there’s no internet reception? Play it safe and keep a copy in the glove box of your car, just in case.
Not too happy with your current car insurance policy? Then it might be time to make the switch. Head to our car insurance comparison table to find the best deal for you!
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