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Bingle Comprehensive Car Insurance Policy

Monthly premiums available
Yes costs extra
Maximum no claim discount
Not Published
Online discount
n/a
Choice of repairer
No

Mozo editorial review Bingle Comprehensive Car Insurance Policy

Last updated: 14 May 2020.

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What's hot
  • 2017 Mozo Experts Choice Winner
  • Most modifications covered
  • Bingle Claims Buddy app
What's not
  • $600 young driver excess
Mozo snapshot

If you’re after a no-frills, comprehensive car insurance policy and don’t mind managing your insurance online, then Bingle Comprehensive Car Insurance could be just right for you. This policy packs the most critical aspects of comprehensive cover into a seriously affordable package for those with the tightest of budgets.

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Key features

As an online company, Bingle saves on the overheads associated with big branches and instead focuses on delivering a nifty online insurance experience for its customers while keeping premiums low. For example, the Bingle Claims Buddy app allows you to lodge your claim on the spot and then track its progress from start to finish.

But don’t let Bingle’s lack of bricks and mortar branches fool you, this Comprehensive Car Insurance policy really comes to your aid in the event of an accident with towing, emergency accommodation and emergency transport costs all covered as standard. You can also rest easy knowing that if your car keys are stolen, Bingle will cover the costs to replace them too.

There are also a few features that aren’t covered as part of Bingle’s standard Comprehensive Car Insurance policy. If you’d like the added security of new car replacement or to have the costs of a rental car covered after an accident or theft, then you’ll need to elect for those features as additional extras.

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Who is it good for

This policy represents a great low cost option for those who want to be covered in the event of an accident but don’t mind going without some of comforts associated with more expensive policies. Bingle Comprehensive Car Insurance is also a really good option if you enjoy managing your insurance online and don’t mind the lack of physical branches.

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Any catches

Just be aware that this policy comes with a $600 young driver excess even if they are listed on your policy, so make sure you trust any drivers under the age of 25 who might be getting behind the wheel of your pride and joy.

Details

Rates and fees information correct as at 28 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • Yes costs extra

  • $650 - $795 as a fixed excess; varying between states

  • $600 for drivers under 25, $1,950 for unlisted drivers over 25.

  • none (SA)
    none (QLD)
    none (ACT)
    none (WA)
    none (NT)
    none (VIC)
    none (TAS)
    none (NSW)

  • none

  • n/a

  • n/a

  • No

  • n/a

Service features
  • No

  • No

  • No

  • n/a

  • n/a

Coverage summary
  • Market

  • Optional Extra - within 3 years of original manufacture

  • No

  • Optional - reduce windscreen excess to $0 on every windscreen claim for an additional premium.

  • Reasonable cost

  • Reasonable towing, travel and accommodation costs.

  • Optional Extra - Unlimited days.

  • Not at fault - Optional Extra. At fault - Optional Extra. Unlimited days.

  • Yes - legal liability cover, full comprehensive insurance extended to substitute vehicle.

  • No

  • Yes if stolen.

  • No

  • Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.

  • No

  • Yes

*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are Bingle car insurance rated by the Mozo community?

Overall
7.3/10
Value for money
8.0/10
Policy coverage
7.1/10
Customer service
6.3/10
Claims handling
6.2/10
Trust
6.8/10

Latest reviews of Bingle Comprehensive Car Insurance Policy

  • Overall 1/10
    Bad customer service

    Insured my vehicle through bingle considering the value for money seemed good. Twice my cover had been cancelled with no indication as to why or notifications that is was going to be canceled. To top it off they don’t have a call centre to have situations like this handled. Do not go through bingle.

    Read full review

    Insured my vehicle through bingle considering the value for money seemed good. Twice my cover had been cancelled with no indication as to why or notifications that is was going to be canceled. To top it off they don’t have a call centre to have situations like this handled. Do not go through bingle.

    Value for money
    7/10
    Policy coverage
    -1/10
    Customer service
    1/10
    Claims handling
    -1/10
    Trust
    1/10
    Less
    Jess, New South Wales reviewed 3 months ago
  • Overall 6/10
    Very poor customer service

    My car has been in the nominated repairer for over 2 months to replace 2 doors and to make repairs to the right hand front suspension. This may not be the complete fault of Bingle however, after contacting the Gemini repair centre a number of times, I am constantly told "we are still waiting on parts". My complaint with Bingle is the very poor customer service. OK, I realise it is an online service but there should be a way to contact them directly. I really cannot contact Bingle to let them know what is actually not happening with my repairs. The old adage of " An insurance company is only as good as its claim/repair process" certainly applies here.

    Read full review

    My car has been in the nominated repairer for over 2 months to replace 2 doors and to make repairs to the right hand front suspension. This may not be the complete fault of Bingle however, after contacting the Gemini repair centre a number of times, I am constantly told "we are still waiting on parts". My complaint with Bingle is the very poor customer service. OK, I realise it is an online service but there should be a way to contact them directly. I really cannot contact Bingle to let them know what is actually not happening with my repairs. The old adage of " An insurance company is only as good as its claim/repair process" certainly applies here.

    Value for money
    8/10
    Policy coverage
    5/10
    Customer service
    1/10
    Claims handling
    1/10
    Trust
    3/10
    Less
    Graham, Western Australia reviewed 3 months ago
  • Overall 0/10
    Terrible. Only repairer located 200km away.

    After paying an excess to submit my not at fault claim, I was advised by bingle's online system that the only repairer available was located 195km (more than 2 1/2 hrs drive) away. I have three young children and this is totally unacceptable, and was never made clear when purchasing insurance. I then tried to contact them and it took me about 10 minutes of following prompts on their website to dead ends to finally find an email address I could use. I will be recommending to everyone I know that they NOT use Bingle from now on.

    Read full review

    After paying an excess to submit my not at fault claim, I was advised by bingle's online system that the only repairer available was located 195km (more than 2 1/2 hrs drive) away. I have three young children and this is totally unacceptable, and was never made clear when purchasing insurance. I then tried to contact them and it took me about 10 minutes of following prompts on their website to dead ends to finally find an email address I could use. I will be recommending to everyone I know that they NOT use Bingle from now on.

    Value for money
    5/10
    Policy coverage
    7/10
    Customer service
    0/10
    Claims handling
    1/10
    Trust
    1/10
    Less
    Cis, New South Wales reviewed 6 months ago
  • Overall 9/10
    Good price and inclusions

    Have had no problems with them even though they are online only., fingers crossed I don't have to make a claim. Good pricing and benefits compared to most.

    Read full review

    Have had no problems with them even though they are online only., fingers crossed I don't have to make a claim. Good pricing and benefits compared to most.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    9/10
    Claims handling
    -1/10
    Trust
    9/10
    Less
    Rodney, Victoria reviewed 12 months ago
  • Overall 10/10
    Extremely cheap and great coverage

    Extremely cheap and great coverage.

    Read full review

    Extremely cheap and great coverage.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -
    Less
    David, Australian Capital Territory reviewed about 3 years ago
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