Bingle Comprehensive Car Insurance Policy

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Bingle Comprehensive Car Insurance Policy Review

Review published: 20 September 2017

What's hot:

  • 2017 Mozo Experts Choice Winner

  • Bingle Claims Buddy app

  • Most modifications covered

What's not:

  • $600 young driver excess

Mozo snapshot:

If you’re after a no-frills, comprehensive car insurance policy and don’t mind managing your insurance online, then Bingle Comprehensive Car Insurance could be just right for you. A Mozo Experts Choice winner in 2017 for Low Cost car insurance, this policy packs the most critical aspects of comprehensive cover into a seriously affordable package for those with the tightest of budgets.

Key features:

As an online company, Bingle saves on the overheads associated with big branches and instead focuses on delivering a nifty online insurance experience for its customers while keeping premiums low. For example, the Bingle Claims Buddy app allows you to lodge your claim on the spot and then track its progress from start to finish.

But don’t let Bingle’s lack of bricks and mortar branches fool you, this Comprehensive Car Insurance policy really comes to your aid in the event of an accident with towing, emergency accommodation and emergency transport costs all covered as standard. You can also rest easy knowing that if your car keys are stolen, Bingle will cover the costs to replace them too.

There are also a few features that aren’t covered as part of Bingle’s standard Comprehensive Car Insurance policy. If you’d like the added security of new car replacement or to have the costs of a rental car covered after an accident or theft, then you’ll need to elect for those features as additional extras.

Who it's good for:

This policy represents a great low cost option for those who want to be covered in the event of an accident but don’t mind going without some of comforts associated with more expensive policies. Bingle Comprehensive Car Insurance is also a really good option for you if you enjoy managing your insurance online and don’t mind the lack of physical branches.

Any catches?

Just be aware that this policy comes with a $600 young driver excess even if they are listed on your policy, so make sure you trust any drivers under the age of 25 who might be getting behind the wheel of your pride and joy.

How is Bingle car insurance rated by the Mozo community?

Product Type Overall Rating Price Features Service Claims Handling Trust
7.0

Based on 111
Bingle car insurance reviews

7.6 7.1 6.0 6.2 6.4

Read Bingle car insurance reviews by the Mozo community

Latest reviews of Bingle Comprehensive Car Insurance Policy

Bingle

Bingle Comprehensive Car Insurance Policy car insurance review

Overall rating   10 / 10

Great value car insurance provider

Both, my wife and I have our cars insured through Bingle and have done so for a number of years. In 2015, someone ran up the back of my wife's car and Bingle's online claim process was simple and straight forward. They looked after everything for...

Full review

Both, my wife and I have our cars insured through Bingle and have done so for a number of years. In 2015, someone ran up the back of my wife's car and Bingle's online claim process was simple and straight forward. They looked after everything for us and the repairs are top quality.

    Value for money   10 / 10

    Policy coverage   / 10

    Customer service   / 10

    Claims handling   / 10

    Trust   / 10

Less

David (VIC), reviewed over 1 year ago

Bingle

Bingle Comprehensive Car Insurance Policy car insurance review

Overall rating   9 / 10

Good value for money

Good value for money and is cheaper than most big insurers. They also gave me the added bonus of nominating agreed value for both my cars.

Full review

Good value for money and is cheaper than most big insurers. They also gave me the added bonus of nominating agreed value for both my cars.

    Value for money   9 / 10

    Policy coverage   / 10

    Customer service   / 10

    Claims handling   / 10

    Trust   / 10

Less

Kyle (NSW), reviewed over 1 year ago

Bingle

Bingle Comprehensive Car Insurance Policy car insurance review

Overall rating   8 / 10

Good budget car insurance.

I did a lot of research and bingle was the cheapest by far. I've never had an issue with them but I've also never had to make a claim or contact them with any issues.

Full review

I did a lot of research and bingle was the cheapest by far. I've never had an issue with them but I've also never had to make a claim or contact them with any issues.

    Value for money   9 / 10

    Policy coverage   9 / 10

    Customer service   7 / 10

    Claims handling   7 / 10

    Trust   8 / 10

Less

Prue (VIC), reviewed over 2 years ago

Bingle

Bingle Comprehensive Car Insurance Policy car insurance review

Overall rating   0 / 10

Two weeks, still no car, no update. Not worth it.

My car was crashed into two weeks ago while parked and cannot be driven. After a lot of chasing Bingle finally towed it to a repairer for assessment a week after the crash. Another week has passed with no progress whatsoever and no update from...

Full review

My car was crashed into two weeks ago while parked and cannot be driven. After a lot of chasing Bingle finally towed it to a repairer for assessment a week after the crash. Another week has passed with no progress whatsoever and no update from Bingle even though they promised l'd hear four days ago. I am a single working mum with two small kids, no car and no prospect of getting one soon. Avoid Bingle! They are cheap but it's just not worth it.

    Value for money   0 / 10

    Policy coverage   0 / 10

    Customer service   0 / 10

    Claims handling   0 / 10

    Trust   0 / 10

Less

Rebecca (VIC), reviewed over 2 years ago

Bingle

Bingle Comprehensive Car Insurance Policy car insurance review

Overall rating   9 / 10

Efficient

Never had an issue with Bingle, made one claim and it all went through extremely quickly. All done with smooth and excellent customer service. Was very happy overall.

Full review

Never had an issue with Bingle, made one claim and it all went through extremely quickly. All done with smooth and excellent customer service. Was very happy overall.

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   8 / 10

    Trust   8 / 10

Less

Trent (VIC), reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Discounts and excesses

  • costs extra

  • $650 - $795 as a fixed excess; varying between states

  • $600 for listed drivers under 25.

  • none (SA)
    none (QLD)
    none (ACT)
    none (WA)
    none (NT)
    none (VIC)
    none (TAS)
    none (NSW)

  • none

  • n/a

  • none

  • No

  • none

Service features

  • none

  • none

Coverage summary

  • Market

  • Optional Extra

  • No

  • Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.

  • Reasonable cost

  • Reasonable towing costs. Reasonable travel and accommodation costs.

  • Optional Extra - Unlimited days.

  • Optional Extra - Unlimited days.

  • Yes - legal liability cover, accidental loss and damage when using a substitute vehicle.

  • No

  • Yes if stolen.

  • Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

(*as voted by the Mozo community)

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