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Bingle Comprehensive Car Insurance Policy

Advertiser disclosure
Monthly premiums available
Yes costs extra
Maximum no claim discount
Not Published
Online discount
n/a
Choice of repairer
No
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Mozo editorial review Bingle Comprehensive Car Insurance Policy

Last updated: 26 November 2020.

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What's hot
  • Most modifications covered
  • Rideshare cover is an option
What's not
  • $600 young driver excess
Mozo snapshot

If you’re after a no-frills, comprehensive car insurance policy and don’t mind managing your insurance online, then Bingle Comprehensive Car Insurance could be just right for you. This policy packs the most critical aspects of comprehensive cover into a seriously affordable package for those with the tightest of budgets.

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Key features

As an online company, Bingle saves on the overheads associated with big branches and instead focuses on delivering a nifty online insurance experience for its customers while keeping premiums low. You can lodge all claims online on the spot and then track its progress.

But don’t let Bingle’s lack of bricks and mortar branches fool you, this comprehensive car insurance policy really comes to your aid in the event of an accident with towing, emergency accommodation and emergency transport costs all covered as standard. You can also rest easy knowing that if your car keys are stolen, Bingle will cover the costs to replace them too.

There are also a few features that aren’t covered as part of Bingle’s standard Comprehensive Car Insurance policy. If you’d like the added security of new car replacement or to have the costs of a rental car covered after an accident or theft, then you’ll need to elect for those features as additional extras.

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Who is it good for

This policy represents a great low cost option for those who want to be covered in the event of an accident but don’t mind going without some of comforts associated with more expensive policies. Bingle Comprehensive Car Insurance is also a really good option if you enjoy managing your insurance online and don’t mind the lack of physical branches.

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Any catches

Just be aware that this policy comes with a $600 young driver excess even if they are listed on your policy, so make sure you trust any drivers under the age of 25 who might be getting behind the wheel of your pride and joy.

Details

Rates and fees information correct as at 4 December 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses
  • Yes costs extra

  • $650 - $795 as a fixed excess; varying between states

  • $600 for drivers under 25, $1,950 for unlisted drivers over 25.

  • none (SA)
    none (QLD)
    none (ACT)
    none (WA)
    none (NT)
    none (VIC)
    none (TAS)
    none (NSW)

  • none

  • n/a

  • n/a

  • No

  • n/a

Service features
  • No

  • No

  • No

  • n/a

  • n/a

Coverage summary
  • Market

  • Optional Extra - within 3 years of original manufacture

  • No

  • Optional - reduce windscreen excess to $0 on every windscreen claim for an additional premium.

  • Reasonable cost

  • Reasonable towing, travel and accommodation costs.

  • Optional Extra - Unlimited days.

  • Not at fault - Optional Extra. At fault - Optional Extra. Unlimited days.

  • Yes - legal liability cover, full comprehensive insurance extended to substitute vehicle.

  • No

  • Yes if stolen.

  • No

  • Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.

  • No

  • Yes

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are Bingle car insurance rated by the Mozo community?

Overall
7.3/10
Value for money
8.1/10
Policy coverage
7.1/10
Customer service
6.3/10
Claims handling
6.2/10
Trust
6.8/10

Latest reviews of Bingle Comprehensive Car Insurance Policy

  • Overall 8/10
    No frills insurance at its best

    I had no issues with bingle. I would have stayed with them but the premium rose by $400 a year in one go. I decided to change to Woolworths where the same cover cost me $500 less per year.

    Read full review

    I had no issues with bingle. I would have stayed with them but the premium rose by $400 a year in one go. I decided to change to Woolworths where the same cover cost me $500 less per year.

    Value for money
    8/10
    Policy coverage
    8/10
    Customer service
    8/10
    Claims handling
    -1/10
    Trust
    8/10
    Less
    Jared, Victoria reviewed 1 day ago
  • Overall 7/10
    Pretty good customer service.

    When I lodged a claim they provided plenty of detail and it happened very quick.

    Read full review

    When I lodged a claim they provided plenty of detail and it happened very quick.

    Value for money
    6/10
    Policy coverage
    4/10
    Customer service
    8/10
    Claims handling
    9/10
    Trust
    8/10
    Less
    Zarli, Victoria reviewed about 1 month ago
  • Overall 5/10
    Cheap but lacking in customer support.

    They are the cheapest so beneficial for younger drivers. No contact number for customer support which is very annoying especially when applying and doing research. I have not made a claim so am not sure what to expect but am hoping that I do not need to!

    Read full review

    They are the cheapest so beneficial for younger drivers. No contact number for customer support which is very annoying especially when applying and doing research. I have not made a claim so am not sure what to expect but am hoping that I do not need to!

    Value for money
    8/10
    Policy coverage
    8/10
    Customer service
    3/10
    Claims handling
    -1/10
    Trust
    5/10
    Less
    Netanel, Victoria reviewed about 2 months ago
  • Overall 5/10
    Prices cheap but near impossible to contact.

    Bingle is an online insurer only which makes it near impossible to contact and talk on the phone to a person or go into a store and talk about the policy.

    Read full review

    Bingle is an online insurer only which makes it near impossible to contact and talk on the phone to a person or go into a store and talk about the policy.

    Value for money
    9/10
    Policy coverage
    6/10
    Customer service
    3/10
    Claims handling
    5/10
    Trust
    4/10
    Less
    Eliza, New South Wales reviewed about 2 months ago
  • Overall 9/10
    A premium product for an affordable premium

    Bingle car insurance delivers value for money, on the spot, comprehensive car insurance cover without the exhaustive list of questions. The swift and simple online application and payment had me hopping in the car moments later with the peace of mind that my newly purchased policy would take care of me.

    Read full review

    Bingle car insurance delivers value for money, on the spot, comprehensive car insurance cover without the exhaustive list of questions. The swift and simple online application and payment had me hopping in the car moments later with the peace of mind that my newly purchased policy would take care of me.

    Value for money
    9/10
    Policy coverage
    7/10
    Customer service
    8/10
    Claims handling
    -1/10
    Trust
    9/10
    Less
    Stephanie, New South Wales reviewed 2 months ago
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About Bingle

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