If you’re after a no-frills, comprehensive car insurance policy and don’t mind managing your insurance online, then Bingle Comprehensive Car Insurance could work for you. This policy packs the most critical aspects of comprehensive cover into a seriously affordable package for those with the tightest of budgets.
As an online company, Bingle saves on the overheads associated with big branches and instead focuses on delivering a nifty online insurance experience for its customers while keeping premiums low. You can lodge all claims online on the spot and then track progress digitally.
But don’t let Bingle’s lack of bricks and mortar branches fool you, this comprehensive car insurance policy really comes to your aid in the event of an accident with towing, emergency accommodation and emergency transport costs all covered as standard (make sure you check the Product Disclosure Statement (PDS) for limits to this cover). You can also rest easy knowing that if your car keys are stolen, Bingle will cover the costs to replace them too.
There are also a few features that aren’t covered as part of Bingle’s standard Comprehensive Car Insurance policy. If you’d like the added security of new car replacement or to have the costs of a rental car covered after an accident or theft, then you’ll need to elect for those features as additional extras.
This policy represents a great low cost option for those who want to be covered in the event of an accident but don’t mind going without some of comforts associated with more expensive policies. Bingle Comprehensive Car Insurance is also a really good option if you enjoy managing your insurance online and don’t mind the lack of physical branches.
Just be aware that this policy comes with a $600 young driver excess even if they are listed on your policy (and up to a $1,950 unlisted driver excess), so make sure you trust any drivers under the age of 25 who might be getting behind the wheel of your pride and joy.
| Yes costs extra | |
| $650 - $2,200; varies between states | |
| $600 for drivers under 25, $1,950 for unlisted drivers over 25. | |
| none (SA) | |
| none | |
| n/a | |
| n/a | |
| No | |
| n/a |
| No | |
| No | |
| No | |
| n/a | |
| n/a |
| Market | |
| Optional Extra - within 3 years of original manufacture | |
| No | |
| Optional - reduce windscreen excess to $0 on every windscreen claim for an additional premium. | |
| Reasonable cost | |
| Reasonable towing, travel and accommodation costs. | |
| Optional Extra - Unlimited days. | |
| Not at fault - Optional Extra. At fault - Optional Extra. Unlimited days. | |
| Yes - legal liability cover, full comprehensive insurance extended to substitute vehicle. | |
| No | |
| Yes if stolen. | |
| Up to $500 | |
| Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages. | |
| No | |
| Yes |
*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
ITs not bad, but also the cheapest. Im not sure I will be covered in all situations.
Read full reviewITs not bad, but also the cheapest. Im not sure I will be covered in all situations.
They’re a great car insurance for young people. My brother recommended this company to me and was easy and effective to sign up to online with a competitive yearly rate I signed up straight away. I feel confident in having insurance with bingle as a young driver.
Read full reviewThey’re a great car insurance for young people. My brother recommended this company to me and was easy and effective to sign up to online with a competitive yearly rate I signed up straight away. I feel confident in having insurance with bingle as a young driver.
Easy to manage reliable and easy to manage only issue is totally online so no call centre.
Read full reviewEasy to manage reliable and easy to manage only issue is totally online so no call centre.
Car insurance. I saved almost $1000 a year!!!! But it doesn’t come with roadside assistance. But I don’t mind because the savings is so big.
Read full reviewCar insurance. I saved almost $1000 a year!!!! But it doesn’t come with roadside assistance. But I don’t mind because the savings is so big.
Insurance policy continues to rise over the last 3 year's and no reply to emails.
Read full reviewInsurance policy continues to rise over the last 3 year's and no reply to emails.