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Bingle Comprehensive Car Insurance Policy

Advertiser disclosure
Important information on terms, conditions and sub-limits
Monthly premiums available
Yes costs extra
Maximum no claim discount
Not Published
Online discount
Choice of repairer

Mozo editorial review Bingle Comprehensive Car Insurance Policy - last updated: 28 September 2023

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What's hot
  • Most modifications covered
  • Rideshare cover is an option
  • 2023 Mozo Experts Choice Award winner
What's not
  • $600 young driver excess
Mozo snapshot

If you’re after a no-frills, comprehensive car insurance policy and don’t mind managing your insurance online, then Bingle Comprehensive Car Insurance could work for you. This policy packs the most critical aspects of comprehensive cover into a seriously affordable package for those with the tightest of budgets.

Winner of a 2023 Mozo Experts Choice Award for Exceptional Value Car Insurance.  

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Key features

As an online company, Bingle saves on the overheads associated with big branches and instead focuses on delivering a nifty online insurance experience for its customers while keeping premiums low. You can lodge all claims online on the spot and then track progress digitally.

But don’t let Bingle’s lack of bricks and mortar branches fool you, this comprehensive car insurance policy really comes to your aid in the event of an accident with towing, emergency accommodation and emergency transport costs all covered as standard (make sure you check the Product Disclosure Statement (PDS) for limits to this cover). You can also rest easy knowing that if your car keys are stolen, Bingle will cover the costs to replace them too.

There are also a few features that aren’t covered as part of Bingle’s standard Comprehensive Car Insurance policy. If you’d like the added security of new car replacement or to have the costs of a rental car covered after an accident or theft, then you’ll need to elect for those features as additional extras.

Who is it good for

This policy represents a great low cost option for those who want to be covered in the event of an accident but don’t mind going without some of comforts associated with more expensive policies. Bingle Comprehensive Car Insurance is also a really good option if you enjoy managing your insurance online and don’t mind the lack of physical branches.

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Any catches

Just be aware that this policy comes with a $600 young driver excess even if they are listed on your policy (and up to a $1,950 unlisted driver excess), so make sure you trust any drivers under the age of 25 who might be getting behind the wheel of your pride and joy.


Cover information and limits in the table below correct as at 13 June 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses

Yes costs extra

$700 - $2,300; varies between states

$600 for drivers under 25, $1,950 for unlisted drivers over 25.

none (SA)
none (QLD)
none (ACT)
none (WA)
none (NT)
none (VIC)
none (TAS)
none (NSW)






Service features







Coverage summary


Optional Extra - within 3 years of original manufacture


Optional - reduce windscreen excess to $0 on every windscreen claim for an additional premium.

Reasonable cost

Reasonable towing, travel and accommodation costs.

Optional Extra - Unlimited days.

Not at fault - Optional Extra. At fault - Optional Extra. Unlimited days.

Yes - legal liability cover, full comprehensive insurance extended to substitute vehicle.


Yes if stolen.

Up to $500

Automatically covered. Does not include turbochargers, nitrogen fuel or roll cages.



Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Customer Reviews

How are Bingle car insurance rated by the Mozo community?

Value for money
Policy coverage
Customer service
Claims handling
Based on 327 Bingle car insurance reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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