How to haggle on your car insurance

Car insurance is a must-have product for many Aussies across the country, but it shouldn’t mean having to fork out big bucks for some peace of mind, especially if you’ve got other insurances to pay for, like home and contents insurance

So if it’s almost time to renew your car insurance policy, you should be trying to snag the best possible deal at a reasonable cost, which more than often means having to haggle with your current insurer. 

But if even the thought of haggling is enough to send shivers down your spine, we’ve created a cheat-sheet with a few haggling tips, plus a simple script to follow:


On the hunt for a new car insurance policy? Compare current deals below. 

Car Insurance Comparison Table

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Budget Direct
Comprehensive Car Insurance

No claim

Online discount up to 15%

2 to 3 minutes

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Virgin Money
Price Saver Comprehensive

No claim

Online discount up to 15%

Restricted Drivers Discount available

2 to 3 minutes

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Bingle
Comprehensive Car Insurance Policy

2 to 3 minutes

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Youi
Comprehensive Car Insurance

20% discount on Contents Insurance if Youi Car Insurance also held

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Woolworths
Comprehensive Car Insurance

Online discount 10%

5% promotional discount

5% discount if you exclude drivers under 25

Drive Less Pay Less option to reduce premiums for limited kilometres.

2 to 3 minutes

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