Cover information and limits in the table below verified as correct at 11 December 2023. Other information correct at the time of writing.
Advertiser disclosure.
Important information on terms, conditions and sub-limits
| Product | Monthly premiums available | Maximum no claim discount | Online discount | Choice of repairer | |
|---|---|---|---|---|---|
| Comprehensive Car Insurance |
Yes costs extra |
Not Published |
n/a |
Optional Extra |
Go to site |
You’ll probably want to know just exactly what kind of cover you’re going to get. So here’s an overview of some of the coverage you’ll receive with an Ozicare comprehensive policy:
Keep in mind that conditions apply to many of these benefits and you should always read your PDS carefully.
Like most car insurance policies, there are some things that aren’t covered with Ozicare. Some are general exclusions, such as accidents that happen when:
Others are more specific exclusions under an Ozicare policy, including:
As with most car insurers, you can choose a low or high premium option when you buy a policy with Ozicare. One thing to keep in mind is that if you opt for lower excess, then you’ll get a bigger pay out if you ever have to make a claim, but you will pay higher premiums upfront.
On the other hand, if you opt for high excess, then you’ll pay a lower premium up front, but if you ever do have an accident, your claim will cover less of the costs.
Your car insurance premium generally reflects the likelihood that you will make a claim in the future - the more likely you are to claim, the more you’ll pay.
Insurers work this out based on a number of different factors. Some of the things used to determine your Ozicare car insurance premium include:
It’s handy to have some flexibility with paying your premium, so you can better fit it into your budget. With Ozicare, you can opt to pay all in one lump, annual sum, or you can pay in monthly instalments. But if you choose the monthly option, keep in mind you’ll pay extra for the convenience.
Another way to make your car insurance premium fit into your budget a little better? Discounts. At Ozicare, make sure to cash in on your no claims discount.
Generally speaking, there are a few things you should make sure you have so that car insurance claims go as smoothly as possible. These include:
To make a claim on your Ozicare car insurance, you’ll need to call the customer service phone line.
Mozo users have rated Ozicare car insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
1 Reviews
Their claims team is not responding to emergency repairs and they don’t have any SLA for any emergency claim. I am chasing them for an emergency claim to fix my car and they are not replying. They don’t understand the critical situation where we are expecting a baby any day we need our car fixed. I have taken all quotes and everything but they don’t have to review. I will go to fix but I was just requesting to review and approve but everyday I call them and they just say we are looking on priority but we don’t have any SLA. Then why do you guys call it an emergency fix?
Read full reviewTheir claims team is not responding to emergency repairs and they don’t have any SLA for any emergency claim. I am chasing them for an emergency claim to fix my car and they are not replying. They don’t understand the critical situation where we are expecting a baby any day we need our car fixed. I have taken all quotes and everything but they don’t have to review. I will go to fix but I was just requesting to review and approve but everyday I call them and they just say we are looking on priority but we don’t have any SLA. Then why do you guys call it an emergency fix?