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Ozicare Comprehensive Car Insurance

Advertiser disclosure
Important information on terms, conditions and sub-limits
Monthly premiums available
Yes costs extra
Maximum no claim discount
Not Published
Online discount
Choice of repairer
Optional Extra
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Mozo editorial review Ozicare Comprehensive Car Insurance - last updated: 21 September 2023

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What's hot
  • New car replacement (under 20,000km or less than 1 year old)
  • 24/7 claims service
What's not
  • Flexible payment periods cost extra
Mozo snapshot

For many of us our car is one of our most valuable possessions, so if you’re looking to give it the protection it deserves, why not consider Ozicare Comprehensive Car Insurance? Not only will this policy cover your car in a range of circumstances, there’s also the flexibility to pay your premiums monthly and have your choice of excess.

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Key features

The Ozicare Comprehensive Car Insurance delivers flexibility and great value cover when you need it most. With this insurance policy, your car will be covered for emergency repairs, key replacement (up to $1,000) and personal effects that are damaged in an accident (up tp $250). Plus you can choose to add rental car cover following an accident and your choice of repairer as an optional extra, in case you do find yourself involved in an incident.

Adding to that flexibility, the Ozicare Comprehensive Car Insurance policy allows you to pay your premiums monthly at an extra cost, as well as choosing your excess, giving you more control over your premium (the higher your excess, the lower your premium, and vice versa). And thanks to the 24/7 claims service, you can rest easy knowing your claim will be handled no matter the time of day.

One thing to keep in mind is that while you’ll benefit from some flexible features, there are no set discounts for things like bundling or limiting drivers available with this insurance policy.

Who is it good for

The Ozicare Comprehensive Car Insurance policy could be a great choice for Aussie drivers who want a comprehensive policy and the flexibility to add some extras on top.

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Any catches

There are limited discounts available compared to some other policies out there, and there will be an additional excess applied to young, inexperienced and unlisted drivers.


Cover information and limits in the table below correct as at 22 February 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses

Yes costs extra

$550 - $1,900 (varies by state)

$600 for drivers under 21, $500 for drivers under 25, $600 for unlisted drivers, $500 for inexperienced drivers.

Not Published

5 years





Service features

Optional Extra

Optional Extra





Coverage summary

Agreed or Market

Yes - within 1 year or 20,000 kilometres of original registration, whichever comes first

Personal Effects cover in the event of a collision (up to $250)

Yes - standard excess. Option to reduce windscreen excess to $40 for an additional premium.

Up to $500

Automatic inclusion of up to $600 for emergency transport and accommodation (max $150 per day).

Yes - Up to 14 days, max $1,000 total.

Not at fault - Yes. At fault - Optional Extra. Up to 14 days.

Yes - legal liability cover when using a substitute vehicle.

Up to $500 for trailer only.

Up to $1,000 if stolen.

Covered under Personal Effects

Covered only if agreed in writing.



Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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