Comprehensive Insurance
-
Monthly premiums
-
Yes costs extra
-
Choice of repairer
-
No
-
Choice of excess
-
$400 - $2,000
-
Agreed or market value
-
Agreed
Available discounts
- No claim discount
- Multi-car discount
No Partner link
- Monthly premiums available
-
Yes costs extra
- Choice of repairer
-
No
- Choice of excess
-
$400 - $2,000
- Agreed or market value
-
Agreed
- Discounts available
-
No claim discount|Multi-car discount
- Quote time
-
-
- States where offered
-
SA VIC NT TAS NSW ACT QLD WA
- Roadside assistance
-
Optional Extra
- Genuine parts
-
No
- New car if written off
-
Yes - within 12 months of original new car registration and less than 20,000km travelled
- Windscreen cover
-
Yes - standard excess. Option to reduce excess to $0 for first windscreen claim each year for an additional premium, cover up to $1,000 for replacement windscreen or window glass.
- Personal property cover
-
Optional Extra - up to $750.
- Replacement key cover
-
No
- Baby capsule or child seat cover
-
Optional Extra - up to $750, combined with personal property.
- Trailer or caravan cover
-
Up to $500, for unbraked trailers or caravans weighing up to 750kg.
- Modifications
-
Covered only if agreed in writing.
- Emergency repairs
-
Up to $500
- Emergency options
-
Reasonable towing costs.
- Rental car after theft
-
Yes - Up to 14 days, maximum $50 per day.
- Rental car after accident
-
Not at fault - Optional Extra, up to 14 days, maximum $50 per day. At fault - Optional Extra. Up to 14 days, maximum $50 per day.
- Rental car liability
-
No
- Legal liability cover
-
$20,000,000
- Accidental death of driver
-
$500 to your estate if due to a direct result of any of the following: collision or impact, fire, flood, malicious act, hail and storm, theft or attempted theft.
- Young driver excess imposed
-
$1,000 additional excess for drivers under 35, $1,000 for inexperienced drivers (passed less than 5 years ago), $3,000 for unlisted drivers.
- Rideshare cover
-
No
- Other restrictions
-
-
- Other benefits
-
Excess Buster Optional Extra available for a waiver on the first standard excess per cover period where the repair cost is greater than the standard excess.
- Online discount
-
n/a
- Multi-policy discount
-
Multi-car discount
- No claim discount
-
Assessed on claims history of each driver.
- Low km discount
-
true