Comprehensive Car Insurance
-
Monthly premiums
-
Yes costs extra
-
Choice of repairer
-
Yes
-
Choice of excess
-
$695 - $1,595
-
Agreed or market value
-
Agreed or Market
Available discounts
- No claim discount
- Online discount $50
- 15% discount if you hold three or more eligible policies with Suncorp.
- 10% family discount available for people under 25 if a parent has a comprehensive motor vehicle insurance with Suncorp
- Monthly premiums available
-
Yes costs extra
- Choice of repairer
-
Yes
- Choice of excess
-
$695 - $1,595
- Agreed or market value
-
Agreed or Market
- Discounts available
-
No claim discount|Online discount $50|15% discount if you hold three or more eligible policies with Suncorp.|10% family discount available for people under 25 if a parent has a comprehensive motor vehicle insurance with Suncorp
- Quote time
-
-
- States where offered
-
SA VIC NT TAS NSW ACT QLD WA
- Roadside assistance
-
Optional Extra
- Genuine parts
-
No
- New car if written off
-
Yes - within 2 years of original registration
- Windscreen cover
-
Yes - standard excess. Option to reduce windscreen excess to $0 for an additional premium.
- Personal property cover
-
Up to $1,000 if damaged or stolen, combined with emergency repairs and options.
- Replacement key cover
-
No
- Baby capsule or child seat cover
-
Up to $750 per item
- Trailer or caravan cover
-
Up to $1,000 for trailer only.
- Modifications
-
Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.
- Emergency repairs
-
Up to $1,000 combined with personal property and emergency options.
- Emergency options
-
Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident.
- Rental car after theft
-
Yes - Up to 21 days.
- Rental car after accident
-
Not at fault - Yes. At fault - Optional Extra. Up to 21 days, max $75 per day.
- Rental car liability
-
Yes - legal liability cover, up to 14 days, $20,000,000 in total, for accidental loss and damage when using a substitute vehicle.
- Legal liability cover
-
$20,000,000
- Accidental death of driver
-
No
- Young driver excess imposed
-
$400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for listed inexperienced drivers over 25, $1,400 for unlisted inexperienced drivers over 25.
- Rideshare cover
-
Optional Extra
- Other restrictions
-
-
- Other benefits
-
-
- Online discount
-
$50
- Multi-policy discount
-
15% discount if you hold three or more eligible policies with Suncorp.
- No claim discount
-
Claims Free Driver reward applies a discount to the year following each year you do not make a claim, and cannot be protected, but level is essentially protected because it never decreaeses (either increase or stays same).
- Low km discount
-
true
Comprehensive Extras Car Insurance
-
Monthly premiums
-
Yes costs extra
-
Choice of repairer
-
Yes
-
Choice of excess
-
$695 - $1,595
-
Agreed or market value
-
Agreed or Market
Available discounts
- No claim discount
- Online discount $50
- 15% discount if you hold three or more eligible policies with Suncorp.
- 10% family discount available for people under 25 if a parent has a comprehensive motor vehicle insurance with Suncorp
- Monthly premiums available
-
Yes costs extra
- Choice of repairer
-
Yes
- Choice of excess
-
$695 - $1,595
- Agreed or market value
-
Agreed or Market
- Discounts available
-
No claim discount|Online discount $50|15% discount if you hold three or more eligible policies with Suncorp.|10% family discount available for people under 25 if a parent has a comprehensive motor vehicle insurance with Suncorp
- Quote time
-
-
- States where offered
-
SA VIC NT TAS NSW ACT QLD WA
- Roadside assistance
-
Optional Extra
- Genuine parts
-
No
- New car if written off
-
Yes - within 2 years of original registration
- Windscreen cover
-
Yes - $0 windscreen excess on first claim each year.
- Personal property cover
-
Up to $1,000 if damaged or stolen, combined with emergency repairs and options.
- Replacement key cover
-
No
- Baby capsule or child seat cover
-
Up to $750 per item
- Trailer or caravan cover
-
Up to $1,000 for trailer only.
- Modifications
-
Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.
- Emergency repairs
-
Up to $1,000 combined with personal property and emergency options.
- Emergency options
-
Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident.
- Rental car after theft
-
Yes - Up to 21 days.
- Rental car after accident
-
Not at fault - Yes. At fault - Optional Extra. Up to 21 days, max $75 per day.
- Rental car liability
-
Yes - legal liability cover, up to 14 days, $20,000,000 in total, for accidental loss and damage when using a substitute vehicle.
- Legal liability cover
-
$20,000,000
- Accidental death of driver
-
No
- Young driver excess imposed
-
$400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for listed inexperienced drivers over 25, $1,400 for unlisted inexperienced drivers over 25.
- Rideshare cover
-
Optional Extra
- Other restrictions
-
-
- Other benefits
-
-
- Online discount
-
$50
- Multi-policy discount
-
15% discount if you hold three or more eligible policies with Suncorp.
- No claim discount
-
Claims Free Driver reward applies a discount to the year following each year you do not make a claim, and cannot be protected, but level is essentially protected because it never decreaeses (either increase or stays same).
- Low km discount
-
true
Comprehensive Advantages Car Insurance
-
Monthly premiums
-
Yes costs extra
-
Choice of repairer
-
Yes
-
Choice of excess
-
$695 - $1,595
-
Agreed or market value
-
Agreed or Market
Available discounts
- No claim discount
- Online discount $50
- 15% discount if you hold three or more eligible policies with Suncorp.
- 10% family discount available for people under 25 if a parent has a comprehensive motor vehicle insurance with Suncorp
- Monthly premiums available
-
Yes costs extra
- Choice of repairer
-
Yes
- Choice of excess
-
$695 - $1,595
- Agreed or market value
-
Agreed or Market
- Discounts available
-
No claim discount|Online discount $50|15% discount if you hold three or more eligible policies with Suncorp.|10% family discount available for people under 25 if a parent has a comprehensive motor vehicle insurance with Suncorp
- Quote time
-
-
- States where offered
-
SA VIC NT TAS NSW ACT QLD WA
- Roadside assistance
-
Optional Extra
- Genuine parts
-
No
- New car if written off
-
Yes - lifetime new car replacement if you are the first registered owner and have held the policy with the insurer since new
- Windscreen cover
-
Yes - $0 windscreen excess on first claim each year.
- Personal property cover
-
Up to $1,000 if damaged or stolen, combined with emergency repairs and options.
- Replacement key cover
-
No
- Baby capsule or child seat cover
-
Up to $750 per item
- Trailer or caravan cover
-
Up to $1,000 for trailer only.
- Modifications
-
Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.
- Emergency repairs
-
Up to $1,000 combined with personal property and emergency options.
- Emergency options
-
Reasonable towing costs. Up to $1,000 accommodation costs if greater than 100 km from home (combined with personal property and emergency repairs). $250 for travel cost per incident.
- Rental car after theft
-
Yes - Unlimited days, max $100 per day.
- Rental car after accident
-
Not at fault - Yes. At fault - Yes. Unlimited days, max $100 per day.
- Rental car liability
-
Yes - legal liability cover, up to 14 days, $20,000,000 in total, for accidental loss and damage when using a substitute vehicle.
- Legal liability cover
-
$20,000,000
- Accidental death of driver
-
No
- Young driver excess imposed
-
$400 for listed drivers under 25, $1,400 for unlisted drivers under 25, $400 for listed inexperienced drivers over 25, $1,400 for unlisted inexperienced drivers over 25.
- Rideshare cover
-
Optional Extra
- Other restrictions
-
-
- Other benefits
-
-
- Online discount
-
$50
- Multi-policy discount
-
15% discount if you hold three or more eligible policies with Suncorp.
- No claim discount
-
Claims Free Driver reward applies a discount to the year following each year you do not make a claim, and cannot be protected, but level is essentially protected because it never decreaeses (either increase or stays same).
- Low km discount
-
true
Your selected car insurance
Suncorp Insurance car insurance ratings
Customer reviews
-
Efficient
Suncorp are very efficient when dealing with claims. Fast processing of claims and great customer service when dealing with difficult situations.
-
Ideal for elderly not able to buy another new car
New car replacement regardless of the age of the written off vehicle. with the Insurance taken out within the 1st year of new.
-
Worst company and would rate 0 if I could
My car was written off, which was only 2 years old and the value of the car was nowhere near the value to replace. After 2 months or arguing back and forth, I got nowhere and was left out of pocket by $8,000 for a Kia Stonic, which is not an expensive car. Then they decided to also take my 12-month registration and 12-month insurance, that I had only paid a month before upfront. Other insurance companies give you a refund on the insurance that you haven't used in those 12 months and none of them touch your registration. Then to get my excess of $1600 back, after I was told that I needed to pay to get the claim started and would be refunded once they resolved that the accident wasn’t my fault, was like pulling teeth and took another 2 months to be refunded, so they are just MONEY GRABBERS! Then they sold my written off car at the Auctions, with my personal details left in the Logbooks. I had the new owner harassing me with constant phone calls and this is so wrong on so many levels! I’m absolutely furious with Suncorp and will never use them again in my lifetime.
-
Not happy going to change all of our insurance pol
We bought a 2000 VW transporter t 4. Camper. The seller told us we could insure it with Suncorp for $30,000. When I rang up the operator told me I couldn’t that it was worth $4180. Although it had been made over to a camper van was not able to be insured for the higher amount.
-
Susan
Suncorp was recommended to me by financier. I like the fact that it's monthly cost is very reasonable. What i don't like is the fact, i haven't had any contact since signing up. So, i would say communication isn't the best.
-
Never use Suncorp save yourself the stress!
Will never use Suncorp again. If you get involved in a hit-and-run it will take you months to sort anything with them. They go back and forth and continually waste your time asking for the same information you already gave 3 or 4 times before. They align with a car rental business that we had to threaten legally for charging tolls we never incurred. They waste your time by putting you on hold for hours and then doing absolutely nothing to resolve the issure other than to repeat things you have already told them. Our advice never use them we are even considering pulling our banking with them it's been that stressful and draining.
-
A full recommendation
Efficient, professional to the point.
-
Suncorp does not care
If you are in an accident with someone who has suncorp car insurance I wish you luck in getting hold of anyone to put your claim through. I have been trying to get through for 2 days so far and I have Been on hold for most of it. It doesn't matter what time of day I call either. I have yet to speak to a person as the calls go in a cue as soon as it is answered. Each call to the recovery and claims team is dropped after 50 minutes or so and you have to call them again as they do not have the option of having a call back. Even if they did I am not sure they would call you back any way. Do you not realise we have been through a traumatic situation and are probably in physical pain, I know I am because of the driver that ran into me while I was stopped at a red light. Your lack or action , response and due care for those injured by your clients is astounding. Despite the recorded message while on hold, we are not important to you in anyway and neither is our call, situation or wellbeing.
-
Even when I couldn't, Suncorp kept coming through.
I think I had the most unlucky year as a driver in 2022! After having a near-perfect driving record for over 25 years, I managed to have 2 fender-benders AND my car stolen within ONE year! Honestly every time I had to call, I wanted to hide in shame. BUT... Suncorp thought about me as a human, not just a policy holder. I am also a cancer patient, and am on the pension. My premium was expensive, yes, but I believe good insurance is worth it! Having said that, and knowing the stress I was under financially (being jobless, single, living alone and fighting cancer as well as all that car malarkey!), I was referred to a specialist team who felt much more like family than an insurance company. Even when my (swift) payout came through for my stolen car, Suncorp was with me all the way, even calling out a used car salesperson who had given me a false manufacturing date on a car I was negotiating to buy. I will never insure with any other company, ever. Thank you SUNCORP!
-
Reliable, responsive and quality trusted insurer
Suncorp have been my insurers for many years providing A grade quality and reliable service for all matters and enquiries.
Car insurance quick links
* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
^See information about the Mozo Experts Choice Car Insurance Awards