Suncorp Insurance car insurance

Suncorp Insurance
Suncorp Insurance's overall rating for car insurance

(as rated by the Mozo community)

8.2 / 10

based on 994 reviews

Need a car insurance policy to keep your wheels safe? Suncorp has been around since 1902, and has been insuring Aussies for more than 90 years. With that experience behind you, you’ll know you’re covered by an insurer you can trust. Read on for the must-know details of a Suncorp car insurance policy.

Suncorp Insurance offers the following car insurance policies

Product Monthly premiums available Maximum no claim discount Online discount Choice of repairer

Yes costs extra

Not Published



Comprehensive Car Insurance
Suncorp Insurance

Yes costs extra

up to 15%



Yes costs extra

Not Published



*Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

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Frequently asked questions about Suncorp car insurance

What does a Suncorp car insurance policy cover?

Ok, first things first, you’ll want to know just what you’re covered for under a Suncorp car insurance policy.

It’s always a good idea to read over your PDS thoroughly to be sure you understand the benefits and limitations of any insurance policy, and this is no exception. But here’s a quick idea of what a Suncorp comprehensive car insurance policy covers.

Will my Suncorp policy cover modifications to my vehicle?

If you’ve made modifications to your vehicle, then you’ll need to put them down in writing on your car insurance policy in order for them to be covered. Keep in mind that while many modifications can be covered in this way, it will probably mean you pay a higher premium.

Are there any discounts on offer?

Discounts can come in super handy when trying to shave dollars off your car insurance premium. With Suncorp, some money-saving offers to keep your eyes peeled for include:

Can I choose my excess?

Yes you can! With Suncorp, you can choose either a high or low excess. If you’re looking to save money on your premium, you might choose a high excess in order to do so. But, on the other hand, if you opt for low excess, keep in mind you’ll pay a higher premium.

How can I pay my premium?

If you’re trying to manage a budget, being able to choose how and when you pay your car insurance premiums can be a big help. With a Suncorp policy, you can choose to pay your premium all at once in a lump sum, or you can opt to make monthly instalments to pay it off. But remember - it will cost you extra to pay monthly, so factor that into your budget.

How is my premium calculated?

Your car insurance premium is basically calculated depending on how likely it is you will wind up making a claim. But how does Suncorp work that out? Some factors that might affect how much you pay include:

How is Suncorp rated by customers?

So how does Suncorp stack up in its customers eyes? There’s no need to go around asking strangers on the street - now you can find out how everyday Aussies rate their Suncorp car insurance policy in terms of things like price, coverage and customer service, by checking out our customer review section.

How to make a claim

If you have to make a claim on your Suncorp insurance, you should have a few things handy to make the whole process as easy as possible. These include:

Once you have those things ready, you can get started with your claim either online, over the phone or through the Suncorp app.

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