7.8/10

Based on 48 TIO product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.

TIO car insurance

TIO is a financial institution owned by the Northern Territory Government and its board of members. TIO operates on a commercial basis and works to provide financial services to its members and giving back to the Northern Territory communities. TIO gives its members access to a range of insurance products, home loans, savings accounts, debit cards, credit cards and refinancing advice.

TIO’s Comprehensive Car Insurance Policy won a 2023 Mozo Experts Choice Award, in the Exceptional Value Car Insurance category.

TIO offers the following car insurance policies

Disclaimer

Who we are and how we get paid

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Cover information and limits in the table below verified as correct at 20 September 2024. Other information correct at the time of writing.
Advertiser disclosure. Important information on terms, conditions and sub-limits

Product	Monthly premiums available	Maximum no claim discount	Online discount	Choice of repairer
Comprehensive Car Insurance	Yes costs extra	up to 15%	n/a	Yes

How is TIO car insurance rated?

Mozo users have rated TIO car insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

TIO car insurance customer reviews

Overall

8.3/10

Value for money

7.5/10

Policy coverage

8.7/10

Customer service

8.5/10

Claims handling

8.1/10

Trust

8.4/10

Based on 22 TIO product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Recent TIO car insurance reviews

TIO Comprehensive Car Insurance

Overall 8/10

Happy TIO customer.

I believe TIO are a great affordable insurance choice. I’ve always found it easy and prompt to update personal details, etc. However I have not yet (thankfully) had to make a claim! I have faith in the fact they will be pleasant to deal with in this process also.

Read full review

Value for money

7/10

Policy coverage

10/10

Customer service

10/10

Trust

7/10

Less

Megan, Northern Territory, reviewed over 3 years ago

TIO Car Insurance

Overall 10/10

Wonderful insurance,customer relations, experience

Hassle free motor vehicle claim with excellent, quick repairs.

Read full review

Hassle free motor vehicle claim with excellent, quick repairs.

Value for money

10/10

Policy coverage

10/10

Customer service

10/10

Claims handling

10/10

Trust

10/10

Less

Mark, Northern Territory, reviewed about 9 years ago

TIO Car Insurance

Overall 10/10

Always interested in you when you have concerns.

New car replacement for life.

Read full review

New car replacement for life.

Value for money

10/10

Policy coverage

10/10

Customer service

10/10

Claims handling

10/10

Trust

10/10

Less

Barry, Queensland, reviewed about 9 years ago

TIO Car Insurance

Overall 9/10

5 years with them and never looked back

Claims are approved fast and easy.

Read full review

Claims are approved fast and easy.

Value for money

8/10

Policy coverage

8/10

Customer service

10/10

Claims handling

10/10

Trust

10/10

Less

Nicole, Northern Territory, reviewed about 9 years ago

See all car insurance reviews

^† Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
^† Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

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Disclaimer

Who we are and how we get paid

'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.

Learn more about Mozo.

Disclaimer

Important information on terms, conditions and sub-limits

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.