7.8/10

Based on 48 TIO product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.

TIO car insurance

TIO is a financial institution owned by the Northern Territory Government and its board of members. TIO operates on a commercial basis and works to provide financial services to its members and giving back to the Northern Territory communities. TIO gives its members access to a range of insurance products, home loans, savings accounts, debit cards, credit cards and refinancing advice.

TIO’s Comprehensive Car Insurance Policy won a 2023 Mozo Experts Choice Award, in the Exceptional Value Car Insurance category.

TIO offers the following car insurance policies

Cover information and limits in the table below verified as correct at 22 June 2024. Other information correct at the time of writing.
Advertiser disclosure.

Product Monthly premiums available Maximum no claim discount Online discount Choice of repairer
Comprehensive Car Insurance

Yes costs extra

up to 15%

n/a

Yes

How is TIO car insurance rated?

Mozo users have rated TIO car insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of car-insurances
TIO car insurance customer reviews
Overall
8.3/10
Value for money
7.5/10
Policy coverage
8.7/10
Customer service
8.5/10
Claims handling
8.1/10
Trust
8.4/10
Based on 22 TIO product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Recent TIO car insurance reviews

TIO Comprehensive Car Insurance
Overall 8/10
Happy TIO customer.

I believe TIO are a great affordable insurance choice. I’ve always found it easy and prompt to update personal details, etc. However I have not yet (thankfully) had to make a claim! I have faith in the fact they will be pleasant to deal with in this process also.

Read full review

I believe TIO are a great affordable insurance choice. I’ve always found it easy and prompt to update personal details, etc. However I have not yet (thankfully) had to make a claim! I have faith in the fact they will be pleasant to deal with in this process also.

Value for money
7/10
Policy coverage
10/10
Customer service
10/10
Trust
7/10
Less
Megan, Northern Territory, reviewed about 3 years ago
TIO Car Insurance
Overall 10/10
Wonderful insurance,customer relations, experience

Hassle free motor vehicle claim with excellent, quick repairs.

Read full review

Hassle free motor vehicle claim with excellent, quick repairs.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Mark, Northern Territory, reviewed almost 9 years ago
TIO Car Insurance
Overall 10/10
Always interested in you when you have concerns.

New car replacement for life.

Read full review

New car replacement for life.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Barry, Queensland, reviewed almost 9 years ago
TIO Car Insurance
Overall 9/10
5 years with them and never looked back

Claims are approved fast and easy.

Read full review

Claims are approved fast and easy.

Value for money
8/10
Policy coverage
8/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Nicole, Northern Territory, reviewed almost 9 years ago
See all car insurance reviews
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

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