Building Insurance
- Main events covered
-
Fire -
Theft -
Storm -
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- Monthly payments cost extra
-
yes
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- No
- Cash
- No
- Cd dvd and electronic files
- No
- Computer software hardware
- No
- Camera and accessories
- No
- Carpets
- No
- Antiques and valuables
- No
- Jewellery
- No
- Replacement of documents
- No
- Tools of trade
- No
- Contents while moving
- No
- Lock replacement
- Up to $1,000
- Temporary accommodation
- Up to 12 months, up to 10% of sum insured.
- Debris removal
- Up to 10% of sum insured combined with demolition cost.
- Demolition cost
- Up to 10% of sum insured combined with debris removal cost.
- Accidental loss and damage
- Optional Extra
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- Yes
- Buildings and structural improvements
- Yes
- Building materials
- No
- Landscaping
- Retaining walls and pathways covered. Up to $5,000 for plants.
- Gates and fences
- Yes
Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- Monthly payments cost extra
-
yes
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- Yes
- Cash
- Up to $2,000
- Cd dvd and electronic files
- Up to $2,000
- Computer software hardware
- Up to $1,500 per item
- Camera and accessories
- Up to $2,500 per item, up to $7,500 in total
- Carpets
- Yes
- Antiques and valuables
- Up to $2,500 per item, up to $7,500 in total
- Jewellery
- Up to $2,500 per item, up to $7,500 in total
- Replacement of documents
- Up to $2,500 per item, up to $7,500 in total
- Tools of trade
- Up to $1,500 per item, up to $10,000 in total
- Contents while moving
- Optional extra with Accidental Damage
- Lock replacement
- Up to $1,000
- Temporary accommodation
- Up to 12 months, up to 10% of sum insured.
- Debris removal
- Up to 10% of sum insured combined with demolition cost.
- Demolition cost
- Up to 10% of sum insured combined with debris removal cost.
- Accidental loss and damage
- Optional Extra
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- Yes
- Buildings and structural improvements
- No
- Building materials
- No
- Landscaping
- No
- Gates and fences
- No
Home & Contents Insurance
- Main events covered
-
Fire
-
Theft
-
Storm
-
Flood
-
Monthly payments cost extra
-
yes
-
Underinsurance protection
-
No
-
New for old replacement
-
Yes
Link not supplied
- Underinsurance protection
-
No
- Monthly payments cost extra
-
yes
- Fire
- Yes
- Theft or burglary
- Yes
- Storm
- Yes
- Flood
- Yes
- New for old
- Yes
- General contents
- Yes
- Cash
- Up to $2,000
- Cd dvd and electronic files
- Up to $2,000
- Computer software hardware
- Up to $1,500 per item
- Camera and accessories
- Up to $2,500 per item, up to $7,500 in total
- Carpets
- Yes
- Antiques and valuables
- Up to $2,500 per item, up to $7,500 in total
- Jewellery
- Up to $2,500 per item, up to $7,500 in total
- Replacement of documents
- Up to $2,500 per item, up to $7,500 in total
- Tools of trade
- Up to $1,500 per item, up to $10,000 in total
- Contents while moving
- Optional extra with Accidental Damage
- Lock replacement
- Up to $1,000
- Temporary accommodation
- Up to 12 months, up to 10% of sum insured.
- Debris removal
- Up to 10% of sum insured combined with demolition cost.
- Demolition cost
- Up to 10% of sum insured combined with debris removal cost.
- Accidental loss and damage
- Optional Extra
- Accidental breakage of glass
- Yes
- Lightning
- Yes
- Earthquake
- Yes
- Storm surge
- Yes
- Buildings and structural improvements
- Yes
- Building materials
- No
- Landscaping
- Retaining walls and pathways covered. Up to $5,000 for plants.
- Gates and fences
- Yes
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* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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