TIO home insurance

Building Insurance
Main events covered

Fire

Theft

Storm

Flood

Monthly payments cost extra

yes

Underinsurance protection

No

New for old replacement

Yes
No Partner link
Details Close

Underinsurance protection

No

New for old

Yes

Building cover

Contents cover

n/a

Fire

Yes

Theft or burglary

Yes

Storm

Yes

Flood

Yes

Lightning

Yes

Earthquake

Yes

Storm surge

Yes

Fusion

Up to 10 years old

Power surge

No

Accidental loss and damage

Optional Extra

Accidental breakage of glass

Yes

Death and injury cover

No

Monthly payments cost extra

yes

General contents

No

Contents while moving

No

Antiques and valuables

No

Cash

No

Cd dvd and electronic files

No

Computer software and hardware

No

Camera and accessories

No

Carpets

No

Home office contents

No

Identity theft

No

Jewellery

No

Personal medical equipment

No

Replacement of documents

No

Tools of trade

No

Lock replacement

Up to $1,000

Emergency storage

Up to 12 months

Temporary accommodation

Up to 12 months, up to 10% of sum insured.

Temporary accommodation for pets

Up to 12 months, up to $500

Temporary repairs

No

Buildings and structural improvements

Yes

Building materials

No

Demolition cost

Up to 10% of sum insured combined with debris removal cost.

Debris removal

Up to 10% of sum insured combined with demolition cost.

Landscaping

Retaining walls and pathways covered. Up to $5,000 for plants.

Gates and fences

Yes

Legal liability cover

Up to $20,000,000

Days unoccupied until cover stops

60

Other restrictions

-

Other benefits

-
Contents Insurance
Main events covered

Fire

Theft

Storm

Flood

Monthly payments cost extra

yes

Underinsurance protection

No

New for old replacement

Yes
No Partner link
Details Close

Underinsurance protection

No

New for old

Yes

Building cover

n/a

Contents cover

Fire

Yes

Theft or burglary

Yes

Storm

Yes

Flood

Yes

Lightning

Yes

Earthquake

Yes

Storm surge

Yes

Fusion

Up to 10 years old

Power surge

No

Accidental loss and damage

Optional Extra

Accidental breakage of glass

Yes

Death and injury cover

No

Monthly payments cost extra

yes

General contents

Yes

Contents while moving

Optional extra with Accidental Damage

Antiques and valuables

Up to $2,500 per item, up to $7,500 in total

Cash

Up to $2,000

Cd dvd and electronic files

Up to $2,000

Computer software and hardware

Up to $1,500 per item

Camera and accessories

Up to $2,500 per item, up to $7,500 in total

Carpets

Yes

Home office contents

Up to $1,500 per item, up to $10,000 in total

Identity theft

No

Jewellery

Up to $2,500 per item, up to $7,500 in total

Personal medical equipment

Yes

Replacement of documents

Up to $2,500 per item, up to $7,500 in total

Tools of trade

Up to $1,500 per item, up to $10,000 in total

Lock replacement

Up to $1,000

Emergency storage

Up to 12 months

Temporary accommodation

Up to 12 months, up to 10% of sum insured.

Temporary accommodation for pets

Up to 12 months, up to $500

Temporary repairs

No

Buildings and structural improvements

No

Building materials

No

Demolition cost

Up to 10% of sum insured combined with debris removal cost.

Debris removal

Up to 10% of sum insured combined with demolition cost.

Landscaping

No

Gates and fences

No

Legal liability cover

Up to $20,000,000

Days unoccupied until cover stops

60

Other restrictions

-

Other benefits

-
Home & Contents Insurance
Main events covered

Fire

Theft

Storm

Flood

Monthly payments cost extra

yes

Underinsurance protection

No

New for old replacement

Yes
No Partner link
Details Close

Underinsurance protection

No

New for old

Yes

Building cover

Contents cover

Fire

Yes

Theft or burglary

Yes

Storm

Yes

Flood

Yes

Lightning

Yes

Earthquake

Yes

Storm surge

Yes

Fusion

Up to 10 years old

Power surge

No

Accidental loss and damage

Optional Extra

Accidental breakage of glass

Yes

Death and injury cover

No

Monthly payments cost extra

yes

General contents

Yes

Contents while moving

Optional extra with Accidental Damage

Antiques and valuables

Up to $2,500 per item, up to $7,500 in total

Cash

Up to $2,000

Cd dvd and electronic files

Up to $2,000

Computer software and hardware

Up to $1,500 per item

Camera and accessories

Up to $2,500 per item, up to $7,500 in total

Carpets

Yes

Home office contents

Up to $1,500 per item, up to $10,000 in total

Identity theft

No

Jewellery

Up to $2,500 per item, up to $7,500 in total

Personal medical equipment

Yes

Replacement of documents

Up to $2,500 per item, up to $7,500 in total

Tools of trade

Up to $1,500 per item, up to $10,000 in total

Lock replacement

Up to $1,000

Emergency storage

Up to 12 months

Temporary accommodation

Up to 12 months, up to 10% of sum insured.

Temporary accommodation for pets

Up to 12 months, up to $500

Temporary repairs

No

Buildings and structural improvements

Yes

Building materials

No

Demolition cost

Up to 10% of sum insured combined with debris removal cost.

Debris removal

Up to 10% of sum insured combined with demolition cost.

Landscaping

Retaining walls and pathways covered. Up to $5,000 for plants.

Gates and fences

Yes

Legal liability cover

Up to $20,000,000

Days unoccupied until cover stops

60

Other restrictions

-

Other benefits

-

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Disclaimer

Important information on terms, conditions and sub-limits

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

TIO home insurance

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