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TIO Comprehensive Car Insurance

Advertiser disclosure
Important information on terms, conditions and sub-limits
Monthly premiums available
Yes costs extra
Maximum no claim discount
up to 15%
Online discount
n/a
Choice of repairer
Yes

Details

Cover information and limits in the table below correct as at 14 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses

Yes costs extra

$500 - $2,000

$600 for listed drivers under 25, $1,800 for unlisted drivers under 25.

15% (NT)

6 years

n/a

n/a

Protection of maximum no claim discount for 1 claim per period can be purchased with extra premium.

Named driver discount, Safe driver discount

Service features

No

Yes

Yes

n/a

n/a

NT

Coverage summary

Agreed or Market

Yes - within 2 years of original registration

Up to $1,000 if damaged or stolen.

Yes - standard excess. Option to reduce excess for first windscreen replacement claim and first two repairs each year to $0 for an additional premium.

Up to $500

Reasonable towing costs. Up to $500 transportation costs. Up to $1,000 travel and accommodation costs if greater than 100km from home.

Yes - Up to 30 days, max $100 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.

Yes - legal liability cover when using a substitute vehicle. $2,000 contribution towards excess or security bond when using a hire car after an event.

Up to $1,000 excluding contents.

Up to $1,000 if stolen.

Up to $500

Covered only if agreed in writing.

$25,000 within 12 months of injury.

Optional Extra

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Customer Reviews

How are TIO car insurance rated by the Mozo community?

Overall
7.8/10
Value for money
7.5/10
Policy coverage
8.7/10
Customer service
8.5/10
Claims handling
8.1/10
Trust
8.4/10
Based on 22 TIO car insurance reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest review of TIO Comprehensive Car Insurance

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