The details shown below are for the Basic Home and Contents Insurance
The details shown below are for the Everyday Comprehensive Home and Contents Insurance
The details shown below are for the Black Home and Contents Insurance
Choose the version of this product that suits you best
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Basic Home and Contents Insurance |
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Everyday Comprehensive Home and Contents Insurance |
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Black Home and Contents Insurance |
Basic Home and Contents Insurance
Everyday Comprehensive Home and Contents Insurance
Black Home and Contents Insurance
Anyone after a combined home and contents insurance with a flexible excess and a nifty 24/7 claims app may be interested to read about Huddle’s Everyday Comprehensive policy. The policy combines home building and home contents insurance, covering events such as natural disasters, theft and malicious damage. Plus, at the moment new customers can bag as much as a 20% discount off their first year’s premium (more about the discount T&Cs below).
Huddle’s Everyday Comprehensive Home and Contents Insurance conveniently combines home building and contents cover together. The policy includes cover for loss or damage caused by events such as flooding, storms, theft, accidental damage, malicious damage, earthquakes and more.
There are also a bunch of additional benefits worth highlighting, including an environmental benefit, cover for visitor’s contents, cover for when you move house and emergency storage cover. The environmental benefit may apply if your home needs to be entirely rebuilt. In this situation (and granted the claim is eligible), Huddle will pay up to $5,000 towards installing environmental home improvements - e.g. solar panels and rainwater tanks.
Claims can be lodged with Huddle 24/7 via the Zapp app. Huddle says Zap can usually resolve fairly straightforward claims within minutes! According to Huddle, Zap can approve simple claims and start organising repairs. Or if a claim is a little more complicated, Zap can arrange help with a human. Some claims that can be lodged with Zap include claims for broken glass, accidents, lost items and impact damage.
With Huddle’s home insurance policy customers can choose an excess from $250 to $1,000. A higher excess may mean lower insurance premiums, but may also mean you have to pay more come claim time.
Finally, Huddle is currently offering eligible new customers up to 20% off their first year’s premium! The discount consists of a 10% new policy discount and a 10% discount for purchasing home building and contents insurance together. Other terms and conditions may apply.
Huddle’s Everyday Comprehensive Home and Contents Insurance may be a good fit for someone keen to bundle their building and contents cover together. It might also be of interest to the tech-savvy who want to make use of a nifty claims app, such as Zapp.
As with all insurance policies, Huddle’s home and contents insurance come with a number of general exclusions. These include damage caused by ‘actions of the sea.’ We recommend reading through the PDS thoroughly, before signing up. It should also be noted that making insurance premium payments in monthly instalments, may cost a bit extra.
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100 |
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No |
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Yes |
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600 |
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true |
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no |
|
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20% combined home and contents discount |
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Yes |
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Optional Extra |
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Up to $1,000 per item, total $4,000 |
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20000000 |
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n/a |
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n/a |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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No |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $750 |
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Yes |
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Up to $250 |
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Up to $2,500 |
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$1000 per item, up to $2,500 per collection |
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$1000 per item, up to $2,500 per collection |
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Yes |
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Yes |
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$1,000 per item, up to $2,500 per collection |
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$1,000 per item, up to $2,500 per collection |
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$1,000 per item,. up to $2,500 per collection |
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No |
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Up to $500 |
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No |
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Yes |
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Only Home Office contents, up to $2,500 |
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No |
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Up to $2,500 |
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Up to $7,500 |
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No |
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Up to $750 |
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Up to 12 months, up to 10% of sum insured |
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No |
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Up to 10% of sum insured |
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Up to 10% of sum insured combined with demolition cost |
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Up to 10% of sum insured combined with debris removal cost |
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No |
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Up to 14 days |
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Up to 20% of sum insured |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
|
100 |
|
|
No |
|
|
Yes |
|
|
600 |
|
|
true |
|
|
no |
|
|
20% combined home and contents discount |
|
|
Yes |
|
|
Optional Extra |
|
|
Up to $2,000 per item, total $8,000 |
|
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20000000 |
|
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n/a |
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n/a |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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No |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $1,500 |
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Yes |
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Up to $500 |
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Up to $5,000 |
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$1,000 per item, up to $5,000 per collection |
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$1,000 per item, up to $5,000 per collection |
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Yes |
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Yes |
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$1,000 per item, up to $5,000 per collection |
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$1,000 per item,. up to $5,000 per collection |
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$1,000 per item,. up to $5,000 per collection |
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No |
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Up to $1,000 |
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No |
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Yes |
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Only Home Office contents, up to $5,000 |
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No |
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Up to $5,000 |
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Up to $10,000 |
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No |
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Up to $1,500 |
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Up to 12 months, up to 10% of sum insured |
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No |
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Up to 15% of sum insured |
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Up to 10% of sum insured combined with demolition cost |
|
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Up to 10% of sum insured combined with debris removal cost |
|
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No |
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Up to 14 days |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
|
100 |
|
|
No |
|
|
Yes |
|
|
600 |
|
|
true |
|
|
no |
|
|
20% combined home and contents discount |
|
|
Yes |
|
|
Optional Extra |
|
|
Up to $2,000 per item, total $8,000 |
|
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30000000 |
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n/a |
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n/a |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $2,000, if <10 years old |
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No |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $5,000 |
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Yes |
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Up to $1,000 |
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Up to $5,000 |
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$2,000 per item, up to $5,000 per collection |
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$2,000 per item, up to $5,000 per collection |
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Yes |
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Yes |
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$10,000 per item, pair or set up to 20% of your contents sum |
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$10,000 per item, pair or set up to 20% of your contents sum insured |
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$10,000 per item, pair or set up to 20% of your contents sum insured |
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No |
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Up to $1,000 |
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No |
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Yes |
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Only Home Office contents, up to $10,000 |
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No |
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Up to $10,000 |
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Up to $10,000 |
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No |
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Up to $1,500 |
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Up to 20% of sum insured |
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No |
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Up to 15% of sum insured |
|
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Up to 20% of sum insured combined with demolition cost |
|
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Up to 20% of sum insured combined with debris removal cost |
|
|
No |
|
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Up to 14 days |
|
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.