
Comprehensive Car Insurance
-
Monthly premiums
-
Yes costs extra
-
Choice of repairer
-
No
-
Choice of excess
-
$500 - $5,000
-
Agreed or market value
-
Agreed or Market
Available discounts
- Pay As You Drive Cover with pricing tiers available for limited kms.
- Monthly premiums available
-
Yes costs extra
- Choice of repairer
-
No
- Choice of excess
-
$500 - $5,000
- Agreed or market value
-
Agreed or Market
- Discounts available
-
Pay As You Drive Cover with pricing tiers available for limited kms.
- States where offered
-
SA VIC NT TAS NSW ACT QLD WA
- Roadside assistance
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Optional Service
- Genuine parts
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No
- New car if written off
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Yes - within 2 years of original registration
- Windscreen cover
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Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.
- Personal property cover
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Up to $500 if damaged or stolen.
- Replacement key cover
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Up to $1,000 if stolen.
- Baby capsule or child seat cover
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Up to $500
- Trailer or caravan cover
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Up to $1,000.
- Modifications
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Covered only if agreed in writing.
- Emergency repairs
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Up to $500
- Emergency options
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Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 200 km from home.
- Rental car after theft
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Yes - Up to 14 days, max $70 per day.
- Rental car after accident
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Not at fault - Optional Extra. At fault - Optional Extra. Up to $70 per day for 10 days.
- Rental car liability
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Yes - legal liability cover when using a substitute vehicle.
- Legal liability cover
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$20,000,000
- Accidental death of driver
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No
- Young driver excess imposed
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The following excesses apply in addition to the basic excess: $1,200 for listed drivers under 21 (not leaners), $800 for listed drivers aged 21 to 24, $2,000 for unlisted drivers under 21, $1,600 for unlisted drivers aged 21 to 24, $800 for inexperienced drivers aged 25 and over (conditions apply), $800 for learner drivers.
- Rideshare cover
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No
- Other restrictions
-
-
- Other benefits
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-
- Online discount
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n/a
- Multi-policy discount
-
-
- No claim discount
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No
- Low km discount
-
Yes
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

Black Comprehensive Car Insurance
-
Monthly premiums
-
Yes costs extra
-
Choice of repairer
-
Yes
-
Choice of excess
-
$500 - $5,000
-
Agreed or market value
-
Agreed or Market
Available discounts
- Pay As You Drive Cover with pricing tiers available for limited kms.
- Monthly premiums available
-
Yes costs extra
- Choice of repairer
-
Yes
- Choice of excess
-
$500 - $5,000
- Agreed or market value
-
Agreed or Market
- Discounts available
-
Pay As You Drive Cover with pricing tiers available for limited kms.
- States where offered
-
SA VIC NT TAS NSW ACT QLD WA
- Roadside assistance
-
Yes
- Genuine parts
-
No
- New car if written off
-
Yes - within 3 years and 70,000 km driven, if policy holder is the first registered owner.
- Windscreen cover
-
Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.
- Personal property cover
-
Up to $1,000 if damaged or stolen.
- Replacement key cover
-
Up to $2,000 if stolen.
- Baby capsule or child seat cover
-
Up to $500
- Trailer or caravan cover
-
Up to $1,000.
- Modifications
-
Covered only if agreed in writing.
- Emergency repairs
-
Up to $500
- Emergency options
-
Reasonable towing costs. Up to $2000 travel and accommodation costs if greater than 100 km from home.
- Rental car after theft
-
Yes - Up to 14 days, max $80 per day.
- Rental car after accident
-
Not at fault - Optional Extra. At fault - Optional Extra. Up to $80 per day for 10 days.
- Rental car liability
-
Yes - legal liability cover when using a substitute vehicle.
- Legal liability cover
-
$30,000,000
- Accidental death of driver
-
No
- Young driver excess imposed
-
The following excesses apply in addition to the basic excess: $1,200 for listed drivers under 21 (not leaners), $800 for listed drivers aged 21 to 24, $2,000 for unlisted drivers under 21, $1,600 for unlisted drivers aged 21 to 24, $800 for inexperienced drivers aged 25 and over (conditions apply), $800 for learner drivers.
- Rideshare cover
-
No
- Other restrictions
-
-
- Other benefits
-
$2,000 rental car excess cover anywhere in Australia
- Online discount
-
n/a
- Multi-policy discount
-
-
- No claim discount
-
No
- Low km discount
-
Yes
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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