QBE home insurance

With over 125 years looking after the needs of Australians, QBE are committed to protecting what's important to you. With a presence in 38 countries, QBE is one of the world's top 20 general insurance companies.

Looking to cover your home and contents with QBE? Whether you're a owner, landlord or renter, apply online and save 10% on your policy.

QBE offers the following home insurance

Rates and fees verified as correct at 19 October, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Home Cover
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Optional Extra

Up to 30% of sum insured

Yes

Home Cover
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home Cover
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Optional Extra

Up to 30% of sum insured

Yes

How is QBE home insurance rated?

Mozo users have rated QBE home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
QBE home insurance
Overall
Value for money
Policy coverage
Customer service
Claims handling
Trust

92 Reviews

Recent QBE home insurance reviews

QBE Building Insurance
Overall 7/10
Simple, no dramas.

The most exciting thing I can say is that we've never needed to claim, so my only experience with them (other than paying, of course) has been when we moved from one house to another. That process was perfectly smooth, and apart from a virtual ream of paperwork (why are there 200+ pages?!?), it was exactly what you'd want it to be.

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The most exciting thing I can say is that we've never needed to claim, so my only experience with them (other than paying, of course) has been when we moved from one house to another. That process was perfectly smooth, and apart from a virtual ream of paperwork (why are there 200+ pages?!?), it was exactly what you'd want it to be.

Value for money
7/10
Policy coverage
6/10
Customer service
10/10
Trust
6/10
Less
Ben, Victoria, reviewed about 2 months ago
QBE Home Insurance
Overall 1/10
Very good at lying, not at insuring.

After 12 years with this company, I am only just now discovering that everything is a lie. My policy does not cover half the things we were told it would - but apparently thats okay because QBE made those changes after we had our policy so its on us to have known what they stopped covering. Call centre will tell you different things depending on who you speak to, claims officers can be rude while they drag their feet on doing their jobs. Premiums have gone up while service remains poor, all while fewer and fewer things are covered with each renewal. Incorrect information has to be corrected with every renewal, and CSOs must not know how to press save because the changes are never accurate or right when the next renewal arrives.

Read full review

After 12 years with this company, I am only just now discovering that everything is a lie. My policy does not cover half the things we were told it would - but apparently thats okay because QBE made those changes after we had our policy so its on us to have known what they stopped covering. Call centre will tell you different things depending on who you speak to, claims officers can be rude while they drag their feet on doing their jobs. Premiums have gone up while service remains poor, all while fewer and fewer things are covered with each renewal. Incorrect information has to be corrected with every renewal, and CSOs must not know how to press save because the changes are never accurate or right when the next renewal arrives.

Value for money
1/10
Policy coverage
1/10
Customer service
1/10
Claims handling
1/10
Trust
1/10
Less
Nunya, Western Australia, reviewed 3 months ago
QBE Home Insurance
Overall 9/10
Obtained cover via a broker.

When we were running an AirBnB QBE was the only one that would insure us and for that reason, they are now our preferred insurer.

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When we were running an AirBnB QBE was the only one that would insure us and for that reason, they are now our preferred insurer.

Value for money
8/10
Policy coverage
9/10
Customer service
7/10
Claims handling
8/10
Trust
8/10
Less
Rex, New South Wales, reviewed 7 months ago
QBE Home & Contents Insurance
Overall 10/10
They are the best insurer i know and will help you

I have been with them for many years and i have had no problems with them and when i had a claim they were the best,and you can trust them all the way.I like to add that when it come to home or contents they wiill go out of there way to help you with insurance.

Read full review

I have been with them for many years and i have had no problems with them and when i had a claim they were the best,and you can trust them all the way.I like to add that when it come to home or contents they wiill go out of there way to help you with insurance.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Errol, Victoria, reviewed 8 months ago

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