The details shown below are for the Home Cover Prestige
The details shown below are for the Home Cover
Choose the version of this loan that suits you best
| Name | |
|---|---|
| | Home Cover Prestige |
| | Home Cover |
Home Cover Prestige
Home Cover
QBE’s Home Cover Prestige Building Insurance ticks all the boxes when it comes to protecting your property or home, with all the standard features you’d expect in a policy plus a number of additional benefits which make it stand out from the crowd. It also includes automatic flood cover and a variety of potential discounts and even temporary accommodation costs for up to 12 months.
When it comes to your home you’ll want to be certain everything is covered, which is why QBE’s Home Cover Prestige Building Insurance includes the cost of repairs from start to finish - from temporary repairs immediately after an event, to debris removal, architect and surveyor fees and even the cost of demolition. QBE also covers the cost of replacing trees and plants (up to $1,500) along with gates and fences.
As well as cover against everyday events like accidentally breaking a window, QBE will also insure your building against damage from fire, storms and even earthquakes. It also includes cover against flood damage as a standard part of the policy, so unlike some policies you won’t have to pay extra for it.If something does happen to your home which means you can’t live in it, the QBE Building Insurance policy will pay for temporary accommodation (up to 10% of sum insured) for your family and pets for up to 12 months.
Even better, QBE offers its customers an extensive range of discounts - from cheaper premiums for retirees and over 50s, to discounts anyone can take advantage of such as the 10% discount for purchasing the policy online and a no claims bonus.
Given its comprehensive range of cover and additional features, the QBE Home Cover Prestige Building Insurance policy could be a quality option for anyone looking to safeguard their home, plus the premium discounts up for grabs makes it an appealing option for retirees and over 50s.
Just be aware that while your premium won’t be affected if you pay for it as an annual lump sum, you will pay more for the privilege of paying in monthly instalments.
Yes
Up to $2,000
Yes, pathways. Up to $500 per plant and $1,500 in total
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Up to 15 years old
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
60
Yes - Up to 30% of sum insured for natural disasters
Yes
$0
true
no
10% online discount, Over 50, retirees, no claim bonus, security systems.
Yes
Up to $30,000,000
none
none
$5,000 for death
Up to $2,500
Up to 10% of sum insured combined with temporary accommodation for pets
Up to 10% of sum insured combined with temporary accommodation
Yes, combined with demolition costs
Yes, combined with debris removal costs
Up to $500
Yes
Up to $2,000
Yes, pathways. Up to $500 per plant and $1,500 in total
Yes
Optional Extra
Yes
Yes
Yes
Yes
Yes
Yes
Up to 15 years old
No
Yes
Yes
No
Yes
Yes
Yes
Yes
60
Yes - Up to 30% of sum insured for natural disasters
Yes
$0
true
no
10% online discount, Over 50, retirees, no claim bonus, security systems.
Yes
Up to $30,000,000
none
none
$5,000 for death
Up to $500
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
Up to 12 months, up to 10% of sum insured combined with temporary accommodation
Yes, combined with demolition costs
Yes, combined with debris removal costs
Up to $500
My Insurance is with Defence Service Ins and couldn't get better.
Read full reviewMy Insurance is with Defence Service Ins and couldn't get better.
Honest, prompt reliable, competitive price. Low excess.
Read full reviewHonest, prompt reliable, competitive price. Low excess.
Always have looked after me well.
Read full reviewAlways have looked after me well.
Fairly straight forward process and well explained details provided by reseller (EBM). Price is competitive yet the coverage is comparable with most major insurance.
Read full reviewFairly straight forward process and well explained details provided by reseller (EBM). Price is competitive yet the coverage is comparable with most major insurance.
