When it comes to your home you’ll want to be certain everything is covered, which is why QBE’s Home Cover Prestige Building Insurance includes the cost of repairs from start to finish - from temporary repairs immediately after an event, to debris removal, architect and surveyor fees and even the cost of demolition. QBE also covers the cost of replacing trees and plants (up to $1,500) along with gates and fences.As well as cover against everyday events like accidentally breaking a window, QBE will also insure your building against damage from fire, storms and even earthquakes. It also includes cover against flood damage as a standard part of the policy, so unlike some policies you won’t have to pay extra for it.
If something does happen to your home which means you can’t live in it, the QBE Building Insurance policy will pay for temporary accommodation (up to 10% of sum insured) for your family and pets for up to 12 months.Even better, QBE offers its customers an extensive range of discounts - from cheaper premiums for retirees and over 50’s (10% off), to discounts anyone can take advantage of such as the 15% online discount for purchasing the policy online and a no claims bonus.
Who it's good for:
Given its comprehensive range of cover and additional features, the QBE Home Cover Prestige Building Insurance policy could be a quality option for anyone looking to safeguard their home, plus the premium discounts up for grabs makes it an appealing option for retirees and over 50’s.
Just be aware that while your premium won’t be affected if you pay for it as an annual lump sum, you will pay more for the privilege of paying in monthly instalments.