QBE Building Insurance

This product is available in different versions. Pick the right version for you here.

The details shown below are for the Home Cover Prestige

The details shown below are for the Home Cover

Choose the version of this loan that suits you best

  • Home Cover Prestige

  • Home Cover

QBE Building Insurance

QBE Building Insurance

Mozo Review   QBE Building Insurance Review

Last updated: 5 September 2018.

What's hot:
  • Multiple discount offers

  • Up to 12 months temporary accommodation costs

  • Flood cover included

What's not:
  • Higher premium for monthly payments

Mozo snapshot:

QBE’s Home Cover Prestige Building Insurance ticks all the boxes when it comes to protecting your property or home, with all the standard features you’d expect in a policy plus a number of additional benefits which make it stand out from the crowd. It also includes automatic flood cover and a variety of potential discounts and even temporary accommodation costs for up to 12 months. 


Key features:

When it comes to your home you’ll want to be certain everything is covered, which is why QBE’s Home Cover Prestige Building Insurance includes the cost of repairs from start to finish - from temporary repairs immediately after an event, to debris removal, architect and surveyor fees and even the cost of demolition. QBE also covers the cost of replacing trees and plants (up to $1,500) along with gates and fences.

As well as cover against everyday events like accidentally breaking a window, QBE will also insure your building against damage from fire, storms and even earthquakes. It also includes cover against flood damage as a standard part of the policy, so unlike some policies you won’t have to pay extra for it.

If something does happen to your home which means you can’t live in it, the QBE Building Insurance policy will pay for temporary accommodation (up to 10% of sum insured) for your family and pets for up to 12 months.

Even better, QBE offers its customers an extensive range of discounts - from cheaper premiums for retirees and over 50’s (10% off), to discounts anyone can take advantage of such as the 15% online discount for purchasing the policy online and a no claims bonus.
Who it's good for:

Given its comprehensive range of cover and additional features, the QBE Home Cover Prestige Building Insurance policy could be a quality option for anyone looking to safeguard their home, plus the premium discounts up for grabs makes it an appealing option for retirees and over 50’s.


Any catches?

Just be aware that while your premium won’t be affected if you pay for it as an annual lump sum, you will pay more for the privilege of paying in monthly instalments.


Details

Rates and fees information correct as at 26 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Up to $2,000

  • Up to $1,500

  • Up to sum insured

Events
  • Up to 15 years old

Policy and service features
  • 60

  • Yes - Up to 30% of sum insured

  • $0

  • 15% online discount, Over 50, retirees, no claim bonus, security systems.

  • Up to $30,000,000

Other cover
  • Up to $10,000 for death, up to $10,000 for injury

  • Up to $2,500

  • Up to 10% of sum insured

  • Up to 12 months

  • Up to $500

Details

Rates and fees information correct as at 26 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Up to $2,000

  • Up to $1,500

  • Up to sum insured

Events
  • Optional extra

  • Up to 15 years old

Policy and service features
  • 60

  • Yes - Up to 30% of sum insured

  • $0

  • 15% online discount, Over 50, retirees, no claim bonus, security systems.

  • Up to $30,000,000

Other cover
  • Up to $5,000 for death, up to $10,000 for injury

  • Up to $500

  • Up to 12 months, up to 10% of sum insured

  • Up to 12 months

  • Up to $500

Customer Reviews

How are QBE home insurance rated by the Mozo community?

Overall customer rating
7.3/10
Value for money
6.9/10
Policy coverage
7.4/10
Customer service
7.3/10
Claims handling
7.1/10
Trust
7.3/10

Latest reviews of QBE Building Insurance

  • Overall
    10/10
    Better premiums and good service.

    My Insurance is with Defence Service Ins and couldn't get better.

    My Insurance is with Defence Service Ins and couldn't get better.

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    7/10
    Claims handling
    8/10
    Trust
    8/10

    Val | Queensland

    reviewed over 1 year ago

  • Overall
    10/10
    Cannot fault them

    Honest, prompt reliable, competitive price. Low excess.

    Honest, prompt reliable, competitive price. Low excess.

    Value for money
    10/10
    Policy coverage
    10/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    10/10

    Geoff | Queensland

    reviewed almost 4 years ago

  • Overall
    9/10
    Good customer service

    Always have looked after me well.

    Always have looked after me well.

    Value for money
    6/10
    Policy coverage
    7/10
    Customer service
    8/10
    Claims handling
    10/10
    Trust
    10/10

    Francis | Western Australia

    reviewed almost 4 years ago

  • Overall
    9/10
    Price is competitive, coverage excellent

    Fairly straight forward process and well explained details provided by reseller (EBM). Price is...

    Fairly straight forward process and well explained details provided by reseller (EBM). Price is competitive yet the coverage is comparable with most major insurance.

    Value for money
    8/10
    Policy coverage
    8/10
    Customer service
    10/10
    Claims handling
    -1/10
    Trust
    9/10

    Ka | Victoria

    reviewed about 5 years ago

QBE

About QBE

See QBE home insurance