The QBE Home Cover Prestige Home and Contents Insurance policy offers homeowners what many other insurers don’t - bulit-in flood cover along with protection against a number of other potential events such as burglary, lightning strikes, storms and fire.With QBE you’ll rest easy knowing that building and structural improvements along with trees and shrubs (up to $1,500) will be covered in the case of an event, and QBE will even cover the cost of debris removal, demolition work and the replacement of any locks and keys (up to $2,500) under the policy.
When it comes to your valuables, the policy will cover cash in your home (up to $1,000), your credit cards (up to $5,000) and even your jewellery or watches for up to $1,750 per item, along with a range of other household contents.QBE also provides its customers with a suite of additional features to make things easier if something does go wrong, including temporary accommodation for you and your pets for up to 12 months and new for old replacement on a range of items. Speaking of pets, the policy provides up to $500 cover for veterinary expenses.
With QBE Home Cover Prestige Home and Contents Insurance you’ll also be able to take advantage of a number of discounts such as 15% off your premium for purchasing your policy online, a 10% discount for over 50’s, as well as a no claims bonus and a discount for retirees.
Who it's good for:
With its range of quality features and cover, the QBE Home Cover Prestige Home and Contents Insurance policy could be a great option for any homeowner, but the range of discounts on offer also make the policy an attractive option for anyone who’s retired or over the age of 50.
Unfortunately you will have to pay a higher premium if you choose to pay for it in monthly instalments, though if you opt for the yearly lump sum payment option you won’t be charged more.