QBE Home & Contents Insurance

The details shown below are for the Home Cover Prestige

The details shown below are for the Home Cover

Choose the version of this loan that suits you best

  • Home Cover Prestige

  • Home Cover

QBE Home & Contents Insurance

QBE Home & Contents Insurance

Mozo Review   QBE Home & Contents Insurance Review

Last updated: 6 September 2018.

What's hot:
  • 2018 Mozo Experts Choice Award winner

  • Range of discounts

  • Automatic flood cover

  • New for old item replacement

What's not:
  • Higher premium for monthly payments

Mozo snapshot:

Taking out a 2018 Mozo Experts Choice Award for Exceptional Quality, QBE’s Home Cover Prestige Home and Contents Insurance is a stand out choice when it comes to protecting your home and possessions. With high cover levels for all your valuables, widespread cover against a number of events including flood damage, and a suite of additional features including new for old replacement and a range of discounts, the QBE policy is there to provide a thorough safeguard for your property.     


Key features:

The QBE Home Cover Prestige Home and Contents Insurance policy offers homeowners what many other insurers don’t - bulit-in flood cover along with protection against a number of other potential events such as burglary, lightning strikes, storms and fire.  

With QBE you’ll rest easy knowing that building and structural improvements along with trees and shrubs (up to $1,500) will be covered in the case of an event, and QBE will even cover the cost of debris removal, demolition work and the replacement of any locks and keys (up to $2,500) under the policy.    

When it comes to your valuables, the policy will cover cash in your home (up to $1,000), your credit cards (up to $5,000) and even your jewellery or watches for up to $1,750 per item, along with a range of other household contents.

QBE also provides its customers with a suite of additional features to make things easier if something does go wrong, including temporary accommodation for you and your pets for up to 12 months and new for old replacement on a range of items. Speaking of pets, the policy provides up to $500 cover for veterinary expenses.

With QBE Home Cover Prestige Home and Contents Insurance you’ll also be able to take advantage of a number of discounts such as 15% off your premium for purchasing your policy online, a 10% discount for over 50’s, as well as a no claims bonus and a discount for retirees.

Who it's good for:

With its range of quality features and cover, the QBE Home Cover Prestige Home and Contents Insurance policy could be a great option for any homeowner, but the range of discounts on offer also make the policy an attractive option for anyone who’s retired or over the age of 50.


Any catches?

Unfortunately you will have to pay a higher premium if you choose to pay for it in monthly instalments, though if you opt for the yearly lump sum payment option you won’t be charged more.


Details

Rates and fees information correct as at 19 March 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Yes - Up to 30% of sum insured

  • $0

  • 15% online discount, Over 50, retirees, no claim bonus, security systems.

  • Up to 90 days, up to 20% of sum insured

  • Up to $30,000,000

Events
  • Up to 15 years old

Buildings
  • Up to $2,000

  • Up to $1,500

  • Up to sum insured

Contents
  • Up to $1,000

  • Up to $5,000

  • Up to sum insured

  • Software and Hardware up to reasonable costs.

  • Up to sum insured

  • Up to $10,000 per item

  • Up to $10,000 per item for artwork, up to $5,000 per item for collections, up to 25% of sum insured

  • Up to $1,750 per item

  • Up to $1,000

  • Up to $5,000

Other cover
  • Up to $10,000 for death, up to $10,000 for injury

  • Up to $500

  • Up to $2,500

  • Up to 10% of sum insured

  • Up to 12 months

  • Up to $500

  • Up to 30 days

  • Up to sum insured

Details

Rates and fees information correct as at 19 March 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Yes - Up to 30% of sum insured

  • $0

  • 15% online discount, Over 50, retirees, no claim bonus, security systems.

  • Up to 90 days, up to 20% of sum insured

  • Up to $30,000,000

Events
  • Optional extra

  • Up to 15 years old

Buildings
  • Up to $2,000

  • Up to $1,500

  • Up to sum insured

Contents
  • Up to $500

  • Up to $1,000

  • Up to $3,000

  • Software and Hardware up to $5,000

  • Up to $1,500

  • Up to $5,000 per item

  • Up to $1,000 per item for personal valuables, up to $1,000 per item for curios, up to $5,000 per item for artwork, up to $5,000 per item for collections

  • Up to $1,500 per item

  • Up to $500

  • Up to $1,500

Other cover
  • Up to $5,000 for death, up to $10,000 for injury

  • Up to $500

  • Up to $500

  • Up to 12 months, up to 10% of sum insured

  • Up to 12 months

  • Up to $500

  • Up to 14 days

Customer Reviews

How are QBE home insurance rated by the Mozo community?

Overall customer rating
7.3/10
Value for money
6.9/10
Policy coverage
7.4/10
Customer service
7.3/10
Claims handling
7.1/10
Trust
7.3/10

Latest reviews of QBE Home & Contents Insurance

  • Overall
    4/10
    Okay online

    Not customer friendly at all.

    Not customer friendly at all.

    Value for money
    3/10
    Policy coverage
    3/10
    Customer service
    6/10
    Claims handling
    6/10
    Trust
    1/10

    David | Western Australia

    reviewed about 1 year ago

  • Overall
    10/10
    Competitive premiums, fantastic customer service

    Very reasonable competitive rates.

    Very reasonable competitive rates.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Shirley | Queensland

    reviewed over 1 year ago

  • Overall
    9/10
    Competitive premiums and easy to get a claim

    Great company to deal with. They always match premiums every year. I have been dealing with QBE...

    Great company to deal with. They always match premiums every year. I have been dealing with QBE for over 20 years and I wouldn't hesitate to recommend them to anyone.

    Value for money
    9/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Anitta | South Australia

    reviewed almost 2 years ago

  • Overall
    9/10
    Solid company

    Good company, policy coverage is wider than most on the market. Claims service is efficient and...

    Good company, policy coverage is wider than most on the market. Claims service is efficient and whilst only used once, the result was more than acceptable because of the assessor used.

    Value for money
    6/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Bruce | Victoria

    reviewed almost 2 years ago

  • Overall
    10/10
    Competitive

    Competitive

    Competitive

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -

    Chris | Queensland

    reviewed about 2 years ago

QBE

About QBE

See QBE home insurance