The details shown below are for the Home Cover Prestige
The details shown below are for the Home Cover
Choose the version of this loan that suits you best
| Name | |
|---|---|
| | Home Cover Prestige |
| | Home Cover |
Home Cover Prestige
Home Cover
QBE’s Home Cover Prestige Home and Contents Insurance is a stand out choice when it comes to protecting your home and possessions. With high cover levels for all your valuables, widespread cover against a number of events including flood damage, and a suite of additional features including new for old replacement and a range of discounts, the QBE policy is there to provide a thorough safeguard for your property.
The QBE Home Cover Prestige Home and Contents Insurance policy offers homeowners what many other insurers don’t - bulit-in flood cover along with protection against a number of other potential events such as burglary, lightning strikes, storms and fire.
With QBE you’ll rest easy knowing that building and structural improvements along with trees and shrubs (up to $1,500) will be covered in the case of an event. QBE will even cover the cost of debris removal, demolition work and the replacement of building locks and keys (up to $2,500) under the policy.When it comes to your valuables, the policy will cover cash in your home (up to $1,000), your credit cards (up to $5,000) and even your jewellery or watches for up to $1,750 per item, along with a range of other household contents.
QBE also provides its customers with a suite of additional features to make things easier if something does go wrong, including temporary accommodation for you and your pets for up to 12 months and new for old replacement on a range of items. Speaking of pets, the policy provides up to $500 cover for veterinary expenses.With QBE Home Cover Prestige Home and Contents Insurance you’ll also be able to take advantage of a number of discounts such as 10% off your premium for purchasing your policy online and discounts for people over the age of 50.
With its range of quality features and cover, the QBE Home Cover Prestige Home and Contents Insurance policy could be a great option for any homeowner.
Unfortunately you will have to pay a higher premium if you choose to pay for it in monthly instalments, though if you opt for the yearly lump sum payment option you won’t be charged more.
60
Yes - Up to 30% of sum insured for natural disasters
Yes
$0
true
n/a
10% online discount, Over 50, retirees, no claim bonus, security systems.
Yes
Up to 90 days
Yes
Up to $30,000,000
n/a
n/a
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Up to 15 years old
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
Up to $2,000
Yes, pathways. Up to $500 per plant and $1,500 in total
Yes
Up to $1,000
Up to $5,000
Yes
Yes
Yes
Yes
Up to $10,000 per item
Up to $10,000 per artwork or antique. Up to $5,000 for collections.
Up to $1,750 per item
No
Up to $1,000
No
Yes
Up to $5,000
No
Yes
$5,000 for death
Up to $500
Up to $2,500
Up to 10% of sum insured combined with temporary accommodation for pets
Up to 10% of sum insured combined with temporary accommodation
No
Yes, combined with demolition costs
Yes, combined with debris removal costs
Up to $500
Up to 30 days for contents
Yes
60
Yes - Up to 30% of sum insured for natural disasters
Yes
$0
true
n/a
10% online discount, Over 50, retirees, no claim bonus, security systems.
Yes
Up to 30 days and up to 10% sum insured
Yes
Up to $30,000,000
n/a
n/a
Optional Extra
Yes
Yes
Yes
Yes
Yes
Yes
Up to 15 years old
No
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
Up to $2,000
Yes, pathways. Up to $500 per plant and $1,500 in total
Yes
Up to lesser of 1% of sum insured or $500
Up to $1,000
Up to $3,000
Up to $5,000
Up to $1,500
Yes
Up to $5,000 per item
Up to $1,000 per item for personal valuables, up to $1,000 per item for curios, up to $5,000 per item for artwork, up to $5,000 per item for collections
Up to $1,500 per item
No
Up to $500
No
Yes
Up to $1,500
No
Yes
$5,000 for death
Up to $500
Up to $500
Up to 12 months, up to 10% of sum insured combined with temporary accommodation for pets
Up to 12 months, up to 10% of sum insured combined with temporary accommodation
No
Yes, combined with demolition costs
Yes, combined with debris removal costs
Up to $500
Up to 14 days for contents
Up to $5,000
QBE is the most awesome company for your home and contents as I've been with them for several years and never had problems.
Read full reviewQBE is the most awesome company for your home and contents as I've been with them for several years and never had problems.
They were the only insurer who would insure an AirBnB .
Read full reviewThey were the only insurer who would insure an AirBnB .
Not customer friendly at all.
Read full reviewNot customer friendly at all.
Very reasonable competitive rates.
Read full reviewVery reasonable competitive rates.
Great company to deal with. They always match premiums every year. I have been dealing with QBE for over 20 years and I wouldn't hesitate to recommend them to anyone.
Read full reviewGreat company to deal with. They always match premiums every year. I have been dealing with QBE for over 20 years and I wouldn't hesitate to recommend them to anyone.
