Home Cover - Buildings
QBE Home and Contents Insurance can cover your property and belongings in case of fire, storm damage, theft and more. 24/7 friendly and helpful claims service. Up to $30 million legal liability cover. Temporary accommodation costs for up to two years if your home isn’t liveable.
- Main events covered
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Fire
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Theft
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Storm
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Flood
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Monthly payments cost extra
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yes
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Underinsurance protection
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Optional Extra - Up to 30% of buildings sum insured, applied automatically for eligible policies
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New for old replacement
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Yes
- Underinsurance protection
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Optional Extra - Up to 30% of buildings sum insured, applied automatically for eligible policies
- New for old
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Yes
- Building cover
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- Contents cover
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n/a
- Fire
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Yes
- Theft or burglary
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Yes
- Storm
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Yes
- Flood
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Yes
- Lightning
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Yes
- Earthquake
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Yes
- Storm surge
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Yes
- Fusion
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Yes
- Power surge
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Optional Extra
- Accidental loss and damage
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Optional Extra
- Accidental breakage of glass
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Yes
- Death and injury cover
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No
- Monthly payments cost extra
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yes
- General contents
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No
- Contents while moving
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No
- Antiques and valuables
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No
- Cash
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No
- Cd dvd and electronic files
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No
- Computer software and hardware
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No
- Camera and accessories
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No
- Carpets
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No
- Home office contents
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No
- Identity theft
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No
- Jewellery
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No
- Personal medical equipment
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No
- Replacement of documents
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No
- Tools of trade
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No
- Lock replacement
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Up to $2,500
- Emergency storage
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No
- Temporary accommodation
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Up to 24 months, up to 20% of sum insured combined with temporary accommodation for pets
- Temporary accommodation for pets
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Up to 24 months, up to 20% of sum insured combined with temporary accommodation
- Temporary repairs
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Yes
- Buildings and structural improvements
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Yes
- Building materials
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Up to $2,000
- Demolition cost
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Yes, combined with building costs
- Debris removal
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Yes, combined with building costs
- Landscaping
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No
- Gates and fences
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Yes
- Legal liability cover
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Up to $30,000,000
- Days unoccupied until cover stops
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90
- Other restrictions
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-
- Other benefits
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-