Cover information and limits in the table below verified as correct at 8 December 2023. Other information correct at the time of writing.
Advertiser disclosure.
Important information on terms, conditions and sub-limits
| Product | Main Events covered | Monthly payments cost extra | Underinsurance protection | New for old replacement |
|---|---|---|---|---|
| Contents Insurance |
|
Yes |
No |
Yes |
| Home & Contents Insurance |
|
Yes |
Yes Up to 25% of sum insured |
Yes |
| Home Insurance |
|
Yes |
Yes Up to 25% of sum insured |
Yes |
Mozo users have rated RACT home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
49 Reviews
RACT has given the best rates for our home and content insurance and at half the price of our previous company I would recommend this company as they are easy to deal with and go the extra mile if you have a query or problem.
Read full reviewRACT has given the best rates for our home and content insurance and at half the price of our previous company I would recommend this company as they are easy to deal with and go the extra mile if you have a query or problem.
Ract is great, easy to join and work out what cover you should have. We have had claims with Ract and they have covered us very quickly and effortlessly. Always friendly service and easy to communicate with. Con-Excess is a bit high.
Read full reviewRact is great, easy to join and work out what cover you should have. We have had claims with Ract and they have covered us very quickly and effortlessly. Always friendly service and easy to communicate with. Con-Excess is a bit high.
I have been with RACT for over 50 years and in all that time I have been dealt with quickly and with complete courtesy on each and every claim.
Read full reviewI have been with RACT for over 50 years and in all that time I have been dealt with quickly and with complete courtesy on each and every claim.
Very unhappy with my insurer. Following storm damage in Tasmania they totally reneged on their contractual obligations and have squirmed and wriggled their way into trying to deny a claim. I will be taking my concerns higher.
Read full reviewVery unhappy with my insurer. Following storm damage in Tasmania they totally reneged on their contractual obligations and have squirmed and wriggled their way into trying to deny a claim. I will be taking my concerns higher.