RACT home insurance

RACT was established in Tasmania in 1923 as the Royal Automobile Club of Tasmania. For over 90 years, it's been catering to the Tasmanian community offering all types of insurance.

From legal liability, cover for loss or damage, new for old replacement and temporary accomodation, RACT home insurance offers peace of mind for your biggest investments.

RACT offers the following home insurance

Cover information and limits in the table below verified as correct at 13 June 2024. Other information correct at the time of writing.
Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Yes

Up to 25% of sum insured

Yes

Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Yes

Up to 25% of sum insured

Yes

How is RACT home insurance rated?

Mozo users have rated RACT home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
RACT home insurance customer reviews
Overall
8.5/10
Value for money
8.0/10
Policy coverage
8.1/10
Customer service
8.6/10
Claims handling
8.3/10
Trust
8.4/10
Based on 49 RACT product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Recent RACT home insurance reviews

RACT Home & Contents Insurance
Overall 9/10
Could not be happier with this Tassie company

RACT has given the best rates for our home and content insurance and at half the price of our previous company I would recommend this company as they are easy to deal with and go the extra mile if you have a query or problem.

Read full review

RACT has given the best rates for our home and content insurance and at half the price of our previous company I would recommend this company as they are easy to deal with and go the extra mile if you have a query or problem.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Trust
10/10
Less
Alison we, Tasmania, reviewed 7 months ago
RACT Home Insurance
Overall 8/10
fast claims and easy to deal with.

Ract is great, easy to join and work out what cover you should have. We have had claims with Ract and they have covered us very quickly and effortlessly. Always friendly service and easy to communicate with. Con-Excess is a bit high.

Read full review

Ract is great, easy to join and work out what cover you should have. We have had claims with Ract and they have covered us very quickly and effortlessly. Always friendly service and easy to communicate with. Con-Excess is a bit high.

Value for money
8/10
Policy coverage
8/10
Customer service
8/10
Claims handling
10/10
Trust
8/10
Less
Shane, Tasmania, reviewed almost 2 years ago
RACT Building Insurance
Overall 10/10
I am very happy with all their services.

I have been with RACT for over 50 years and in all that time I have been dealt with quickly and with complete courtesy on each and every claim.

Read full review

I have been with RACT for over 50 years and in all that time I have been dealt with quickly and with complete courtesy on each and every claim.

Value for money
10/10
Policy coverage
10/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Annette, Tasmania, reviewed over 2 years ago
RACT Home & Contents Insurance
Overall 1/10
Unhappy.

Very unhappy with my insurer. Following storm damage in Tasmania they totally reneged on their contractual obligations and have squirmed and wriggled their way into trying to deny a claim. I will be taking my concerns higher.

Read full review

Very unhappy with my insurer. Following storm damage in Tasmania they totally reneged on their contractual obligations and have squirmed and wriggled their way into trying to deny a claim. I will be taking my concerns higher.

Value for money
8/10
Policy coverage
8/10
Customer service
1/10
Claims handling
1/10
Trust
1/10
Less
Roslyn, Tasmania, reviewed over 4 years ago
See all home insurance reviews
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

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