Rates and fees verified as correct at 23 May 2022. Other information correct at the time of writing.
Advertiser disclosure.
Important information on terms, conditions and sub-limits
| Product | Main Events covered | Monthly payments cost extra | Underinsurance protection | New for old replacement |
|---|---|---|---|---|
| Contents Insurance |
|
Yes |
No |
Yes |
| Home & Contents Insurance |
|
Yes |
Yes Up to 25% of sum insured |
Yes |
| Home Insurance |
|
Yes |
Yes Up to 25% of sum insured |
Yes |
Mozo users have rated RACT home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
47 Reviews
I have been with RACT for over 50 years and in all that time I have been dealt with quickly and with complete courtesy on each and every claim.
Read full reviewI have been with RACT for over 50 years and in all that time I have been dealt with quickly and with complete courtesy on each and every claim.
Very unhappy with my insurer. Following storm damage in Tasmania they totally reneged on their contractual obligations and have squirmed and wriggled their way into trying to deny a claim. I will be taking my concerns higher.
Read full reviewVery unhappy with my insurer. Following storm damage in Tasmania they totally reneged on their contractual obligations and have squirmed and wriggled their way into trying to deny a claim. I will be taking my concerns higher.
Claims made over phone. Takes just a few minutes at the most.
Read full reviewClaims made over phone. Takes just a few minutes at the most.
I feel there are less expensive companies out there but have been with RACT for over fifty years and I find it difficult to look anywhere else. Maybe I should I have been told honour does not come into it with insurance companies.
Read full reviewI feel there are less expensive companies out there but have been with RACT for over fifty years and I find it difficult to look anywhere else. Maybe I should I have been told honour does not come into it with insurance companies.
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