RACT home insurance

RACT was established in Tasmania in 1923 as the Royal Automobile Club of Tasmania. For over 90 years, it's been catering to the Tasmanian community offering all types of insurance.

From legal liability, cover for loss or damage, new for old replacement and temporary accomodation, RACT home insurance offers peace of mind for your biggest investments.

RACT offers the following home insurance

Rates and fees verified as correct at 17 May, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Main Events covered Monthly payments cost extra Underinsurance protection New for old replacement
Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

No

Yes

Home & Contents Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Yes

Up to 25% of sum insured

Yes

Home Insurance
Image of fire Fire
Image of theft Theft
Image of storm Storm
Image of flood Flood

Yes

Yes

Up to 25% of sum insured

Yes

How is RACT home insurance rated?

Mozo users have rated RACT home insurance on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-insurances
RACT home insurance
Overall
8.5/10
Value for money
Policy coverage
Customer service
Claims handling
Trust

46 Reviews

Recent RACT home insurance reviews

RACT Home & Contents Insurance review
Overall 1/10
Unhappy.

Very unhappy with my insurer. Following storm damage in Tasmania they totally reneged on their contractual obligations and have squirmed and wriggled their way into trying to deny a claim. I will be taking my concerns higher.

Read full review

Very unhappy with my insurer. Following storm damage in Tasmania they totally reneged on their contractual obligations and have squirmed and wriggled their way into trying to deny a claim. I will be taking my concerns higher.

Value for money
8/10
Policy coverage
8/10
Customer service
1/10
Claims handling
1/10
Trust
1/10
Less
Roslyn, Tasmania, reviewed over 1 year ago
RACT Home Insurance review
Overall 9/10
Highly recommend to all friend and family

Claims made over phone. Takes just a few minutes at the most.

Read full review

Claims made over phone. Takes just a few minutes at the most.

Value for money
10/10
Policy coverage
8/10
Customer service
10/10
Claims handling
10/10
Trust
10/10
Less
Annette, Tasmania, reviewed over 2 years ago
RACT Home & Contents Insurance review
Overall 6/10
Could be paying less. Might switch

I feel there are less expensive companies out there but have been with RACT for over fifty years and I find it difficult to look anywhere else. Maybe I should I have been told honour does not come into it with insurance companies.

Read full review

I feel there are less expensive companies out there but have been with RACT for over fifty years and I find it difficult to look anywhere else. Maybe I should I have been told honour does not come into it with insurance companies.

Value for money
8/10
Policy coverage
6/10
Customer service
10/10
Claims handling
9/10
Trust
10/10
Less
Annette, Tasmania, reviewed over 2 years ago
RACT Home & Contents Insurance review
Overall 9/10
Ract supports Tasmanians

RACT provides excellent insurance and service for Tasmanians

Read full review

RACT provides excellent insurance and service for Tasmanians

Value for money
8/10
Policy coverage
9/10
Customer service
10/10
Claims handling
8/10
Trust
8/10
Less
Wendy, Tasmania, reviewed over 3 years ago

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