Yes
Up to $1,000, when stored and locked
Up to $1,000 for plants
Yes
Optional Extra
Yes
Yes
Yes
Yes
Yes
Yes
Optional Extra, up to 10 years old
No
Yes
Yes
No
Yes
Yes
Yes
Yes
60
Yes - Up to 25% of sum insured
Yes
$200
true
no
Combined policy, over 50
No
Up to $20,000,000
none
none
$5,000 for death
Up to $1,000
Up to 10% of sum insured
Up to 10% of sum insured, combined with temporary accommodation costs
Up to 15% of sum insured combined with demolition cost
Up to 15% of sum insured combined with debris removal cost
No
Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).
RACT sort out claims quickly and keep you informed throughout the process. They do not leave you hanging and I have made two claims (fire and then flood) and found them to be trustworthy, reliable and empathetic. Having those qualities in an insurance company relieves the stress associated with traumatic events.
Read full reviewRACT sort out claims quickly and keep you informed throughout the process. They do not leave you hanging and I have made two claims (fire and then flood) and found them to be trustworthy, reliable and empathetic. Having those qualities in an insurance company relieves the stress associated with traumatic events.
So far good service
Read full reviewSo far good service
They were very helpful, friendly and mindful that you are busy when arranging for Home Insurance. I have not had to make a claim but I have heard from other policy holders they were happy with them.
Read full reviewThey were very helpful, friendly and mindful that you are busy when arranging for Home Insurance. I have not had to make a claim but I have heard from other policy holders they were happy with them.
JUST HAPPY WITH WHAT IVE GOT
Read full reviewJUST HAPPY WITH WHAT IVE GOT
My insurer looks after me and all my worldly goods and it's no trouble when I make a claim.
Read full reviewMy insurer looks after me and all my worldly goods and it's no trouble when I make a claim.