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RACT Building Insurance

Advertiser disclosure
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover
n/a

Details

Rates and fees information correct as at 28 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings

  • Yes

  • Up to $1,000, when stored and locked

  • Up to $1,000 for plants

  • Yes

Events

  • Optional Extra

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Yes

  • Optional Extra, up to 10 years old

  • No

  • Yes

  • Yes

  • No

  • Yes

  • Yes

  • Yes

  • Yes

Policy and service features

  • 60

  • Yes - Up to 25% of sum insured

  • Yes

  • $200

  • true

  • no

  • Combined policy, over 50

  • No

  • Up to $20,000,000

  • none

  • none

Other cover

  • $5,000 for death

  • Up to $1,000

  • Up to 10% of sum insured

  • Up to 10% of sum insured, combined with temporary accommodation costs

  • Up to 15% of sum insured combined with demolition cost

  • Up to 15% of sum insured combined with debris removal cost

  • No

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).

Customer Reviews

How are RACT home insurance rated by the Mozo community?

Overall
8.5/10

Based on 46 RACT home insurance reviews

Value for money
7.9/10
Policy coverage
8.0/10
Customer service
8.6/10
Claims handling
8.2/10
Trust
8.3/10

Latest reviews of RACT Building Insurance

  • Overall 10/10
    Fair prices and brilliant service in every way

    RACT sort out claims quickly and keep you informed throughout the process. They do not leave you hanging and I have made two claims (fire and then flood) and found them to be trustworthy, reliable and empathetic. Having those qualities in an insurance company relieves the stress associated with traumatic events.

    Read full review

    RACT sort out claims quickly and keep you informed throughout the process. They do not leave you hanging and I have made two claims (fire and then flood) and found them to be trustworthy, reliable and empathetic. Having those qualities in an insurance company relieves the stress associated with traumatic events.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -
    Less
    Karen, Tasmania reviewed over 3 years ago
  • Overall 10/10
    Good customer service

    So far good service

    Read full review

    So far good service

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -
    Less
    Kirk, Tasmania reviewed over 3 years ago
  • Overall 7/10
    Great customer service, highly recommend

    They were very helpful, friendly and mindful that you are busy when arranging for Home Insurance. I have not had to make a claim but I have heard from other policy holders they were happy with them.

    Read full review

    They were very helpful, friendly and mindful that you are busy when arranging for Home Insurance. I have not had to make a claim but I have heard from other policy holders they were happy with them.

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    8/10
    Claims handling
    -1/10
    Trust
    7/10
    Less
    Judi, Tasmania reviewed about 5 years ago
  • Overall 10/10
    YES

    JUST HAPPY WITH WHAT IVE GOT

    Read full review

    JUST HAPPY WITH WHAT IVE GOT

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    7/10
    Claims handling
    7/10
    Trust
    7/10
    Less
    Barbara, Tasmania reviewed over 5 years ago
  • Overall 10/10
    Claims are great, no hassles

    My insurer looks after me and all my worldly goods and it's no trouble when I make a claim.

    Read full review

    My insurer looks after me and all my worldly goods and it's no trouble when I make a claim.

    Value for money
    9/10
    Policy coverage
    8/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Glenn, Tasmania reviewed over 6 years ago
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