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RACT Building Insurance

Fire
Theft or burglary
Flood
Storm
Building cover
true
Contents cover
false

Details

Rates and fees information correct as at 5 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Buildings
  • Up to $1,000, when stored and locked

  • Up to $1,000 for plants

Events
  • Optional extra

  • Optional Extra, up to 10 years old

Policy and service features
  • 60

  • Yes - Up to 25% of sum insured

  • $200

  • Combined policy, over 50

  • Up to $20,000,000

Other cover
  • $5,000 for death

  • Up to $1,000

  • Up to 10% of sum insured

  • Up to 10% of sum insured, combined with temporary accommodation costs

  • Up to 15% of sum insured combined with demolition cost

  • Up to 15% of sum insured combined with debris removal cost

Customer Reviews

How are RACT home insurance rated by the Mozo community?

Overall customer rating
8.5/10
Value for money
7.9/10
Policy coverage
8.0/10
Customer service
8.6/10
Claims handling
8.2/10
Trust
8.3/10

Latest reviews of RACT Building Insurance

  • Overall 10/10
    Fair prices and brilliant service in every way

    RACT sort out claims quickly and keep you informed throughout the process. They do not leave you hanging and I have made two claims (fire and then flood) and found them to be trustworthy, reliable and empathetic. Having those qualities in an insurance company relieves the stress associated with traumatic events.

    Read full review

    RACT sort out claims quickly and keep you informed throughout the process. They do not leave you hanging and I have made two claims (fire and then flood) and found them to be trustworthy, reliable and empathetic. Having those qualities in an insurance company relieves the stress associated with traumatic events.

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -
    Less
    Karen, Tasmania reviewed about 3 years ago
  • Overall 10/10
    Good customer service

    So far good service

    Read full review

    So far good service

    Value for money
    10/10
    Policy coverage
    -
    Customer service
    -
    Claims handling
    -
    Trust
    -
    Less
    Kirk, Tasmania reviewed about 3 years ago
  • Overall 7/10
    Great customer service, highly recommend

    They were very helpful, friendly and mindful that you are busy when arranging for Home Insurance. I have not had to make a claim but I have heard from other policy holders they were happy with them.

    Read full review

    They were very helpful, friendly and mindful that you are busy when arranging for Home Insurance. I have not had to make a claim but I have heard from other policy holders they were happy with them.

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    8/10
    Claims handling
    -1/10
    Trust
    7/10
    Less
    Judi, Tasmania reviewed almost 5 years ago
  • Overall 10/10
    YES

    JUST HAPPY WITH WHAT IVE GOT

    Read full review

    JUST HAPPY WITH WHAT IVE GOT

    Value for money
    7/10
    Policy coverage
    7/10
    Customer service
    7/10
    Claims handling
    7/10
    Trust
    7/10
    Less
    Barbara, Tasmania reviewed almost 5 years ago
  • Overall 10/10
    Claims are great, no hassles

    My insurer looks after me and all my worldly goods and it's no trouble when I make a claim.

    Read full review

    My insurer looks after me and all my worldly goods and it's no trouble when I make a claim.

    Value for money
    9/10
    Policy coverage
    8/10
    Customer service
    10/10
    Claims handling
    10/10
    Trust
    10/10
    Less
    Glenn, Tasmania reviewed over 6 years ago
RACT

About RACT

See RACT home insurance