Choose the version of this product that suits you best
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Classic Home Insurance |
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Classic Extras Home Insurance |
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Classic Advantages Home Insurance |
Suncorp Contents Insurance provides top cover for your belongings. You’ll get new for old replacement, which means even if your TV is a couple of years old and it gets stolen or damaged beyond repair, Suncorp will replace it with a new equivalent set. If you want to save on your premium, you’ll have your choice of excess, and there’s also a multi-policy discount. Suncorp also provide 24/7 customer service so you can always get in touch with them in an emergency.
Suncorp's Classic Advantages policy is an award-winner in the 2023 Mozo Experts Choice Awards, named as being an Exceptional Quality Home & Contents Insurance policy.
Suncorp Contents Insurance comes in three tiers: Classic, Classic Extras, and Classic Advantages. These come at three ascending prices and matching enhanced coverage, with Classic Advantages being the highest level of cover.
Under the mid-range policy, Suncorp Classic Extras, you’ll be able to insure your contents against events ranging from floods to fires, accidental damage and riots. However, while you are able to protect your contents from heaps of life’s unexpected disasters, you should know that this policy doesn’t include cover for any storm or power surges that damage your belongings.
No matter what you like to collect, store or keep inside your home, Suncorp Classic Extras Home Insurance will provide cover up to the sum insured. Under this policy, you’ll be able to get cover for cash or credit cards, along with any antiques, jewellery, trade tools or other valuables you may have. If you like to take photos, you're in luck as you can also get cover for your camera and its accessories. The cost to replace important documents, like birth or marriage certificates will also be covered along with identity theft should the documents be stolen. Be sure that you check the policy detail to make sure you’re aware of any per-item limits across the different policy tiers.
Suncorp Classic Extras Home Insurance also provides the optional extra of getting cover for veterinary expenses if your pet gets injured or falls ill. It will also cover the cost of any lock replacements, temporary accommodation for you and your pet, emergency storage and much more.
Suncorp Classic Extras Home Insurance is available Australia-wide and a good option for anyone looking for a thorough level of cover to protect their belongings. Also, if you live in Queensland and have a seniors card, you’ll be eligible for an additional discount.
While you will have the option to pay your premium monthly, just keep in mind that you will need to pay extra for this.
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No |
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Up to $1,500 |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $2,000 per item |
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Up to $10,000 per item, up to $50,000 in total, up to $2,000 for collections |
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Up to $2,000 per item, up to $4,000 in total |
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No |
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Up to $500 |
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No |
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Yes |
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Up to $1,000 |
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No |
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Yes |
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$5,000 for death |
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Optional Extra, up to $2,000 |
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Up to $500 |
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Up to 10% of sum insured combined with temporary accommodation for pets |
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Up to 10% of sum insured combined with temporary accommodation |
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Up to 10% of sum insured |
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Up to 10% of sum insured |
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No |
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No |
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Up to 14 days |
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Yes |
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60 |
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No |
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Yes |
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$200 |
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true |
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no |
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Multipolicy, QLD Seniors Card, $50 Online Discount |
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Yes |
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Up to 180 days, up to 25% of sum insured |
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Yes |
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Up to $20,000,000 |
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none |
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none |
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Optional Extra |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Optional Extra, up to 10 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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No |
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Up to $2,500 |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $5,000 per item |
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Up to $20,000 per item, up to $80,000 in total, up to $5,000 for collections |
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Up to $3,000 per item, up to $10,000 in total |
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No |
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Up to $1,000 |
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No |
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Yes |
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Up to $2,000 |
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No |
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Yes |
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$5,000 for death |
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Optional Extra, up to $2,000 |
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Up to $1,000 |
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Up to 10% of sum insured combined with temporary accommodation for pets |
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Up to 10% of sum insured combined with temporary accommodation |
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Up to 10% of sum insured |
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Up to 15% of sum insured |
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No |
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No |
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Up to 14 days |
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Yes |
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60 |
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No |
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Yes |
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$200 |
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true |
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no |
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Multipolicy, QLD Seniors Card, $50 Online Discount |
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Yes |
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Up to 180 days, up to 30% of sum insured |
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Yes |
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Up to $20,000,000 |
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none |
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none |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 10 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
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No |
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Up to $5,000 |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to $200,000, up to $50,000 for collections |
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Up to $10,000 per item, up to $40,000 in total |
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No |
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Up to $2,000 |
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No |
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Yes |
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Up to $5,000 |
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No |
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Yes |
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$5,000 for death |
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Optional Extra, up to $2,000 |
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Up to $2,500 |
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Up to 15% of sum insured combined with temporary accommodation for pets |
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Up to 15% of sum insured combined with temporary accommodation |
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Up to 20% of sum insured |
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Up to 20% of sum insured |
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No |
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No |
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Up to 14 days |
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Yes |
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60 |
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No |
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Yes |
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$200 |
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true |
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no |
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Multipolicy, QLD Seniors Card, $50 Online Discount |
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Yes |
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Up to 180 days, up to 35% of sum insured |
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Yes |
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Up to $20,000,000 |
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none |
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none |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 10 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
Very good customer service over the phone. Great value for money on contents insurance.
Read full reviewVery good customer service over the phone. Great value for money on contents insurance.
I like Suncorp for insurance purposes because they are absolutely fabulous to deal with, they are exceptionally friendly and helpful they always send notices out when it's due to be paid, and are absolutely fabulous when it come to putting in a claim, there response is very quick and very rarely do you get knocked back with a claim.
Read full reviewI like Suncorp for insurance purposes because they are absolutely fabulous to deal with, they are exceptionally friendly and helpful they always send notices out when it's due to be paid, and are absolutely fabulous when it come to putting in a claim, there response is very quick and very rarely do you get knocked back with a claim.
Cost affective, friendly staff easy to understand
Read full reviewCost affective, friendly staff easy to understand
Suncorp has very good coverage including accidental and portables cover, which makes a really big difference. They also are reasonable with like for like replacement.
Read full reviewSuncorp has very good coverage including accidental and portables cover, which makes a really big difference. They also are reasonable with like for like replacement.
They are quickly responsive on the phone. They have the most comprehensive cover for the best price. They are proactive in offering discount on premiums.
Read full reviewThey are quickly responsive on the phone. They have the most comprehensive cover for the best price. They are proactive in offering discount on premiums.